Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to assets ratio high or low?
The debt to assets ratio of 28.12% is 15% above its 5-year average of 24.39%, near the high end of its 5-year range (20.41%–29.12%).
As of the fiscal period ended Tuesday, June 30, 2026. 2.78% above its 12-month average of 27.36%.
Reported quarterly debt to assets ratio; no daily interpolation.
DEBT TO ASSETS RATIO
28.12%
DEBT TO ASSETS RATIO AVG TTM
27.36%
DEBT TO ASSETS RATIO AVG 3Y
26.21%
DEBT TO ASSETS RATIO AVG 5Y
24.39%
DEBT TO ASSETS RATIO AVG 10Y
23.65%
DEBT TO ASSETS RATIO AVG 15Y
24.25%
DEBT TO ASSETS RATIO AVG 20Y
27.47%
CURRENT VS TTM AVG
+2.78%
CURRENT VS 3Y AVG
+7.26%
CURRENT VS 5Y AVG
+15.27%
CURRENT VS 10Y AVG
+18.86%
CURRENT VS 15Y AVG
+15.95%
CURRENT VS 20Y AVG
+2.35%
SECTOR MEDIAN · FINANCIAL SERVICES
0.11%
median of 102 covered companies
CURRENT VS SECTOR MEDIAN
+25459.75%
vs the sector median at left
Citigroup Inc.
Market Cap
$234.50B
Debt to Assets Ratio
28.12%
TTM Avg
27.36%
3Y Avg
26.21%
5Y Avg
24.39%
Market Cap
$220.22B
Debt to Assets Ratio
0.19%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$203.62B
Debt to Assets Ratio
0.14%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$185.86B
Debt to Assets Ratio
0.07%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$170.95B
Debt to Assets Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$305.78B
Debt to Assets Ratio
0.35%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | DEBT TO ASSETS RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Citigroup Inc. (C) | $234.50B | 28.12% | 27.36% | 26.21% | 24.39% |
| American Express Company (AXP)vs › | $220.22B | 0.19% | N/A | N/A | N/A |
| The Toronto-Dominion Bank (TD)vs › | $203.62B | 0.14% | N/A | N/A | N/A |
| Wells Fargo & Company (WFC)vs › | $266.04B | 0.20% | N/A | N/A | N/A |
| The Charles Schwab Corporation (SCHW)vs › | $185.86B | 0.07% | N/A | N/A | N/A |
| Vanguard FTSE Emerging Markets ETF (VWO)vs › | $170.95B | N/A | N/A | N/A | N/A |
| BlackRock, Inc. (BLK)vs › | $169.78B | 0.09% | N/A | N/A | N/A |
| The Goldman Sachs Group, Inc. (GS)vs › | $305.78B | 0.35% | N/A | N/A | N/A |
| Blackstone Inc. (BX)vs › | $161.83B | 0.28% | N/A | N/A | N/A |
| Interactive Brokers Group, Inc. (IBKR)vs › | $157.20B | 0.18% | N/A | N/A | N/A |
Debt/Assets
28.1%
Debt/Equity
3.84
Current Ratio
0.47
Interest Coverage
0.2x
Formula: Debt/Assets = Total Debt / Total Assets × 100
Debt/Assets vs Debt/Equity:
Industry context matters: Capital-intensive industries (utilities, real estate) typically have higher Debt/Assets ratios than tech companies.
Debt/Assets ratio shows what percentage of a company's assets are financed by debt. Compare the current value with the historical chart and peer group to understand leverage over time.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO ASSETS RATIO |
|---|---|
| 2026-06-30 | 28.12% |
| 2026-03-31 | 26.97% |
| 2025-12-31 | 26.94% |
| 2025-09-30 | 27.26% |
| 2025-06-30 | 27.50% |
| 2025-03-31 | 29.12% |
| 2024-12-31 | 25.10% |
| 2024-09-30 | 25.46% |
| 2024-06-30 | 25.95% |
| 2024-03-31 | 25.36% |
| 2023-12-31 | 24.97% |
| 2023-09-30 | 24.31% |
| 2023-06-30 | 23.72% |
| 2023-03-31 | 23.52% |
| 2022-12-31 | 21.56% |
| 2022-09-30 | 21.16% |
| 2022-06-30 | 20.83% |
| 2022-03-31 | 20.41% |
| 2021-12-31 | 20.67% |
| 2021-09-30 | 21.05% |
| 2021-06-30 | 22.25% |
| 2021-03-31 | 21.93% |
| 2020-12-31 | 22.16% |
| 2020-09-30 | 23.18% |
| 2020-06-30 | 23.99% |
| 2020-03-31 | 24.48% |
| 2019-12-31 | 23.58% |
| 2019-09-30 | 23.45% |
| 2019-06-30 | 23.93% |
| 2019-03-31 | 24.17% |
| 2018-12-31 | 23.06% |
| 2018-09-30 | 23.11% |
| 2018-06-30 | 23.63% |
| 2018-03-31 | 23.19% |
| 2017-12-31 | 23.74% |
| 2017-09-30 | 22.87% |
| 2017-06-30 | 22.34% |
| 2017-03-31 | 21.02% |
| 2016-12-31 | 21.13% |
| 2016-09-30 | 21.54% |
| 2016-06-30 | 21.11% |
| 2016-03-31 | 21.43% |
| 2015-12-31 | 21.31% |
| 2015-09-30 | 22.38% |
| 2015-06-30 | 22.67% |
| 2015-03-31 | 23.22% |
| 2014-12-31 | 24.69% |
| 2014-09-30 | 24.67% |
| 2014-06-30 | 24.63% |
| 2014-03-31 | 24.93% |
| 2013-12-31 | 25.72% |
| 2013-09-30 | 26.16% |
| 2013-06-30 | 26.43% |
| 2013-03-31 | 26.81% |
| 2012-12-31 | 26.96% |
| 2012-09-30 | 28.24% |
| 2012-06-30 | 29.32% |
| 2012-03-31 | 30.48% |
| 2011-12-31 | 30.76% |
| 2011-09-30 | 32.19% |
| 2011-06-30 | 32.16% |
| 2011-03-31 | 33.01% |
| 2010-12-31 | 33.94% |
| 2010-09-30 | 33.60% |
| 2010-06-30 | 36.24% |
| 2010-03-31 | 37.15% |
| 2009-12-31 | 31.63% |
| 2009-09-30 | 32.96% |
| 2009-06-30 | 33.65% |
| 2009-03-31 | 35.03% |
| 2008-12-31 | 35.68% |
| 2008-09-30 | 36.50% |
| 2008-06-30 | 37.06% |
| 2008-03-31 | 38.20% |
| 2007-12-31 | 40.13% |
| 2007-09-30 | 42.37% |
| 2007-06-30 | 40.59% |
| 2007-03-31 | 40.36% |
| 2006-12-31 | 39.20% |
| 2006-09-30 | 37.26% |
| 2006-06-30 | 35.45% |
| 2006-03-31 | 35.61% |
| 2005-12-31 | 35.26% |
| 2005-09-30 | 35.03% |
| 2005-06-30 | 34.06% |
| 2005-03-31 | 32.77% |
| 2004-12-31 | 31.95% |
| 2004-09-30 | 33.35% |
| 2004-06-30 | 32.89% |
| 2004-03-31 | 32.27% |
| 2003-12-31 | 32.32% |
| 2003-09-30 | 31.78% |
| 2003-06-30 | 30.72% |
| 2003-03-31 | 31.84% |
| 2002-12-31 | 31.68% |
| 2002-09-30 | 31.27% |
