CNB Financial Corporation (CCNEP) vs Trupanion, Inc. (TRUP)

A side-by-side comparison of CNB Financial Corporation and Trupanion, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — CCNEP vs TRUP

growth of $100 · dividends reinvested · last 6y
CCNEP +50.9% (+7.1%/yr)TRUP -58.9% (-13.8%/yr)CCNEP compounded faster over this window
50100150200250Start $100202120222023202420252026$151$41
CCNEP TRUP

CCNEP vs TRUP: by the numbers

  • •TRUP is the larger company ($1.08B vs $1.02B market cap).
  • •CCNEP trades at the lower trailing earnings multiple (7.98 vs 46.57 P/E), one valuation lens rather than an overall verdict.
  • •CCNEP converts more revenue to profit (20.46% vs 1.53% net margin).
  • •TRUP grew revenue faster over the past five years (20.62% vs 18.16% CAGR).
  • •CCNEP pays a dividend (7.20% yield), while TRUP has no payments in the available dividend history.

Metrics side by side

Valuation

MetricCCNEPTRUP
P/E ratio7.9846.57
Forward P/E6.9839.41
PEG ratio1.61N/A
P/S ratio2.180.71
P/B ratio1.202.63
EV / EBITDAN/A25.89
FCF yieldN/A7.63%

Profitability

MetricCCNEPTRUP
Gross marginN/A22.48%
Operating margin23.26%1.61%
Net margin20.46%1.53%
ROE10.56%5.67%
ROICN/A4.05%

CNB Financial Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricCCNEPTRUP
Dividend yield7.20%N/A
Payout ratio57.46%N/A

Growth (annualized)

MetricCCNEPTRUP
Revenue CAGR (5Y)18.16%20.62%
EPS CAGR (5Y)4.96%N/A
Total return CAGR (5Y)5.00%-20.79%

Frequently asked

Which has the lower trailing P/E, CCNEP or TRUP?
CCNEP has the lower trailing P/E: CCNEP trades at 7.98 and TRUP at 46.57. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, CCNEP or TRUP?
Over the past five years, TRUP grew revenue faster — CCNEP at a 18.16% CAGR versus TRUP at 20.62%.
Does CCNEP or TRUP pay a bigger dividend?
CCNEP pays a dividend (7.20% yield), while TRUP has no payments in the available dividend history.
Is CCNEP or TRUP more profitable?
CCNEP runs the higher net margin — CCNEP at 20.46% versus TRUP at 1.53%.
How have CCNEP and TRUP total returns compared?
Over the past 5 years, CCNEP delivered 5.00% and TRUP delivered -20.79% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.