Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to assets ratio high or low?
The debt to assets ratio of 0.23% is 97% below its 5-year average of 8.70%, near the low end of its 5-year range (0.22%–11.76%).
As of the fiscal period ended Tuesday, June 30, 2026. 95.30% below its 12-month average of 4.86%.
Reported quarterly debt to assets ratio; no daily interpolation. Q2 FY2026 (2026-06-30): 0.23%.
DEBT TO ASSETS RATIO
0.23%
DEBT TO ASSETS RATIO AVG TTM
4.86%
DEBT TO ASSETS RATIO AVG 3Y
8.75%
DEBT TO ASSETS RATIO AVG 5Y
8.70%
DEBT TO ASSETS RATIO AVG 10Y
10.51%
DEBT TO ASSETS RATIO AVG 15Y
11.19%
DEBT TO ASSETS RATIO AVG 20Y
13.60%
CURRENT VS TTM AVG
-95.30%
CURRENT VS 3Y AVG
-97.39%
CURRENT VS 5Y AVG
-97.37%
CURRENT VS 10Y AVG
-97.83%
CURRENT VS 15Y AVG
-97.96%
CURRENT VS 20Y AVG
-98.32%
SECTOR MEDIAN · FINANCIAL SERVICES
0.05%
median of 511 covered companies
CURRENT VS SECTOR MEDIAN
+356.97%
vs the sector median at left
ConnectOne Bancorp, Inc.
Market Cap
$1.65B
Debt to Assets Ratio
0.23%
TTM Avg
4.86%
3Y Avg
8.75%
5Y Avg
8.70%
Market Cap
$1.66B
Debt to Assets Ratio
0.92%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.67B
Debt to Assets Ratio
0.84%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.63B
Debt to Assets Ratio
0.84%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.70B
Debt to Assets Ratio
0.02%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.56B
Debt to Assets Ratio
0.03%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.55B
Debt to Assets Ratio
0.43%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.54B
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | DEBT TO ASSETS RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| ConnectOne Bancorp, Inc. (CNOBP) | $1.65B | 0.23% | 4.86% | 8.75% | 8.70% |
| Goosehead Insurance, Inc (GSHD)vs › | $1.66B | 0.92% | N/A | N/A | N/A |
| Atlanticus Holdings Corporation 9.25% Senior Notes due 2029 (ATLCZ)vs › | $1.67B | 0.84% | N/A | N/A | N/A |
| Atlanticus Holdings Corporation (ATLCP)vs › | $1.63B | 0.84% | N/A | N/A | N/A |
| Bank First Corporation (BFC)vs › | $1.70B | 0.02% | N/A | N/A | N/A |
| Hope Bancorp, Inc. (HOPE)vs › | $1.74B | 0.03% | N/A | N/A | N/A |
| Pathward Financial, Inc. (CASH)vs › | $1.56B | 0.03% | N/A | N/A | N/A |
| Nuveen California Quality Municipal Income Fund (NAC)vs › | $1.55B | 0.43% | N/A | N/A | N/A |
| ConnectOne Bancorp, Inc. (CNOB)vs › | $1.54B | 0.00% | N/A | N/A | N/A |
| Happen, Inc. Common Stock (HAPN)vs › | $1.79B | 0.00% | N/A | N/A | N/A |
Debt/Assets
0.2%
Debt/Equity
0.02
Current ratio and interest coverage is unavailable for ConnectOne Bancorp, Inc.: applicability has not been verified for this financial-services business. The current sector-based policy withholds this model until its treatment of debt, cash and cash flows is confirmed for the company.
Formula: Debt/Assets = Total Debt / Total Assets × 100
Debt/Assets vs Debt/Equity:
Industry context matters: Capital-intensive industries (utilities, real estate) typically have higher Debt/Assets ratios than tech companies.
Debt/Assets ratio shows what percentage of a company's assets are financed by debt. Compare the current value with the historical chart and peer group to understand leverage over time.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO ASSETS RATIO |
|---|---|
| 2026-06-30 | 0.23% |
| 2026-03-31 | 0.22% |
| 2025-12-31 | 8.36% |
| 2025-09-30 | 7.62% |
| 2025-06-30 | 7.87% |
| 2025-03-31 | 7.25% |
| 2024-12-31 | 7.93% |
| 2024-09-30 | 8.69% |
| 2024-06-30 | 8.74% |
| 2024-03-31 | 9.84% |
| 2023-12-31 | 10.41% |
| 2023-09-30 | 10.12% |
| 2023-06-30 | 9.43% |
| 2023-03-31 | 9.46% |
| 2022-12-31 | 10.60% |
| 2022-09-30 | 10.49% |
| 2022-06-30 | 11.76% |
| 2022-03-31 | 6.92% |
| 2021-12-31 | 7.79% |
| 2021-09-30 | 5.26% |
| 2021-06-30 | 6.75% |
| 2021-03-31 | 7.08% |
| 2020-12-31 | 8.57% |
| 2020-09-30 | 9.87% |
| 2020-06-30 | 11.78% |
| 2020-03-31 | 12.15% |
| 2019-12-31 | 10.46% |
| 2019-09-30 | 10.69% |
| 2019-06-30 | 12.18% |
| 2019-03-31 | 12.38% |
| 2018-12-31 | 13.34% |
| 2018-09-30 | 14.13% |
| 2018-06-30 | 14.36% |
| 2018-03-31 | 15.96% |
| 2017-12-31 | 14.19% |
| 2017-09-30 | 13.21% |
| 2017-06-30 | 14.54% |
| 2017-03-31 | 12.24% |
| 2016-12-31 | 11.99% |
| 2016-09-30 | 12.38% |
| 2016-06-30 | 12.92% |
| 2016-03-31 | 17.13% |
| 2015-12-31 | 18.09% |
| 2015-09-30 | 17.63% |
| 2015-06-30 | 16.50% |
| 2015-03-31 | 15.13% |
| 2014-12-31 | 15.42% |
| 2014-09-30 | 12.70% |
| 2014-06-30 | 12.08% |
| 2014-03-31 | 9.02% |
| 2013-12-31 | 9.03% |
| 2013-09-30 | 9.19% |
| 2013-06-30 | 9.41% |
| 2013-03-31 | 9.39% |
| 2012-12-31 | 9.27% |
| 2012-09-30 | 9.38% |
| 2012-06-30 | 11.08% |
| 2012-03-31 | 11.25% |
| 2011-12-31 | 11.60% |
| 2011-09-30 | 12.07% |
| 2011-06-30 | 15.18% |
| 2011-03-31 | 15.68% |
| 2010-12-31 | 18.06% |
| 2010-09-30 | 19.04% |
| 2010-06-30 | 20.81% |
| 2010-03-31 | 21.76% |
| 2009-12-31 | 22.93% |
| 2009-09-30 | 20.79% |
| 2009-06-30 | 18.82% |
| 2009-03-31 | 22.78% |
| 2008-12-31 | 29.68% |
| 2008-09-30 | 26.95% |
| 2008-06-30 | 28.34% |
| 2008-03-31 | 28.04% |
| 2007-12-31 | 21.94% |
| 2007-09-30 | 24.07% |
| 2007-06-30 | 22.16% |
| 2007-03-31 | 21.00% |
| 2006-12-31 | 20.12% |
| 2006-09-30 | 19.21% |
| 2006-06-30 | 18.88% |
| 2006-03-31 | 23.91% |
| 2005-12-31 | 27.76% |
| 2005-09-30 | 32.91% |
| 2005-06-30 | 29.61% |
| 2005-03-31 | 25.09% |
| 2004-12-31 | 22.98% |
| 2004-09-30 | 26.57% |
| 2004-06-30 | 26.22% |
| 2004-03-31 | 27.20% |
| 2003-12-31 | 24.97% |
| 2003-09-30 | 25.92% |
| 2003-06-30 | 27.13% |
| 2003-03-31 | 27.09% |
| 2002-12-31 | 18.27% |
| 2002-09-30 | 20.50% |
