Northeast Bank (NBN) vs Univest Financial Corporation (UVSP)

A side-by-side comparison of Northeast Bank and Univest Financial Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — NBN vs UVSP

growth of $100 · dividends reinvested · last 10y
NBN +1058.4% (+27.8%/yr)UVSP +143.1% (+9.3%/yr)NBN compounded faster over this window
05001kStart $10020182020202220242026$1,158$243
NBN UVSP

NBN vs UVSP: by the numbers

  • •UVSP is the larger company ($1.14B vs $1.04B market cap).
  • •NBN trades at the lower trailing earnings multiple (9.85 vs 11.92 P/E), one valuation lens rather than an overall verdict.
  • •NBN converts more revenue to profit (28.16% vs 18.89% net margin).
  • •NBN grew revenue faster over the past five years (21.05% vs 12.34% CAGR).
  • •UVSP pays the higher dividend yield (2.17% vs 0.03%).

Metrics side by side

Valuation

MetricNBNUVSP
P/E ratio9.8511.92
Forward P/E8.5810.87
PEG ratio1.190.82
P/S ratio2.722.19
P/B ratio1.721.20

Profitability

MetricNBNUVSP
Operating margin38.56%23.57%
Net margin28.16%18.89%
ROE17.80%10.31%

Northeast Bank: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Univest Financial Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricNBNUVSP
Dividend yield0.03%2.17%
Payout ratio0.31%25.94%

Growth (annualized)

MetricNBNUVSP
Revenue CAGR (5Y)21.05%12.34%
EPS CAGR (5Y)8.41%14.58%
Total return CAGR (5Y)28.02%11.73%

Frequently asked

Which has the lower trailing P/E, NBN or UVSP?
NBN has the lower trailing P/E: NBN trades at 9.85 and UVSP at 11.92. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, NBN or UVSP?
Over the past five years, NBN grew revenue faster — NBN at a 21.05% CAGR versus UVSP at 12.34%.
Does NBN or UVSP pay a bigger dividend?
NBN yields 0.03% and UVSP yields 2.17% based on trailing dividends and the latest price.
Is NBN or UVSP more profitable?
NBN runs the higher net margin — NBN at 28.16% versus UVSP at 18.89%.
How have NBN and UVSP total returns compared?
Over the past 10 years, NBN delivered 27.22% and UVSP delivered 9.29% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.