Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to assets ratio high or low?
The debt to assets ratio of 0.78% is 74% below its 5-year average of 3.00%, near the low end of its 5-year range (0.78%–8.02%).
As of the fiscal period ended Tuesday, June 30, 2026. 17.46% below its 12-month average of 0.94%.
Reported quarterly debt to assets ratio; no daily interpolation. Q2 FY2026 (2026-06-30): 0.78%.
DEBT TO ASSETS RATIO
0.78%
DEBT TO ASSETS RATIO AVG TTM
0.94%
DEBT TO ASSETS RATIO AVG 3Y
3.27%
DEBT TO ASSETS RATIO AVG 5Y
3.00%
DEBT TO ASSETS RATIO AVG 10Y
2.53%
DEBT TO ASSETS RATIO AVG 15Y
2.54%
DEBT TO ASSETS RATIO AVG 20Y
3.40%
CURRENT VS TTM AVG
-17.46%
CURRENT VS 3Y AVG
-76.24%
CURRENT VS 5Y AVG
-74.12%
CURRENT VS 10Y AVG
-69.27%
CURRENT VS 15Y AVG
-69.44%
CURRENT VS 20Y AVG
-77.18%
SECTOR MEDIAN · FINANCIAL SERVICES
0.05%
median of 739 covered companies
CURRENT VS SECTOR MEDIAN
+1451.88%
vs the sector median at left
TriCo Bancshares
Market Cap
$1.68B
Debt to Assets Ratio
0.78%
TTM Avg
0.94%
3Y Avg
3.27%
5Y Avg
3.00%
Market Cap
$1.66B
Debt to Assets Ratio
0.84%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.69B
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.69B
Debt to Assets Ratio
0.02%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.65B
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.64B
Debt to Assets Ratio
0.92%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | DEBT TO ASSETS RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| TriCo Bancshares (TCBK) | $1.68B | 0.78% | 0.94% | 3.27% | 3.00% |
| Atlanticus Holdings Corporation 9.25% Senior Notes due 2029 (ATLCZ)vs › | $1.66B | 0.84% | N/A | N/A | N/A |
| Hyperliquid Strategies Inc Common Stock (PURR)vs › | $1.69B | 0.00% | N/A | N/A | N/A |
| Bank First Corporation (BFC)vs › | $1.69B | 0.02% | N/A | N/A | N/A |
| ConnectOne Bancorp, Inc. (CNOBP)vs › | $1.65B | 0.00% | N/A | N/A | N/A |
| Goosehead Insurance, Inc (GSHD)vs › | $1.64B | 0.92% | N/A | N/A | N/A |
| QCR Holdings, Inc. (QCRH)vs › | $1.64B | 0.04% | N/A | N/A | N/A |
| S&T Bancorp, Inc. (STBA)vs › | $1.72B | 0.03% | N/A | N/A | N/A |
| Hope Bancorp, Inc. (HOPE)vs › | $1.72B | 0.03% | N/A | N/A | N/A |
| Republic Bancorp, Inc. (RBCAA)vs › | $1.63B | 0.04% | N/A | N/A | N/A |
Debt/Assets
0.8%
Debt/Equity
0.06
Current ratio and interest coverage is unavailable for TriCo Bancshares: applicability has not been verified for this financial-services business. The current sector-based policy withholds this model until its treatment of debt, cash and cash flows is confirmed for the company.
Formula: Debt/Assets = Total Debt / Total Assets × 100
Debt/Assets vs Debt/Equity:
Industry context matters: Capital-intensive industries (utilities, real estate) typically have higher Debt/Assets ratios than tech companies.
Debt/Assets ratio shows what percentage of a company's assets are financed by debt. Compare the current value with the historical chart and peer group to understand leverage over time.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO ASSETS RATIO |
|---|---|
| 2026-06-30 | 0.78% |
| 2026-03-31 | 0.80% |
| 2025-12-31 | 0.82% |
| 2025-09-30 | 0.87% |
| 2025-06-30 | 1.44% |
| 2025-03-31 | 2.22% |
| 2024-12-31 | 2.24% |
| 2024-09-30 | 4.02% |
| 2024-06-30 | 3.86% |
| 2024-03-31 | 5.32% |
| 2023-12-31 | 8.02% |
| 2023-09-30 | 6.76% |
| 2023-06-30 | 5.33% |
| 2023-03-31 | 5.77% |
| 2022-12-31 | 4.46% |
| 2022-09-30 | 1.77% |
| 2022-06-30 | 1.63% |
| 2022-03-31 | 1.66% |
| 2021-12-31 | 2.14% |
| 2021-09-30 | 1.55% |
| 2021-06-30 | 1.53% |
| 2021-03-31 | 1.52% |
| 2020-12-31 | 1.83% |
| 2020-09-30 | 1.52% |
| 2020-06-30 | 1.71% |
| 2020-03-31 | 1.65% |
| 2019-12-31 | 1.88% |
| 2019-09-30 | 1.60% |
| 2019-06-30 | 1.56% |
| 2019-03-31 | 1.54% |
| 2018-12-31 | 1.40% |
| 2018-09-30 | 5.38% |
| 2018-06-30 | 4.66% |
| 2018-03-31 | 2.91% |
| 2017-12-31 | 4.13% |
| 2017-09-30 | 3.62% |
| 2017-06-30 | 2.12% |
| 2017-03-31 | 1.59% |
| 2016-12-31 | 2.03% |
| 2016-09-30 | 1.70% |
| 2016-06-30 | 1.75% |
| 2016-03-31 | 1.71% |
| 2015-12-31 | 1.63% |
| 2015-09-30 | 1.59% |
| 2015-06-30 | 1.62% |
| 2015-03-31 | 1.68% |
| 2014-12-31 | 1.68% |
| 2014-09-30 | 1.93% |
| 2014-06-30 | 1.74% |
| 2014-03-31 | 1.74% |
| 2013-12-31 | 1.96% |
| 2013-09-30 | 2.68% |
| 2013-06-30 | 2.10% |
| 2013-03-31 | 2.20% |
| 2012-12-31 | 2.29% |
| 2012-09-30 | 2.01% |
| 2012-06-30 | 4.04% |
| 2012-03-31 | 4.36% |
| 2011-12-31 | 4.79% |
| 2011-09-30 | 4.99% |
| 2011-06-30 | 4.62% |
| 2011-03-31 | 4.51% |
| 2010-12-31 | 4.72% |
| 2010-09-30 | 4.86% |
| 2010-06-30 | 4.57% |
| 2010-03-31 | 4.71% |
| 2009-12-31 | 4.98% |
| 2009-09-30 | 5.13% |
| 2009-06-30 | 5.51% |
| 2009-03-31 | 5.64% |
| 2008-12-31 | 7.01% |
| 2008-09-30 | 9.52% |
| 2008-06-30 | 12.62% |
| 2008-03-31 | 12.37% |
| 2007-12-31 | 10.77% |
| 2007-09-30 | 10.61% |
| 2007-06-30 | 8.83% |
| 2007-03-31 | 6.46% |
| 2006-12-31 | 6.21% |
| 2006-09-30 | 9.64% |
| 2006-06-30 | 9.19% |
| 2006-03-31 | 6.48% |
| 2005-12-31 | 9.20% |
| 2005-09-30 | 9.86% |
| 2005-06-30 | 8.83% |
| 2005-03-31 | 5.44% |
| 2004-12-31 | 7.12% |
| 2004-09-30 | 7.99% |
| 2004-06-30 | 8.42% |
| 2004-03-31 | 4.12% |
| 2003-12-31 | 5.65% |
| 2003-09-30 | 6.84% |
| 2003-06-30 | 2.96% |
| 2003-03-31 | 1.95% |
| 2002-12-31 | 2.00% |
| 2002-09-30 | 2.14% |
