Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to assets ratio high or low?
The debt to assets ratio of 3.62% is 43% below its 5-year average of 6.32%, near the low end of its 5-year range (3.62%–10.17%).
As of the fiscal period ended Tuesday, June 30, 2026. 44.92% below its 12-month average of 6.57%.
Reported quarterly debt to assets ratio; no daily interpolation. Q2 FY2026 (2026-06-30): 3.62%.
DEBT TO ASSETS RATIO
3.62%
DEBT TO ASSETS RATIO AVG TTM
6.57%
DEBT TO ASSETS RATIO AVG 3Y
7.37%
DEBT TO ASSETS RATIO AVG 5Y
6.32%
DEBT TO ASSETS RATIO AVG 10Y
11.39%
DEBT TO ASSETS RATIO AVG 15Y
15.87%
DEBT TO ASSETS RATIO AVG 20Y
19.81%
CURRENT VS TTM AVG
-44.92%
CURRENT VS 3Y AVG
-50.88%
CURRENT VS 5Y AVG
-42.75%
CURRENT VS 10Y AVG
-68.22%
CURRENT VS 15Y AVG
-77.19%
CURRENT VS 20Y AVG
-81.72%
SECTOR MEDIAN · FINANCIAL SERVICES
0.05%
median of 739 covered companies
CURRENT VS SECTOR MEDIAN
+7141.52%
vs the sector median at left
Republic Bancorp, Inc.
Market Cap
$1.63B
Debt to Assets Ratio
3.62%
TTM Avg
6.57%
3Y Avg
7.37%
5Y Avg
6.32%
Market Cap
$1.63B
Debt to Assets Ratio
0.84%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.64B
Debt to Assets Ratio
0.92%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.65B
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.66B
Debt to Assets Ratio
0.84%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.69B
Debt to Assets Ratio
0.02%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.69B
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | DEBT TO ASSETS RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Republic Bancorp, Inc. (RBCAA) | $1.63B | 3.62% | 6.57% | 7.37% | 6.32% |
| Atlanticus Holdings Corporation (ATLCP)vs › | $1.63B | 0.84% | N/A | N/A | N/A |
| QCR Holdings, Inc. (QCRH)vs › | $1.64B | 0.04% | N/A | N/A | N/A |
| Goosehead Insurance, Inc (GSHD)vs › | $1.64B | 0.92% | N/A | N/A | N/A |
| ConnectOne Bancorp, Inc. (CNOBP)vs › | $1.65B | 0.00% | N/A | N/A | N/A |
| Atlanticus Holdings Corporation 9.25% Senior Notes due 2029 (ATLCZ)vs › | $1.66B | 0.84% | N/A | N/A | N/A |
| TriCo Bancshares (TCBK)vs › | $1.68B | 0.01% | N/A | N/A | N/A |
| Bank First Corporation (BFC)vs › | $1.69B | 0.02% | N/A | N/A | N/A |
| Hyperliquid Strategies Inc Common Stock (PURR)vs › | $1.69B | 0.00% | N/A | N/A | N/A |
| Nuveen California Quality Municipal Income Fund (NAC)vs › | $1.57B | 0.43% | N/A | N/A | N/A |
Debt/Assets
3.6%
Debt/Equity
0.22
Current ratio and interest coverage is unavailable for Republic Bancorp, Inc.: applicability has not been verified for this financial-services business. The current sector-based policy withholds this model until its treatment of debt, cash and cash flows is confirmed for the company.
Formula: Debt/Assets = Total Debt / Total Assets × 100
Debt/Assets vs Debt/Equity:
Industry context matters: Capital-intensive industries (utilities, real estate) typically have higher Debt/Assets ratios than tech companies.
Debt/Assets ratio shows what percentage of a company's assets are financed by debt. Compare the current value with the historical chart and peer group to understand leverage over time.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO ASSETS RATIO |
|---|---|
| 2026-06-30 | 3.62% |
| 2026-03-31 | 6.61% |
| 2025-12-31 | 8.90% |
| 2025-09-30 | 6.89% |
| 2025-06-30 | 6.85% |
| 2025-03-31 | 7.02% |
| 2024-12-31 | 7.82% |
| 2024-09-30 | 7.26% |
| 2024-06-30 | 7.18% |
| 2024-03-31 | 5.65% |
| 2023-12-31 | 7.78% |
| 2023-09-30 | 9.12% |
| 2023-06-30 | 10.17% |
| 2023-03-31 | 4.60% |
| 2022-12-31 | 5.99% |
| 2022-09-30 | 4.53% |
| 2022-06-30 | 5.98% |
| 2022-03-31 | 5.53% |
| 2021-12-31 | 5.84% |
| 2021-09-30 | 5.26% |
| 2021-06-30 | 4.06% |
| 2021-03-31 | 4.40% |
| 2020-12-31 | 8.62% |
| 2020-09-30 | 5.52% |
| 2020-06-30 | 6.06% |
| 2020-03-31 | 13.55% |
| 2019-12-31 | 17.71% |
| 2019-09-30 | 23.21% |
| 2019-06-30 | 21.34% |
| 2019-03-31 | 15.18% |
| 2018-12-31 | 19.74% |
| 2018-09-30 | 17.62% |
| 2018-06-30 | 20.44% |
| 2018-03-31 | 12.94% |
| 2017-12-31 | 19.33% |
| 2017-09-30 | 19.47% |
| 2017-06-30 | 23.35% |
| 2017-03-31 | 14.00% |
| 2016-12-31 | 21.12% |
| 2016-09-30 | 21.88% |
| 2016-06-30 | 24.94% |
| 2016-03-31 | 20.69% |
| 2015-12-31 | 26.86% |
| 2015-09-30 | 26.32% |
| 2015-06-30 | 29.21% |
| 2015-03-31 | 24.55% |
| 2014-12-31 | 29.49% |
| 2014-09-30 | 27.01% |
| 2014-06-30 | 25.36% |
| 2014-03-31 | 24.11% |
| 2013-12-31 | 24.08% |
| 2013-09-30 | 22.05% |
| 2013-06-30 | 22.97% |
| 2013-03-31 | 21.58% |
| 2012-12-31 | 24.59% |
| 2012-09-30 | 22.25% |
| 2012-06-30 | 23.61% |
| 2012-03-31 | 20.35% |
| 2011-12-31 | 35.27% |
| 2011-09-30 | 25.64% |
| 2011-06-30 | 25.10% |
| 2011-03-31 | 25.20% |
| 2010-12-31 | 25.54% |
| 2010-09-30 | 29.42% |
| 2010-06-30 | 28.94% |
| 2010-03-31 | 27.10% |
| 2009-12-31 | 24.97% |
| 2009-09-30 | 33.64% |
| 2009-06-30 | 32.21% |
| 2009-03-31 | 30.01% |
| 2008-12-31 | 22.73% |
| 2008-09-30 | 30.91% |
| 2008-06-30 | 36.74% |
| 2008-03-31 | 31.83% |
| 2007-12-31 | 29.00% |
| 2007-09-30 | 36.71% |
| 2007-06-30 | 37.35% |
| 2007-03-31 | 34.24% |
| 2006-12-31 | 48.96% |
| 2006-09-30 | 37.21% |
| 2006-06-30 | 33.81% |
| 2006-03-31 | 31.03% |
| 2005-12-31 | 40.64% |
| 2005-09-30 | 30.98% |
| 2005-06-30 | 32.97% |
| 2005-03-31 | 31.82% |
| 2004-12-31 | 34.46% |
| 2004-09-30 | 31.37% |
| 2004-06-30 | 31.74% |
| 2004-03-31 | 31.40% |
| 2003-12-31 | 30.09% |
| 2003-09-30 | 29.82% |
| 2003-06-30 | 27.59% |
| 2003-03-31 | 24.22% |
| 2002-12-31 | 31.05% |
| 2002-09-30 | 27.62% |
