ConnectOne Bancorp, Inc. (CNOBP) vs Happen, Inc. Common Stock (HAPN)

A side-by-side comparison of ConnectOne Bancorp, Inc. and Happen, Inc. Common Stock across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — CNOBP vs HAPN

growth of $100 · dividends reinvested · last 5y
CNOBP +35.9% (+6.3%/yr)HAPN -47.3% (-12.0%/yr)CNOBP compounded faster over this window
50100150Start $10020222023202420252026$136$53
CNOBP HAPN

CNOBP vs HAPN: by the numbers

  • •HAPN is the larger company ($1.80B vs $1.66B market cap).
  • •CNOBP trades at the lower trailing earnings multiple (7.88 vs 9.41 P/E), one valuation lens rather than an overall verdict.
  • •CNOBP converts more revenue to profit (26.13% vs 14.84% net margin).
  • •HAPN grew revenue faster over the past five years (19.58% vs 14.39% CAGR).
  • •CNOBP pays a dividend (5.20% yield), while HAPN has no payments in the available dividend history.

Metrics side by side

Valuation

MetricCNOBPHAPN
P/E ratio7.889.41
Forward P/E7.788.56
P/S ratio2.711.37
P/B ratio1.091.15

Profitability

MetricCNOBPHAPN
Operating margin18.07%18.19%
Net margin26.13%14.84%
ROE9.84%12.48%

ConnectOne Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Happen, Inc. Common Stock: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricCNOBPHAPN
Dividend yield5.20%N/A
Payout ratio40.89%N/A

Growth (annualized)

MetricCNOBPHAPN
Revenue CAGR (5Y)14.39%19.58%
EPS CAGR (5Y)-3.84%N/A
Total return CAGR (5Y)5.58%-11.63%

Frequently asked

Which has the lower trailing P/E, CNOBP or HAPN?
CNOBP has the lower trailing P/E: CNOBP trades at 7.88 and HAPN at 9.41. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, CNOBP or HAPN?
Over the past five years, HAPN grew revenue faster — CNOBP at a 14.39% CAGR versus HAPN at 19.58%.
Does CNOBP or HAPN pay a bigger dividend?
CNOBP pays a dividend (5.20% yield), while HAPN has no payments in the available dividend history.
Is CNOBP or HAPN more profitable?
CNOBP runs the higher net margin — CNOBP at 26.13% versus HAPN at 14.84%.
How have CNOBP and HAPN total returns compared?
Over the past 5 years, CNOBP delivered 5.58% and HAPN delivered -11.63% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.