Northeast Bank (NBN) vs Univest Financial Corporation (UVSP)
A side-by-side comparison of Northeast Bank and Univest Financial Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — NBN vs UVSP
growth of $100 · dividends reinvested · last 10yNBN vs UVSP: by the numbers
- •UVSP is the larger company ($1.14B vs $1.04B market cap).
- •NBN trades at the lower trailing earnings multiple (9.85 vs 11.92 P/E), one valuation lens rather than an overall verdict.
- •NBN converts more revenue to profit (28.16% vs 18.89% net margin).
- •NBN grew revenue faster over the past five years (21.05% vs 12.34% CAGR).
- •UVSP pays the higher dividend yield (2.17% vs 0.03%).
Metrics side by side
Valuation
| Metric | NBN | UVSP |
|---|---|---|
| P/E ratio | 9.85 | 11.92 |
| Forward P/E | 8.58 | 10.87 |
| PEG ratio | 1.19 | 0.82 |
| P/S ratio | 2.72 | 2.19 |
| P/B ratio | 1.72 | 1.20 |
Profitability
| Metric | NBN | UVSP |
|---|---|---|
| Operating margin | 38.56% | 23.57% |
| Net margin | 28.16% | 18.89% |
| ROE | 17.80% | 10.31% |
Northeast Bank: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Univest Financial Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | NBN | UVSP |
|---|---|---|
| Dividend yield | 0.03% | 2.17% |
| Payout ratio | 0.31% | 25.94% |
Growth (annualized)
| Metric | NBN | UVSP |
|---|---|---|
| Revenue CAGR (5Y) | 21.05% | 12.34% |
| EPS CAGR (5Y) | 8.41% | 14.58% |
| Total return CAGR (5Y) | 28.02% | 11.73% |
Frequently asked
- Which has the lower trailing P/E, NBN or UVSP?
- NBN has the lower trailing P/E: NBN trades at 9.85 and UVSP at 11.92. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, NBN or UVSP?
- Over the past five years, NBN grew revenue faster — NBN at a 21.05% CAGR versus UVSP at 12.34%.
- Does NBN or UVSP pay a bigger dividend?
- NBN yields 0.03% and UVSP yields 2.17% based on trailing dividends and the latest price.
- Is NBN or UVSP more profitable?
- NBN runs the higher net margin — NBN at 28.16% versus UVSP at 18.89%.
- How have NBN and UVSP total returns compared?
- Over the past 10 years, NBN delivered 27.22% and UVSP delivered 9.29% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Northeast Bank & Univest Financial appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.