Which has the lower trailing P/E, TRUP or UVSP?

UVSP has the lower trailing P/E: TRUP trades at 46.57 and UVSP at 11.92. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, TRUP or UVSP?

Over the past five years, TRUP grew revenue faster — TRUP at a 20.62% CAGR versus UVSP at 12.34%.

Does TRUP or UVSP pay a bigger dividend?

UVSP pays a dividend (2.17% yield), while TRUP has no payments in the available dividend history.

Is TRUP or UVSP more profitable?

UVSP runs the higher net margin — TRUP at 1.53% versus UVSP at 18.89%.

How have TRUP and UVSP total returns compared?

Over the past 10 years, TRUP delivered 4.40% and UVSP delivered 9.29% annualized total return. Past performance doesn't predict future results.

Trupanion, Inc. (TRUP) vs Univest Financial Corporation (UVSP)

A side-by-side comparison of Trupanion, Inc. and Univest Financial Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

TRUP

Trupanion, Inc.

$1.08B

$24.68Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT

UVSP

Univest Financial Corporation

$1.14B

$41.37Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT

Total return — TRUP vs UVSP

growth of $100 · dividends reinvested · last 10y

TRUP +45.4% (+3.8%/yr)UVSP +143.1% (+9.3%/yr)UVSP compounded faster over this window

TRUP UVSP

TRUP vs UVSP: by the numbers

•UVSP is the larger company ($1.14B vs $1.08B market cap).
•UVSP trades at the lower trailing earnings multiple (11.92 vs 46.57 P/E), one valuation lens rather than an overall verdict.
•UVSP converts more revenue to profit (18.89% vs 1.53% net margin).
•TRUP grew revenue faster over the past five years (20.62% vs 12.34% CAGR).
•UVSP pays a dividend (2.17% yield), while TRUP has no payments in the available dividend history.

Metrics side by side

Valuation

Metric	TRUP	UVSP
P/E ratio	46.57	11.92
Forward P/E	39.41	10.87
PEG ratio	N/A	0.82
P/S ratio	0.71	2.19
P/B ratio	2.63	1.20
EV / EBITDA	25.89	N/A
FCF yield	7.63%	N/A

Profitability

Metric	TRUP	UVSP
Gross margin	22.48%	N/A
Operating margin	1.61%	23.57%
Net margin	1.53%	18.89%
ROE	5.67%	10.31%
ROIC	4.05%	N/A

Univest Financial Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	TRUP	UVSP
Dividend yield	N/A	2.17%
Payout ratio	N/A	25.94%

Growth (annualized)

Metric	TRUP	UVSP
Revenue CAGR (5Y)	20.62%	12.34%
EPS CAGR (5Y)	N/A	14.58%
Total return CAGR (5Y)	-20.79%	11.73%

Frequently asked

Which has the lower trailing P/E, TRUP or UVSP?: UVSP has the lower trailing P/E: TRUP trades at 46.57 and UVSP at 11.92. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, TRUP or UVSP?: Over the past five years, TRUP grew revenue faster — TRUP at a 20.62% CAGR versus UVSP at 12.34%.
Does TRUP or UVSP pay a bigger dividend?: UVSP pays a dividend (2.17% yield), while TRUP has no payments in the available dividend history.
Is TRUP or UVSP more profitable?: UVSP runs the higher net margin — TRUP at 1.53% versus UVSP at 18.89%.
How have TRUP and UVSP total returns compared?: Over the past 10 years, TRUP delivered 4.40% and UVSP delivered 9.29% annualized total return. Past performance doesn't predict future results.

Go deeper

Full TRUP analysis Full UVSP analysis Interactive comparison tool

Dig into the metrics

Trupanion P/E ratio Univest Financial P/E ratio Univest Financial dividend yield Trupanion ROE Univest Financial ROE Trupanion operating margin Univest Financial operating margin Trupanion revenue growth Univest Financial revenue growth Trupanion free cash flow

Trupanion & Univest Financial appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks Highest FCF Yield Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.