S&T Bancorp, Inc. (STBA) vs TriCo Bancshares (TCBK)
A side-by-side comparison of S&T Bancorp, Inc. and TriCo Bancshares across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — STBA vs TCBK
growth of $100 · dividends reinvested · last 10ySTBA vs TCBK: by the numbers
- •STBA is the larger company ($1.72B vs $1.68B market cap).
- •TCBK trades at the lower trailing earnings multiple (12.50 vs 13.05 P/E), one valuation lens rather than an overall verdict.
- •STBA converts more revenue to profit (25.17% vs 24.83% net margin).
- •TCBK grew revenue faster over the past five years (10.70% vs 8.98% CAGR).
- •STBA pays the higher dividend yield (2.98% vs 2.76%).
Metrics side by side
Valuation
| Metric | STBA | TCBK |
|---|---|---|
| P/E ratio | 13.05 | 12.50 |
| Forward P/E | 12.37 | 12.17 |
| PEG ratio | 0.29 | 1.09 |
| P/S ratio | 3.08 | 3.07 |
| P/B ratio | 1.23 | 1.25 |
Profitability
| Metric | STBA | TCBK |
|---|---|---|
| Operating margin | 28.79% | 34.49% |
| Net margin | 25.17% | 24.83% |
| ROE | 10.02% | 10.09% |
S&T Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
TriCo Bancshares: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | STBA | TCBK |
|---|---|---|
| Dividend yield | 2.98% | 2.76% |
| Payout ratio | 39.04% | 34.53% |
Growth (annualized)
| Metric | STBA | TCBK |
|---|---|---|
| Revenue CAGR (5Y) | 8.98% | 10.70% |
| EPS CAGR (5Y) | 45.25% | 11.55% |
| Total return CAGR (5Y) | 14.66% | 6.32% |
Frequently asked
- Which has the lower trailing P/E, STBA or TCBK?
- TCBK has the lower trailing P/E: STBA trades at 13.05 and TCBK at 12.50. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, STBA or TCBK?
- Over the past five years, TCBK grew revenue faster — STBA at a 8.98% CAGR versus TCBK at 10.70%.
- Does STBA or TCBK pay a bigger dividend?
- STBA yields 2.98% and TCBK yields 2.76% based on trailing dividends and the latest price.
- Is STBA or TCBK more profitable?
- STBA runs the higher net margin — STBA at 25.17% versus TCBK at 24.83%.
- How have STBA and TCBK total returns compared?
- Over the past 10 years, STBA delivered 9.19% and TCBK delivered 9.79% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
S&T Bancorp & TriCo Bancshares appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.