Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to assets ratio high or low?
The debt to assets ratio of 0.84% is 58% below its 5-year average of 1.98%, near the low end of its 5-year range (0.73%–8.91%).
As of the fiscal period ended Tuesday, June 30, 2026. 14.09% below its 12-month average of 0.98%.
Reported quarterly debt to assets ratio; no daily interpolation. Q2 FY2026 (2026-06-30): 0.84%.
DEBT TO ASSETS RATIO
0.84%
DEBT TO ASSETS RATIO AVG TTM
0.98%
DEBT TO ASSETS RATIO AVG 3Y
2.09%
DEBT TO ASSETS RATIO AVG 5Y
1.98%
DEBT TO ASSETS RATIO AVG 10Y
N/A
DEBT TO ASSETS RATIO AVG 15Y
N/A
DEBT TO ASSETS RATIO AVG 20Y
N/A
CURRENT VS TTM AVG
-14.09%
CURRENT VS 3Y AVG
-59.93%
CURRENT VS 5Y AVG
-57.71%
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
0.05%
median of 455 covered companies
CURRENT VS SECTOR MEDIAN
+1575.56%
vs the sector median at left
Amalgamated Financial Corp.
Market Cap
$1.43B
Debt to Assets Ratio
0.84%
TTM Avg
0.98%
3Y Avg
2.09%
5Y Avg
1.98%
Market Cap
$1.42B
Debt to Assets Ratio
0.84%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.46B
Debt to Assets Ratio
0.01%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.47B
Debt to Assets Ratio
0.21%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.40B
Debt to Assets Ratio
0.06%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.39B
Debt to Assets Ratio
0.05%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.54B
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.55B
Debt to Assets Ratio
0.43%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | DEBT TO ASSETS RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Amalgamated Financial Corp. (AMAL) | $1.43B | 0.84% | 0.98% | 2.09% | 1.98% |
| Atlanticus Holdings Corporation (ATLC)vs › | $1.42B | 0.84% | N/A | N/A | N/A |
| Lakeland Financial Corporation (LKFN)vs › | $1.46B | 0.01% | N/A | N/A | N/A |
| Capital Southwest Corporation (CSWC)vs › | $1.47B | 0.21% | N/A | N/A | N/A |
| Burke & Herbert Financial Services Corp. (BHRB)vs › | $1.40B | 0.06% | N/A | N/A | N/A |
| Community Trust Bancorp, Inc. (CTBI)vs › | $1.39B | 0.05% | N/A | N/A | N/A |
| ConnectOne Bancorp, Inc. (CNOB)vs › | $1.54B | 0.00% | N/A | N/A | N/A |
| HBT Financial, Inc. (HBT)vs › | $1.33B | 0.02% | N/A | N/A | N/A |
| Nuveen California Quality Municipal Income Fund (NAC)vs › | $1.55B | 0.43% | N/A | N/A | N/A |
| First Mid Bancshares, Inc. (FMBH)vs › | $1.32B | 0.07% | N/A | N/A | N/A |
Debt/Assets
0.8%
Debt/Equity
0.09
Current ratio and interest coverage is unavailable for Amalgamated Financial Corp.: applicability has not been verified for this financial-services business. The current sector-based policy withholds this model until its treatment of debt, cash and cash flows is confirmed for the company.
Formula: Debt/Assets = Total Debt / Total Assets × 100
Debt/Assets vs Debt/Equity:
Industry context matters: Capital-intensive industries (utilities, real estate) typically have higher Debt/Assets ratios than tech companies.
Debt/Assets ratio shows what percentage of a company's assets are financed by debt. Compare the current value with the historical chart and peer group to understand leverage over time.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO ASSETS RATIO |
|---|---|
| 2026-06-30 | 0.84% |
| 2026-03-31 | 0.88% |
| 2025-12-31 | 1.06% |
| 2025-09-30 | 1.04% |
| 2025-06-30 | 1.05% |
| 2025-03-31 | 1.05% |
| 2024-12-31 | 4.05% |
| 2024-09-30 | 1.08% |
| 2024-06-30 | 1.24% |
| 2024-03-31 | 2.05% |
| 2023-12-31 | 4.21% |
| 2023-09-30 | 4.27% |
| 2023-06-30 | 4.36% |
| 2023-03-31 | 3.22% |
| 2022-12-31 | 8.91% |
| 2022-09-30 | 2.49% |
| 2022-06-30 | 1.63% |
| 2022-03-31 | 1.72% |
| 2021-12-31 | 1.86% |
| 2021-09-30 | 0.73% |
| 2021-06-30 | 0.78% |
| 2021-03-31 | 0.80% |
| 2020-12-31 | 0.89% |
| 2020-09-30 | 0.83% |
| 2020-06-30 | 0.88% |
| 2020-03-31 | 1.06% |
| 2019-12-31 | 2.58% |
| 2019-09-30 | 3.82% |
| 2019-06-30 | 5.96% |
| 2019-03-31 | 6.56% |
| 2018-12-31 | 1.98% |
| 2018-09-30 | 2.63% |
| 2018-06-30 | 3.07% |
| 2018-03-31 | 1.03% |
| 2017-12-31 | 9.96% |
