Which has the lower trailing P/E, ATLCZ or TCBK?

ATLCZ has the lower trailing P/E: ATLCZ trades at 3.28 and TCBK at 12.54. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, ATLCZ or TCBK?

Over the past five years, ATLCZ grew revenue faster — ATLCZ at a 33.60% CAGR versus TCBK at 10.70%.

Does ATLCZ or TCBK pay a bigger dividend?

ATLCZ yields 9.20% and TCBK yields 2.76% based on trailing dividends and the latest price.

Is ATLCZ or TCBK more profitable?

TCBK runs the higher net margin — ATLCZ at 9.30% versus TCBK at 24.83%.

Atlanticus Holdings Corporation 9.25% Senior Notes due 2029 (ATLCZ) vs TriCo Bancshares (TCBK)

A side-by-side comparison of Atlanticus Holdings Corporation 9.25% Senior Notes due 2029 and TriCo Bancshares across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

ATLCZ

Atlanticus Holdings Corporation 9.25% Senior Notes due 2029

$1.66B

$25.16Financial ServicesDelayed quote: Oct 6, 2026, 2:19 PM EDT

TCBK

TriCo Bancshares

$1.68B

$52.31Financial ServicesDelayed quote: Oct 6, 2026, 2:14 PM EDT

Total return — ATLCZ vs TCBK

growth of $100 · dividends reinvested · last 3y

ATLCZ +30.4% (+9.3%/yr)TCBK +46.8% (+13.7%/yr)TCBK compounded faster over this window

ATLCZ TCBK

ATLCZ vs TCBK: by the numbers

•TCBK is the larger company ($1.68B vs $1.66B market cap).
•ATLCZ trades at the lower trailing earnings multiple (3.28 vs 12.54 P/E), one valuation lens rather than an overall verdict.
•TCBK converts more revenue to profit (24.83% vs 9.30% net margin).
•ATLCZ grew revenue faster over the past five years (33.60% vs 10.70% CAGR).
•ATLCZ pays the higher dividend yield (9.20% vs 2.76%).

Metrics side by side

Valuation

Metric	ATLCZ	TCBK
P/E ratio	3.28	12.54
Forward P/E	N/A	12.22
PEG ratio	0.38	1.10
P/S ratio	1.00	3.08
P/B ratio	2.37	1.25

Profitability

Metric	ATLCZ	TCBK
Operating margin	17.73%	34.49%
Net margin	9.30%	24.83%
ROE	20.76%	10.09%

Atlanticus Holdings Corporation 9.25% Senior Notes due 2029: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

TriCo Bancshares: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	ATLCZ	TCBK
Dividend yield	9.20%	2.76%
Payout ratio	30.19%	34.53%

Growth (annualized)

Metric	ATLCZ	TCBK
Revenue CAGR (5Y)	33.60%	10.70%
EPS CAGR (5Y)	6.79%	11.55%
Total return CAGR (5Y)	N/A	6.32%

Frequently asked

Which has the lower trailing P/E, ATLCZ or TCBK?: ATLCZ has the lower trailing P/E: ATLCZ trades at 3.28 and TCBK at 12.54. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, ATLCZ or TCBK?: Over the past five years, ATLCZ grew revenue faster — ATLCZ at a 33.60% CAGR versus TCBK at 10.70%.
Does ATLCZ or TCBK pay a bigger dividend?: ATLCZ yields 9.20% and TCBK yields 2.76% based on trailing dividends and the latest price.
Is ATLCZ or TCBK more profitable?: TCBK runs the higher net margin — ATLCZ at 9.30% versus TCBK at 24.83%.

Go deeper

Full ATLCZ analysis Full TCBK analysis Interactive comparison tool

Dig into the metrics

Atlanticus Holdings Corporation 9.25% Senior Notes due 2029 P/E ratio TriCo Bancshares P/E ratio Atlanticus Holdings Corporation 9.25% Senior Notes due 2029 dividend yield TriCo Bancshares dividend yield Atlanticus Holdings Corporation 9.25% Senior Notes due 2029 ROE TriCo Bancshares ROE Atlanticus Holdings Corporation 9.25% Senior Notes due 2029 operating margin TriCo Bancshares operating margin Atlanticus Holdings Corporation 9.25% Senior Notes due 2029 revenue growth TriCo Bancshares revenue growth

Atlanticus Holdings Corporation 9.25% Senior Notes due 2029 & TriCo Bancshares appear in these rankings

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Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.