Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to assets ratio high or low?
The debt to assets ratio of 2.75% is 231% above its 5-year average of 0.83%, around the middle of its 5-year range (0.25%–5.44%).
As of the fiscal period ended Tuesday, June 30, 2026. 105.94% above its 12-month average of 1.33%.
Reported quarterly debt to assets ratio; no daily interpolation. Q3 FY2026 (2026-06-30): 2.75%.
DEBT TO ASSETS RATIO
2.75%
DEBT TO ASSETS RATIO AVG TTM
1.33%
DEBT TO ASSETS RATIO AVG 3Y
1.12%
DEBT TO ASSETS RATIO AVG 5Y
0.83%
DEBT TO ASSETS RATIO AVG 10Y
3.15%
DEBT TO ASSETS RATIO AVG 15Y
7.13%
DEBT TO ASSETS RATIO AVG 20Y
8.26%
CURRENT VS TTM AVG
+105.94%
CURRENT VS 3Y AVG
+144.59%
CURRENT VS 5Y AVG
+230.66%
CURRENT VS 10Y AVG
-12.80%
CURRENT VS 15Y AVG
-61.45%
CURRENT VS 20Y AVG
-66.73%
SECTOR MEDIAN · FINANCIAL SERVICES
0.06%
median of 373 covered companies
CURRENT VS SECTOR MEDIAN
+4480.78%
vs the sector median at left
Pathward Financial, Inc.
Market Cap
$1.55B
Debt to Assets Ratio
2.75%
TTM Avg
1.33%
3Y Avg
1.12%
5Y Avg
0.83%
Market Cap
$1.56B
Debt to Assets Ratio
0.43%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.53B
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.63B
Debt to Assets Ratio
0.84%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.46B
Debt to Assets Ratio
0.21%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.66B
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.66B
Debt to Assets Ratio
0.84%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.43B
Debt to Assets Ratio
0.01%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.40B
Debt to Assets Ratio
0.84%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | DEBT TO ASSETS RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Pathward Financial, Inc. (CASH) | $1.55B | 2.75% | 1.33% | 1.12% | 0.83% |
| Nuveen California Quality Municipal Income Fund (NAC)vs › | $1.56B | 0.43% | N/A | N/A | N/A |
| ConnectOne Bancorp, Inc. (CNOB)vs › | $1.53B | 0.00% | N/A | N/A | N/A |
| Atlanticus Holdings Corporation (ATLCP)vs › | $1.63B | 0.84% | N/A | N/A | N/A |
| Capital Southwest Corporation (CSWC)vs › | $1.46B | 0.21% | N/A | N/A | N/A |
| ConnectOne Bancorp, Inc. (CNOBP)vs › | $1.66B | 0.00% | N/A | N/A | N/A |
| Atlanticus Holdings Corporation 9.25% Senior Notes due 2029 (ATLCZ)vs › | $1.66B | 0.84% | N/A | N/A | N/A |
| Amalgamated Financial Corp. (AMAL)vs › | $1.43B | 0.01% | N/A | N/A | N/A |
| Atlanticus Holdings Corporation (ATLC)vs › | $1.40B | 0.84% | N/A | N/A | N/A |
| Bank First Corporation (BFC)vs › | $1.70B | 0.02% | N/A | N/A | N/A |
Debt/Assets
2.7%
Debt/Equity
0.24
Current ratio and interest coverage is unavailable for Pathward Financial, Inc.: applicability has not been verified for this financial-services business. The current sector-based policy withholds this model until its treatment of debt, cash and cash flows is confirmed for the company.
Formula: Debt/Assets = Total Debt / Total Assets × 100
Debt/Assets vs Debt/Equity:
Industry context matters: Capital-intensive industries (utilities, real estate) typically have higher Debt/Assets ratios than tech companies.
Debt/Assets ratio shows what percentage of a company's assets are financed by debt. Compare the current value with the historical chart and peer group to understand leverage over time.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO ASSETS RATIO |
|---|---|
| 2026-06-30 | 2.75% |
| 2026-03-31 | 0.84% |
| 2025-12-31 | 0.44% |
| 2025-09-30 | 0.59% |
| 2025-06-30 | 2.05% |
| 2025-03-31 | 0.48% |
| 2024-12-31 | 0.44% |
| 2024-09-30 | 5.44% |
| 2024-06-30 | 0.44% |
| 2024-03-31 | 0.87% |
| 2023-12-31 | 0.42% |
| 2023-09-30 | 0.62% |
| 2023-06-30 | 3.54% |
| 2023-03-31 | 1.13% |
| 2022-12-31 | 0.53% |
| 2022-09-30 | 0.53% |
| 2022-06-30 | 0.25% |
| 2022-03-31 | 1.33% |
| 2021-12-31 | 1.21% |
| 2021-09-30 | 1.47% |
| 2021-06-30 | 1.33% |
| 2021-03-31 | 0.97% |
| 2020-12-31 | 1.33% |
| 2020-09-30 | 1.61% |
| 2020-06-30 | 2.39% |
| 2020-03-31 | 15.89% |
| 2019-12-31 | 6.59% |
| 2019-09-30 | 13.94% |
| 2019-06-30 | 5.84% |
| 2019-03-31 | 1.84% |
| 2018-12-31 | 5.18% |
| 2018-09-30 | 8.82% |
| 2018-06-30 | 2.71% |
| 2018-03-31 | 9.33% |
| 2017-12-31 | 25.82% |
| 2017-09-30 | 28.50% |
| 2017-06-30 | 9.20% |
| 2017-03-31 | 14.74% |
| 2016-12-31 | 2.29% |
| 2016-09-30 | 29.64% |
| 2016-06-30 | 17.70% |
| 2016-03-31 | 15.82% |
| 2015-12-31 | 2.41% |
| 2015-09-30 | 22.19% |
| 2015-06-30 | 24.09% |
| 2015-03-31 | 12.74% |
| 2014-12-31 | 5.34% |
| 2014-09-30 | 24.23% |
| 2014-06-30 | 20.06% |
| 2014-03-31 | 12.05% |
| 2013-12-31 | 14.81% |
| 2013-09-30 | 12.79% |
| 2013-06-30 | 5.75% |
| 2013-03-31 | 1.44% |
| 2012-12-31 | 13.70% |
| 2012-09-30 | 2.89% |
| 2012-06-30 | 3.18% |
| 2012-03-31 | 2.19% |
| 2011-12-31 | 2.12% |
| 2011-09-30 | 2.30% |
| 2011-06-30 | 3.82% |
| 2011-03-31 | 3.73% |
| 2010-12-31 | 3.44% |
| 2010-09-30 | 4.00% |
| 2010-06-30 | 13.27% |
| 2010-03-31 | 11.82% |
| 2009-12-31 | 4.81% |
| 2009-09-30 | 11.00% |
| 2009-06-30 | 11.64% |
| 2009-03-31 | 14.99% |
| 2008-12-31 | 9.81% |
| 2008-09-30 | 20.79% |
| 2008-06-30 | 35.59% |
| 2008-03-31 | 18.20% |
| 2007-12-31 | 10.73% |
| 2007-09-30 | 11.45% |
| 2007-06-30 | 13.74% |
| 2007-03-31 | 13.87% |
| 2006-12-31 | 14.10% |
| 2006-09-30 | 15.49% |
| 2006-06-30 | 19.14% |
| 2006-03-31 | 20.95% |
| 2005-12-31 | 21.22% |
| 2005-09-30 | 29.92% |
| 2005-06-30 | 29.83% |
| 2005-03-31 | 31.02% |
| 2004-12-31 | 33.32% |
| 2004-09-30 | 34.47% |
| 2004-06-30 | 32.81% |
| 2004-03-31 | 29.67% |
| 2003-12-31 | 35.19% |
| 2003-09-30 | 37.74% |
| 2003-06-30 | 38.17% |
| 2003-03-31 | 38.18% |
| 2002-12-31 | 36.07% |
| 2002-09-30 | 33.78% |
