The Charles Schwab (SCHW) Debt/Assets Ratio: History & Chart

The Charles Schwab Corporation(SCHW)

Financial - Capital Markets · Westlake, TX

$106.87+0.00 (+0.00%)

Delayed quote: Sep 8, 2026, 4:00 PM EDT

About The Charles Schwab Corporation

The Charles Schwab Corporation (SCHW) stands as a prominent financial services enterprise, delivering a comprehensive suite of offerings that encompass wealth management, securities trading and brokerage, banking services, asset administration, custodial solutions, and financial planning advice. Its operations are primarily structured around two core divisions: Investor Services and Advisor Services. The Investor Services segment caters directly to individual retail clients, furnishing a range of services such as brokerage accounts, investment guidance, banking and trust administration, retirement planning, and corporate brokerage offerings. It further assists businesses with the full-service recordkeeping of equity compensation plans (e.g., stock options, restricted stock, performance shares), provides clearing services for retail investors and mutual funds, and offers compliance solutions. Conversely, the Advisor Services segment provides a robust support system for independent investment advisors. This includes custodial services, trading platforms, banking infrastructure, and general operational support. Within this segment, offerings span diverse brokerage accounts for equities, fixed income, margin lending, options, and futures/forex trading. It also facilitates cash management through various instruments, provides access to a broad selection of proprietary and third-party mutual funds and ETFs, and offers comprehensive trading and clearing for these investment vehicles. Furthermore, it delivers sophisticated advice solutions like managed portfolios, separately managed accounts, customized personal financial guidance, and specialized planning. Complementing these are banking products such as checking and savings accounts, first-lien residential mortgages, home equity lines of credit, and pledged asset lines, alongside a full spectrum of trust services including custody, reporting, and administrative roles. As of December 31, 2021, the company maintained an extensive physical presence, with approximately 400 domestic branch offices located across 48 U.S. states and the District of Columbia, in addition to sites in Puerto Rico, the United Kingdom, Hong Kong, and Singapore. Established in 1971, its corporate headquarters are situated in Westlake, Texas.

Westlake, TX

33,700 employees

www.aboutschwab.com

Financial Services / Financial - Capital Markets

Sector: Financial Services
Industry: Financial - Capital Markets
CEO: Richard Andrew Wurster

View full financials

SCHW Debt to Assets Ratio Metrics

DEBT TO ASSETS RATIO

7.17%

DEBT TO ASSETS RATIO AVG TTM

6.86%

DEBT TO ASSETS RATIO AVG 3Y

9.85%

DEBT TO ASSETS RATIO AVG 5Y

8.13%

DEBT TO ASSETS RATIO AVG 10Y

5.49%

DEBT TO ASSETS RATIO AVG 15Y

3.55%

DEBT TO ASSETS RATIO AVG 20Y

2.30%

CURRENT VS TTM AVG

+4.56%

CURRENT VS 3Y AVG

-27.22%

CURRENT VS 5Y AVG

-11.79%

CURRENT VS 10Y AVG

+30.67%

CURRENT VS 15Y AVG

+101.81%

CURRENT VS 20Y AVG

+211.48%

SECTOR MEDIAN · FINANCIAL SERVICES

0.11%

median of 102 covered companies

CURRENT VS SECTOR MEDIAN

+6419.87%

vs the sector median at left

NAME	MARKET CAP	DEBT TO ASSETS RATIO	TTM	3Y	5Y
The Charles Schwab Corporation (SCHW)	$185.86B	7.17%	6.86%	9.85%	8.13%
Vanguard FTSE Emerging Markets ETF (VWO)vs ›	$170.95B	N/A	N/A	N/A	N/A
BlackRock, Inc. (BLK)vs ›	$169.78B	0.09%	N/A	N/A	N/A
The Toronto-Dominion Bank (TD)vs ›	$203.62B	0.14%	N/A	N/A	N/A
Blackstone Inc. (BX)vs ›	$161.83B	0.28%	N/A	N/A	N/A
Interactive Brokers Group, Inc. (IBKR)vs ›	$157.20B	0.18%	N/A	N/A	N/A
American Express Company (AXP)vs ›	$220.22B	0.19%	N/A	N/A	N/A
Citigroup Inc. (C)vs ›	$234.50B	0.28%	N/A	N/A	N/A
Capital One Financial Corporation (COF)vs ›	$131.26B	0.07%	N/A	N/A	N/A
Vanguard Dividend Appreciation ETF (VIG)vs ›	$129.99B	N/A	N/A	N/A	N/A

NAME

MARKET CAP

DEBT TO ASSETS RATIO

TTM

The Charles Schwab Corporation (SCHW)

$185.86B

7.17%

6.86%

9.85%

8.13%

Vanguard FTSE Emerging Markets ETF (VWO)vs ›

$170.95B

N/A

BlackRock, Inc. (BLK)vs ›

$169.78B

0.09%

N/A

The Toronto-Dominion Bank (TD)vs ›

$203.62B

0.14%

N/A

Blackstone Inc. (BX)vs ›

$161.83B

0.28%

N/A

Interactive Brokers Group, Inc. (IBKR)vs ›

$157.20B

0.18%

N/A

American Express Company (AXP)vs ›

$220.22B

0.19%

N/A

Citigroup Inc. (C)vs ›

$234.50B

0.28%

N/A

Capital One Financial Corporation (COF)vs ›

$131.26B

0.07%

N/A

Vanguard Dividend Appreciation ETF (VIG)vs ›

$129.99B

N/A

Debt to Assets Ratio FAQ

What is the debt to assets ratio for The Charles Schwab Corporation (SCHW)?

The debt to assets ratio for SCHW stock is 7.17%.

Is The Charles Schwab Corporation's debt to assets ratio high or low?

The debt to assets ratio of 7.17% is 12% below its 5-year average of 8.13%, around the middle of its 5-year range (3.52%–13.94%).

What is the TTM average debt to assets ratio for The Charles Schwab Corporation (SCHW)?

The TTM average debt to assets ratio for SCHW stock is 6.86%.

What is the 3Y average debt to assets ratio for The Charles Schwab Corporation (SCHW)?

The 3Y average debt to assets ratio for SCHW stock is 9.85%.

What is the 5Y average debt to assets ratio for The Charles Schwab Corporation (SCHW)?

The 5Y average debt to assets ratio for SCHW stock is 8.13%.

What is the 10Y average debt to assets ratio for The Charles Schwab Corporation (SCHW)?

The 10Y average debt to assets ratio for SCHW stock is 5.49%.

What is the 15Y average debt to assets ratio for The Charles Schwab Corporation (SCHW)?

The 15Y average debt to assets ratio for SCHW stock is 3.55%.

What is the 20Y average debt to assets ratio for The Charles Schwab Corporation (SCHW)?

The 20Y average debt to assets ratio for SCHW stock is 2.30%.

DATE	DEBT TO ASSETS RATIO
2026-06-30	7.17%
2026-03-31	6.68%
2025-12-31	6.30%
2025-09-30	5.93%
2025-06-30	8.21%
2025-03-31	8.62%
2024-12-31	9.41%
2024-09-30	11.94%
2024-06-30	12.64%
2024-03-31	11.79%
2023-12-31	11.98%
2023-09-30	13.50%
2023-06-30	13.94%
2023-03-31	13.57%
2022-12-31	6.86%
2022-09-30	3.70%
2022-06-30	3.52%
2022-03-31	3.83%
2021-12-31	3.56%
2021-09-30	3.71%
2021-06-30	3.87%
2021-03-31	3.58%
2020-12-31	2.48%
2020-09-30	1.87%
2020-06-30	2.13%
2020-03-31	2.30%
2019-12-31	2.53%
2019-09-30	2.66%
2019-06-30	2.69%
2019-03-31	2.41%
2018-12-31	2.32%
2018-09-30	2.13%
2018-06-30	2.21%
2018-03-31	1.66%
2017-12-31	8.12%
2017-09-30	3.58%
2017-06-30	1.73%
2017-03-31	1.81%
2016-12-31	1.29%
2016-09-30	2.81%
2016-06-30	3.98%
2016-03-31	1.93%
2015-12-31	1.57%
2015-09-30	1.70%
2015-06-30	1.77%
2015-03-31	1.81%
2014-12-31	1.23%
2014-09-30	1.29%
2014-06-30	1.33%
2014-03-31	1.32%
2013-12-31	1.32%
2013-09-30	1.36%
2013-06-30	1.20%
2013-03-31	1.22%
2012-12-31	1.22%
2012-09-30	1.51%
2012-06-30	1.79%
2012-03-31	1.79%
2011-12-31	1.84%
2011-09-30	1.95%
2011-06-30	2.05%
2011-03-31	2.11%
2010-12-31	2.17%
2010-09-30	2.30%
2010-06-30	1.59%
2010-03-31	1.67%
2009-12-31	2.00%
2009-09-30	2.23%
2009-06-30	2.51%
2009-03-31	1.49%
2008-12-31	1.71%
2008-09-30	1.67%
2008-06-30	1.82%
2008-03-31	2.03%
2007-12-31	2.13%
2007-09-30	1.59%
2007-06-30	0.78%
2007-03-31	0.82%
2006-12-31	0.79%
2006-09-30	2.29%
2006-06-30	4.40%
2006-03-31	2.77%
2005-12-31	2.39%
2005-09-30	3.04%
2005-06-30	3.71%
2005-03-31	2.95%
2004-12-31	2.65%
2004-09-30	3.16%
2004-06-30	2.80%
2004-03-31	3.31%
2003-12-31	3.85%
2003-09-30	4.98%
2003-06-30	5.08%
2003-03-31	4.02%
2002-12-31	2.90%
2002-09-30	3.76%

DATE

DEBT TO ASSETS RATIO

2026-06-30

7.17%

2026-03-31

6.68%

2025-12-31

6.30%

2025-09-30

5.93%

2025-06-30

8.21%

2025-03-31

8.62%

2024-12-31

9.41%

2024-09-30

11.94%

2024-06-30

12.64%

2024-03-31

11.79%

2023-12-31

11.98%

2023-09-30

13.50%

2023-06-30

13.94%

2023-03-31

13.57%

2022-12-31

6.86%

2022-09-30

3.70%

2022-06-30

3.52%

2022-03-31

3.83%

2021-12-31

3.56%

2021-09-30

3.71%

2021-06-30

3.87%

2021-03-31

3.58%

2020-12-31

2.48%

2020-09-30

1.87%

2020-06-30

2.13%

2020-03-31

2.30%

2019-12-31

2.53%

2019-09-30

2.66%

2019-06-30

2.69%

2019-03-31

2.41%

2018-12-31

2.32%

2018-09-30

2.13%

2018-06-30

2.21%

2018-03-31

1.66%

2017-12-31

8.12%

2017-09-30

3.58%

2017-06-30

1.73%

2017-03-31

1.81%

2016-12-31

1.29%

2016-09-30

2.81%

2016-06-30

3.98%

2016-03-31

1.93%

2015-12-31

1.57%

2015-09-30

1.70%

2015-06-30

1.77%

2015-03-31

1.81%

2014-12-31

1.23%

2014-09-30

1.29%

2014-06-30

1.33%

2014-03-31

1.32%

2013-12-31

1.32%

2013-09-30

1.36%

2013-06-30

1.20%

2013-03-31

1.22%

2012-12-31

1.22%

2012-09-30

1.51%

2012-06-30

1.79%

2012-03-31

1.79%

2011-12-31

1.84%

2011-09-30

1.95%

2011-06-30

2.05%

2011-03-31

2.11%

2010-12-31

2.17%

2010-09-30

2.30%

2010-06-30

1.59%

2010-03-31

1.67%

2009-12-31

2.00%

2009-09-30

2.23%

2009-06-30

2.51%

2009-03-31

1.49%

2008-12-31

1.71%

2008-09-30

1.67%

2008-06-30

1.82%

2008-03-31

2.03%

2007-12-31

2.13%

2007-09-30

1.59%

2007-06-30

0.78%

2007-03-31

0.82%

2006-12-31

0.79%

2006-09-30

2.29%

2006-06-30

4.40%

2006-03-31

2.77%

2005-12-31

2.39%

2005-09-30

3.04%

2005-06-30

3.71%

2005-03-31

2.95%

2004-12-31

2.65%

2004-09-30

3.16%

2004-06-30

2.80%

2004-03-31

3.31%

2003-12-31

3.85%

2003-09-30

4.98%

2003-06-30

5.08%

2003-03-31

4.02%

2002-12-31

2.90%

2002-09-30

3.76%

Debt to Assets Ratio: 7.17%

SCHW Debt to Assets Ratio

SCHW Average Debt to Assets Ratio Chart

SCHW Current vs Average Debt to Assets Ratio Chart

SCHW Debt to Assets Ratio Metrics

SCHW Competitors' Debt to Assets Ratio

Leverage Ratios Comparison

Debt to Assets Ratio Formula & Definition

Debt to Assets Ratio FAQ

SCHW Debt to Assets Ratio History

Related Metrics