TriCo Bancshares (TCBK) Financials: History & Chart

TriCo Bancshares(TCBK)

Banks - Regional · Chico, CA

$52.11-0.16 (-0.31%)

Delayed quote: Oct 6, 2026, 4:00 PM EDT

About TriCo Bancshares

TriCo Bancshares functions as the parent company for Tri Counties Bank, delivering a full spectrum of commercial banking services to both individual clients and corporate entities. The institution accommodates various deposit types, including checking, savings, and term accounts. Its lending portfolio is comprehensive, featuring financing for small businesses, a range of real estate mortgages (encompassing residential and commercial properties), personal consumer loans, general commercial credit facilities (with a focus on agricultural lending), and funding for real estate development projects. Beyond deposits and loans, the company offers treasury management solutions, standard banking amenities such as safe deposit boxes, and independent financial and broker-dealer services. Established in 1975 and headquartered in Chico, California, the bank maintains a substantial presence throughout 31 counties in California, operating 61 traditional branches, 7 in-store branches, and 7 specialized loan production offices.

Chico, CA

1,114 employees

www.tcbk.com

Financial Services / Banks - Regional

Sector: Financial Services
Industry: Banks - Regional
CEO: Richard Smith

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Financials

SEC Filings

Quarterly Income Statement (USD)

Swipe horizontally to review earlier periods. The line-item column stays pinned.

Quarterly Report	TTM	Quarter ended Jun 2026	Quarter ended Mar 2026	Quarter ended Dec 2025	Quarter ended Sep 2025	Quarter ended Jun 2025	Quarter ended Mar 2025	Quarter ended Dec 2024	Quarter ended Sep 2024
Revenue	545.80M	137.53M	134.87M	137.31M	136.08M	131.61M	128.30M	131.39M	132.10M
Cost of Goods Sold	118.96M	30.01M	29.93M	27.92M	31.10M	34.51M	35.26M	34.45M	34.96M
Gross Profit	426.85M	107.52M	104.95M	109.39M	104.98M	97.10M	93.04M	96.93M	97.15M
Gross Profit Margin	78.2%	78.2%	77.8%	79.7%	77.1%	73.8%	72.5%	73.8%	73.5%
Total Operating Expenses	238.62M	61.23M	59.07M	59.82M	58.51M	59.29M	57.74M	58.05M	57.75M
Research & Development	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Selling, General & Administrative	177.39M	44.63M	41.96M	51.14M	39.66M	40.39M	42.14M	40.65M	40.89M
Operating Income (EBIT)	188.22M	46.30M	45.88M	49.58M	46.47M	37.81M	35.39M	38.90M	39.41M
Operating Margin	34.5%	33.7%	34.0%	36.1%	34.1%	28.7%	27.6%	29.6%	29.8%
Income Before Tax (EBT)	185.22M	46.30M	45.88M	46.58M	46.47M	37.81M	35.30M	38.89M	39.40M
Interest Income	478.57M	120.99M	117.83M	120.15M	119.61M	115.99M	113.70M	116.84M	116.97M
Interest Expense	112.31M	27.36M	26.60M	27.92M	30.43M	29.84M	31.54M	32.75M	34.74M
Other Income/Expense	-3.00M	0.00	0.00	-3.00M	0.00	0.00	-85K	-7K	-6K
Net Income	135.51M	34.17M	33.69M	33.63M	34.02M	27.54M	26.36M	29.03M	29.05M
Income Tax Expense	49.71M	12.13M	12.20M	12.94M	12.45M	10.27M	8.94M	9.85M	10.35M
Net Profit Margin	24.8%	24.8%	25.0%	24.5%	25.0%	20.9%	20.5%	22.1%	22.0%
EBITDA	198.44M	46.30M	49.53M	52.54M	50.07M	41.29M	38.90M	42.83M	43.45M
EBITDA Margin	36.4%	33.7%	36.7%	38.3%	36.8%	31.4%	30.3%	32.6%	32.9%
Depreciation & Amortization	10.22M	0.00	3.65M	2.97M	3.60M	3.48M	3.52M	3.94M	4.04M
EPS Basic	4.21	1.07	1.05	1.04	1.05	0.84	0.80	0.88	0.88
EPS Diluted	4.17	1.06	1.04	1.03	1.04	0.84	0.80	0.88	0.88
Weighted Average Basic Shares	31.92M	31.92M	32.20M	32.44M	32.54M	32.76M	32.95M	32.99M	32.99M
Weighted Average Diluted Shares	32.11M	32.11M	32.39M	32.63M	32.72M	32.94M	33.13M	33.16M	33.14M

Annual Income Statement (USD)

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Annual Report	12/31/2025	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018
Revenue	533.31M	523.97M	492.81M	412.05M	334.90M	317.18M	320.76M	272.42M
Cost of Goods Sold	128.79M	141.84M	105.67M	28.00M	-1.27M	52.27M	13.69M	15.46M
Gross Profit	404.52M	382.13M	387.14M	384.05M	336.17M	264.91M	307.08M	256.96M
Gross Profit Margin	75.9%	72.9%	78.6%	93.2%	100.4%	83.5%	95.7%	94.3%
Total Operating Expenses	235.36M	227.03M	226.24M	210.14M	172.47M	177.56M	180.26M	163.61M
Research & Development	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Selling, General & Administrative	173.33M	160.84M	144.60M	136.69M	111.83M	116.54M	112.89M	100.43M
Operating Income (EBIT)	169.24M	155.12M	160.93M	173.91M	163.70M	87.35M	126.82M	93.35M
Operating Margin	31.7%	29.6%	32.7%	42.2%	48.9%	27.5%	39.5%	34.3%
Income Before Tax (EBT)	166.16M	155.10M	160.91M	173.91M	163.70M	87.35M	126.82M	93.35M
Interest Income	469.44M	465.12M	437.06M	354.67M	276.06M	266.38M	271.16M	226.51M
Interest Expense	119.73M	135.20M	81.68M	9.53M	5.51M	9.46M	15.38M	12.87M
Other Income/Expense	-3.08M	-19K	-23K	0.00	0.00	0.00	0.00	0.00
Net Income	121.56M	114.87M	117.39M	125.42M	117.66M	64.81M	92.07M	68.32M
Income Tax Expense	44.60M	40.24M	43.52M	48.49M	46.05M	22.54M	34.75M	25.03M
Net Profit Margin	22.8%	21.9%	23.8%	30.4%	35.1%	20.4%	28.7%	25.1%
EBITDA	182.80M	171.19M	179.78M	192.29M	180.98M	104.92M	144.05M	103.86M
EBITDA Margin	34.3%	32.7%	36.5%	46.7%	54.0%	33.1%	44.9%	38.1%
Depreciation & Amortization	13.56M	16.07M	18.85M	18.38M	17.28M	17.57M	17.23M	10.51M
EPS Basic	3.73	3.48	3.53	3.85	3.96	2.16	3.02	2.57
EPS Diluted	3.71	3.47	3.52	3.83	3.94	2.16	3.00	2.54
Weighted Average Basic Shares	32.44M	33.09M	33.26M	33.33M	29.72M	29.73M	30.48M	30.42M
Weighted Average Diluted Shares	32.63M	33.23M	33.35M	33.33M	29.88M	29.73M	30.64M	30.42M

Values are displayed in USD. Negative numbers shown in red.

Values are displayed in USD. Negative numbers are shown in red.