Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to assets ratio high or low?
The debt to assets ratio of 84.02% is 12% above its 5-year average of 75.20%, near the high end of its 5-year range (67.76%–85.83%).
As of the fiscal period ended Tuesday, June 30, 2026. 0.65% above its 12-month average of 83.48%.
Reported quarterly debt to assets ratio; no daily interpolation. Q2 FY2026 (2026-06-30): 84.02%.
DEBT TO ASSETS RATIO
84.02%
DEBT TO ASSETS RATIO AVG TTM
83.48%
DEBT TO ASSETS RATIO AVG 3Y
78.42%
DEBT TO ASSETS RATIO AVG 5Y
75.20%
DEBT TO ASSETS RATIO AVG 10Y
77.42%
DEBT TO ASSETS RATIO AVG 15Y
75.68%
DEBT TO ASSETS RATIO AVG 20Y
75.41%
CURRENT VS TTM AVG
+0.65%
CURRENT VS 3Y AVG
+7.14%
CURRENT VS 5Y AVG
+11.73%
CURRENT VS 10Y AVG
+8.53%
CURRENT VS 15Y AVG
+11.02%
CURRENT VS 20Y AVG
+11.42%
SECTOR MEDIAN · FINANCIAL SERVICES
0.05%
median of 452 covered companies
CURRENT VS SECTOR MEDIAN
+167939.52%
vs the sector median at left
Atlanticus Holdings Corporation 9.25% Senior Notes due 2029
Market Cap
$1.67B
Debt to Assets Ratio
84.02%
TTM Avg
83.48%
3Y Avg
78.42%
5Y Avg
75.20%
Market Cap
$1.65B
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.69B
Debt to Assets Ratio
0.92%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.63B
Debt to Assets Ratio
0.84%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.71B
Debt to Assets Ratio
0.02%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.56B
Debt to Assets Ratio
0.03%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.55B
Debt to Assets Ratio
0.43%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.54B
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | DEBT TO ASSETS RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Atlanticus Holdings Corporation 9.25% Senior Notes due 2029 (ATLCZ) | $1.67B | 84.02% | 83.48% | 78.42% | 75.20% |
| ConnectOne Bancorp, Inc. (CNOBP)vs › | $1.65B | 0.00% | N/A | N/A | N/A |
| Goosehead Insurance, Inc (GSHD)vs › | $1.69B | 0.92% | N/A | N/A | N/A |
| Atlanticus Holdings Corporation (ATLCP)vs › | $1.63B | 0.84% | N/A | N/A | N/A |
| Bank First Corporation (BFC)vs › | $1.71B | 0.02% | N/A | N/A | N/A |
| Hope Bancorp, Inc. (HOPE)vs › | $1.73B | 0.03% | N/A | N/A | N/A |
| Pathward Financial, Inc. (CASH)vs › | $1.56B | 0.03% | N/A | N/A | N/A |
| Nuveen California Quality Municipal Income Fund (NAC)vs › | $1.55B | 0.43% | N/A | N/A | N/A |
| ConnectOne Bancorp, Inc. (CNOB)vs › | $1.54B | 0.00% | N/A | N/A | N/A |
| Happen, Inc. Common Stock (HAPN)vs › | $1.80B | 0.00% | N/A | N/A | N/A |
Debt/Assets
84.0%
Debt/Equity
8.48
Current ratio and interest coverage is unavailable for Atlanticus Holdings Corporation 9.25% Senior Notes due 2029: applicability has not been verified for this financial-services business. The current sector-based policy withholds this model until its treatment of debt, cash and cash flows is confirmed for the company.
Formula: Debt/Assets = Total Debt / Total Assets × 100
Debt/Assets vs Debt/Equity:
Industry context matters: Capital-intensive industries (utilities, real estate) typically have higher Debt/Assets ratios than tech companies.
Debt/Assets ratio shows what percentage of a company's assets are financed by debt. Compare the current value with the historical chart and peer group to understand leverage over time.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO ASSETS RATIO |
|---|---|
| 2026-06-30 | 84.02% |
| 2026-03-31 | 85.12% |
| 2025-12-31 | 85.83% |
| 2025-09-30 | 85.61% |
| 2025-06-30 | 76.81% |
| 2025-03-31 | 76.35% |
| 2024-12-31 | 76.59% |
| 2024-09-30 | 75.85% |
| 2024-06-30 | 73.95% |
| 2024-03-31 | 74.68% |
| 2023-12-31 | 74.87% |
| 2023-09-30 | 75.20% |
| 2023-06-30 | 74.56% |
| 2023-03-31 | 74.92% |
| 2022-12-31 | 76.13% |
| 2022-09-30 | 75.84% |
| 2022-06-30 | 75.26% |
| 2022-03-31 | 73.61% |
| 2021-12-31 | 73.39% |
| 2021-09-30 | 67.76% |
| 2021-06-30 | 69.59% |
| 2021-03-31 | 72.33% |
| 2020-12-31 | 76.51% |
| 2020-09-30 | 75.91% |
| 2020-06-30 | 78.12% |
| 2020-03-31 | 80.96% |
| 2019-12-31 | 85.39% |
| 2019-09-30 | 89.66% |
| 2019-06-30 | 88.70% |
| 2019-03-31 | 85.36% |
| 2018-12-31 | 85.60% |
| 2018-09-30 | 87.09% |
| 2018-06-30 | 82.17% |
| 2018-03-31 | 81.24% |
| 2017-12-31 | 79.15% |
| 2017-09-30 | 74.58% |
| 2017-06-30 | 69.28% |
| 2017-03-31 | 69.22% |
| 2016-12-31 | 70.12% |
| 2016-09-30 | 69.77% |
| 2016-06-30 | 66.98% |
| 2016-03-31 | 65.81% |
| 2015-12-31 | 69.73% |
| 2015-09-30 | 71.25% |
| 2015-06-30 | 72.72% |
| 2015-03-31 | 73.03% |
| 2014-12-31 | 74.53% |
| 2014-09-30 | 78.48% |
| 2014-06-30 | 75.22% |
| 2014-03-31 | 73.63% |
| 2013-12-31 | 70.18% |
| 2013-09-30 | 71.29% |
| 2013-06-30 | 71.50% |
| 2013-03-31 | 116.20% |
| 2012-12-31 | 68.93% |
| 2012-09-30 | 71.39% |
| 2012-06-30 | 65.83% |
| 2012-03-31 | 70.67% |
| 2011-12-31 | 116.33% |
| 2011-09-30 | 71.22% |
| 2011-06-30 | 75.49% |
| 2011-03-31 | 77.06% |
| 2010-12-31 | 79.16% |
| 2010-09-30 | 78.78% |
| 2010-06-30 | 80.73% |
| 2010-03-31 | 76.23% |
| 2009-12-31 | 63.02% |
| 2009-09-30 | 50.45% |
| 2009-06-30 | 42.14% |
| 2009-03-31 | 37.17% |
| 2008-12-31 | 32.77% |
| 2008-09-30 | 42.02% |
| 2008-06-30 | 40.73% |
| 2008-03-31 | 41.21% |
| 2007-12-31 | 41.92% |
| 2007-09-30 | 57.09% |
| 2007-06-30 | 47.16% |
| 2007-03-31 | 48.75% |
| 2006-12-31 | 42.99% |
| 2006-09-30 | 43.90% |
| 2006-06-30 | 41.28% |
| 2006-03-31 | 40.54% |
| 2005-12-31 | 39.27% |
| 2005-09-30 | 27.27% |
| 2005-06-30 | 27.76% |
| 2005-03-31 | 7.89% |
| 2004-12-31 | 8.33% |
| 2004-09-30 | 7.97% |
| 2004-06-30 | 6.76% |
| 2004-03-31 | 0.78% |
| 2003-12-31 | 0.00% |
| 2003-09-30 | 1.05% |
| 2003-06-30 | 1.28% |
| 2003-03-31 | 0.00% |
| 2002-12-31 | 0.00% |
| 2002-09-30 | 1.96% |
