Which has the lower trailing P/E, FSBC or TRUP?

FSBC has the lower trailing P/E: FSBC trades at 12.85 and TRUP at 46.12. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, FSBC or TRUP?

Over the past five years, FSBC grew revenue faster — FSBC at a 26.69% CAGR versus TRUP at 20.62%.

Does FSBC or TRUP pay a bigger dividend?

FSBC pays a dividend (2.19% yield), while TRUP has no payments in the available dividend history.

Is FSBC or TRUP more profitable?

FSBC runs the higher net margin — FSBC at 25.88% versus TRUP at 1.53%.

How have FSBC and TRUP total returns compared?

Over the past 10 years, FSBC delivered 14.90% and TRUP delivered 4.40% annualized total return. Past performance doesn't predict future results.

Five Star Bancorp (FSBC) vs Trupanion, Inc. (TRUP)

A side-by-side comparison of Five Star Bancorp and Trupanion, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

FSBC

Five Star Bancorp

$1.05B

$43.43Financial ServicesDelayed quote: Oct 6, 2026, 3:35 PM EDT

TRUP

Trupanion, Inc.

$1.07B

$24.44Financial ServicesDelayed quote: Oct 6, 2026, 3:30 PM EDT

Total return — FSBC vs TRUP

growth of $100 · dividends reinvested · last 10y

FSBC +301.1% (+14.9%/yr)TRUP +45.4% (+3.8%/yr)FSBC compounded faster over this window

FSBC TRUP

FSBC vs TRUP: by the numbers

•TRUP is the larger company ($1.07B vs $1.05B market cap).
•FSBC trades at the lower trailing earnings multiple (12.85 vs 46.12 P/E), one valuation lens rather than an overall verdict.
•FSBC converts more revenue to profit (25.88% vs 1.53% net margin).
•FSBC grew revenue faster over the past five years (26.69% vs 20.62% CAGR).
•FSBC pays a dividend (2.19% yield), while TRUP has no payments in the available dividend history.

Metrics side by side

Valuation

Metric	FSBC	TRUP
P/E ratio	12.85	46.12
Forward P/E	12.41	39.03
PEG ratio	2.30	N/A
P/S ratio	3.76	0.70
P/B ratio	2.21	2.60
EV / EBITDA	N/A	25.63
FCF yield	N/A	7.71%

Profitability

Metric	FSBC	TRUP
Gross margin	N/A	22.48%
Operating margin	34.63%	1.61%
Net margin	25.88%	1.53%
ROE	15.20%	5.67%
ROIC	N/A	4.05%

Five Star Bancorp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	FSBC	TRUP
Dividend yield	2.19%	N/A
Payout ratio	28.11%	N/A

Growth (annualized)

Metric	FSBC	TRUP
Revenue CAGR (5Y)	26.69%	20.62%
EPS CAGR (5Y)	5.59%	N/A
Total return CAGR (5Y)	15.10%	-20.79%

Frequently asked

Which has the lower trailing P/E, FSBC or TRUP?: FSBC has the lower trailing P/E: FSBC trades at 12.85 and TRUP at 46.12. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, FSBC or TRUP?: Over the past five years, FSBC grew revenue faster — FSBC at a 26.69% CAGR versus TRUP at 20.62%.
Does FSBC or TRUP pay a bigger dividend?: FSBC pays a dividend (2.19% yield), while TRUP has no payments in the available dividend history.
Is FSBC or TRUP more profitable?: FSBC runs the higher net margin — FSBC at 25.88% versus TRUP at 1.53%.
How have FSBC and TRUP total returns compared?: Over the past 10 years, FSBC delivered 14.90% and TRUP delivered 4.40% annualized total return. Past performance doesn't predict future results.

Go deeper

Full FSBC analysis Full TRUP analysis Interactive comparison tool

Dig into the metrics

Five Star Bancorp P/E ratio Trupanion P/E ratio Five Star Bancorp dividend yield Five Star Bancorp ROE Trupanion ROE Five Star Bancorp operating margin Trupanion operating margin Five Star Bancorp revenue growth Trupanion revenue growth Trupanion free cash flow

Five Star Bancorp & Trupanion appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks Highest Operating Margin Stocks Highest FCF Yield Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.