Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to assets ratio high or low?
The debt to assets ratio of 19.16% is in line with its 5-year average of 19.70%, near the low end of its 5-year range (18.17%–21.70%).
As of the fiscal period ended Tuesday, June 30, 2026. 2.33% below its 12-month average of 19.62%.
Reported quarterly debt to assets ratio; no daily interpolation.
DEBT TO ASSETS RATIO
19.16%
DEBT TO ASSETS RATIO AVG TTM
19.62%
DEBT TO ASSETS RATIO AVG 3Y
19.38%
DEBT TO ASSETS RATIO AVG 5Y
19.70%
DEBT TO ASSETS RATIO AVG 10Y
24.85%
DEBT TO ASSETS RATIO AVG 15Y
29.41%
DEBT TO ASSETS RATIO AVG 20Y
34.40%
CURRENT VS TTM AVG
-2.33%
CURRENT VS 3Y AVG
-1.14%
CURRENT VS 5Y AVG
-2.76%
CURRENT VS 10Y AVG
-22.91%
CURRENT VS 15Y AVG
-34.86%
CURRENT VS 20Y AVG
-44.30%
SECTOR MEDIAN · FINANCIAL SERVICES
0.11%
median of 95 covered companies
CURRENT VS SECTOR MEDIAN
+17317.39%
vs the sector median at left
American Express Company
Market Cap
$222.55B
Debt to Assets Ratio
19.16%
TTM Avg
19.62%
3Y Avg
19.38%
5Y Avg
19.70%
Market Cap
$264.40B
Debt to Assets Ratio
0.20%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$177.34B
Debt to Assets Ratio
0.06%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$160.74B
Debt to Assets Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$158.53B
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | DEBT TO ASSETS RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| American Express Company (AXP) | $222.55B | 19.16% | 19.62% | 19.38% | 19.70% |
| Citigroup Inc. (C)vs › | $226.75B | 0.27% | N/A | N/A | N/A |
| Wells Fargo & Company (WFC)vs › | $264.40B | 0.20% | N/A | N/A | N/A |
| The Charles Schwab Corporation (SCHW)vs › | $177.34B | 0.06% | N/A | N/A | N/A |
| BlackRock, Inc. (BLK)vs › | $163.62B | 0.09% | N/A | N/A | N/A |
| Vanguard FTSE Emerging Markets ETF (VWO)vs › | $160.74B | N/A | N/A | N/A | N/A |
| Interactive Brokers Group, Inc. (IBKR)vs › | $158.53B | 0.00% | N/A | N/A | N/A |
| Blackstone Inc. (BX)vs › | $156.13B | 0.28% | N/A | N/A | N/A |
| Chubb Limited (CB)vs › | $139.53B | 0.06% | N/A | N/A | N/A |
| The Goldman Sachs Group, Inc. (GS)vs › | $313.07B | 0.34% | N/A | N/A | N/A |
Debt/Assets
19.2%
Debt/Equity
1.73
Current Ratio
0.28
Interest Coverage
1.7x
Formula: Debt/Assets = Total Debt / Total Assets × 100
Debt/Assets vs Debt/Equity:
Industry context matters: Capital-intensive industries (utilities, real estate) typically have higher Debt/Assets ratios than tech companies.
Debt/Assets ratio shows what percentage of a company's assets are financed by debt. Compare the current value with the historical chart and peer group to understand leverage over time.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO ASSETS RATIO |
|---|---|
| 2026-06-30 | 19.16% |
| 2026-03-31 | 19.57% |
| 2025-12-31 | 19.25% |
| 2025-09-30 | 19.91% |
| 2025-06-30 | 20.20% |
| 2025-03-31 | 18.71% |
| 2024-12-31 | 18.82% |
| 2024-09-30 | 20.30% |
| 2024-06-30 | 19.53% |
| 2024-03-31 | 18.78% |
| 2023-12-31 | 18.83% |
| 2023-09-30 | 19.18% |
| 2023-06-30 | 19.73% |
| 2023-03-31 | 18.17% |
| 2022-12-31 | 19.23% |
| 2022-09-30 | 20.43% |
| 2022-06-30 | 20.69% |
| 2022-03-31 | 20.66% |
| 2021-12-31 | 21.70% |
| 2021-09-30 | 19.94% |
| 2021-06-30 | 20.98% |
| 2021-03-31 | 22.58% |
| 2020-12-31 | 23.43% |
| 2020-09-30 | 24.83% |
| 2020-06-30 | 26.70% |
| 2020-03-31 | 30.14% |
| 2019-12-31 | 32.41% |
| 2019-09-30 | 31.56% |
| 2019-06-30 | 30.65% |
| 2019-03-31 | 30.65% |
| 2018-12-31 | 32.62% |
| 2018-09-30 | 30.46% |
| 2018-06-30 | 31.30% |
| 2018-03-31 | 30.18% |
| 2017-12-31 | 32.61% |
| 2017-09-30 | 30.32% |
| 2017-06-30 | 33.16% |
| 2017-03-31 | 34.23% |
| 2016-12-31 | 33.09% |
| 2016-09-30 | 31.14% |
| 2016-06-30 | 33.19% |
| 2016-03-31 | 31.42% |
| 2015-12-31 | 32.80% |
| 2015-09-30 | 33.60% |
| 2015-06-30 | 36.41% |
| 2015-03-31 | 36.90% |
| 2014-12-31 | 38.61% |
| 2014-09-30 | 38.41% |
| 2014-06-30 | 38.24% |
| 2014-03-31 | 37.57% |
| 2013-12-31 | 39.35% |
| 2013-09-30 | 37.16% |
| 2013-06-30 | 36.62% |
| 2013-03-31 | 38.08% |
| 2012-12-31 | 40.67% |
| 2012-09-30 | 39.44% |
| 2012-06-30 | 40.17% |
| 2012-03-31 | 43.04% |
| 2011-12-31 | 41.68% |
| 2011-09-30 | 47.39% |
| 2011-06-30 | 47.59% |
| 2011-03-31 | 44.52% |
| 2010-12-31 | 47.60% |
| 2010-09-30 | 48.44% |
| 2010-06-30 | 50.05% |
| 2010-03-31 | 51.79% |
| 2009-12-31 | 43.69% |
| 2009-09-30 | 50.48% |
| 2009-06-30 | 52.70% |
| 2009-03-31 | 54.80% |
| 2008-12-31 | 54.76% |
| 2008-09-30 | 56.36% |
| 2008-06-30 | 54.29% |
| 2008-03-31 | 55.09% |
| 2007-12-31 | 48.78% |
| 2007-09-30 | 49.32% |
| 2007-06-30 | 48.88% |
| 2007-03-31 | 46.50% |
| 2006-12-31 | 45.18% |
| 2006-09-30 | 45.17% |
| 2006-06-30 | 43.66% |
| 2006-03-31 | 41.89% |
| 2005-12-31 | 40.73% |
| 2005-09-30 | 40.55% |
| 2005-06-30 | 22.11% |
| 2005-03-31 | 23.54% |
| 2004-12-31 | 24.31% |
| 2004-09-30 | 22.95% |
| 2004-06-30 | 22.51% |
| 2004-03-31 | 22.23% |
| 2003-12-31 | 22.69% |
| 2003-09-30 | 20.85% |
| 2003-06-30 | 21.92% |
| 2003-03-31 | 23.14% |
| 2002-12-31 | 24.12% |
| 2002-09-30 | 23.67% |
