Bank OZK (OZKAP) ROA: History & Chart

Bank OZK(OZKAP)

Banks - Regional · Little Rock, AR

$14.75-0.05 (-0.34%)

Delayed quote: Oct 6, 2026, 4:00 PM EDT

About Bank OZK

Bank OZK operates as a comprehensive financial institution, providing a wide array of retail and commercial banking solutions. Its deposit offerings are diverse, encompassing non-interest-bearing checking, interest-bearing transaction accounts, business sweep accounts, savings, money market, and individual retirement accounts, alongside various time deposit options. The company's lending portfolio is equally broad, extending financing for real estate, consumer and business purposes, recreational vehicles and marine assets, commercial and industrial ventures, and agricultural operations. They also provide government-guaranteed loans, small business loans, homebuilder financing, and affordable housing solutions. Furthermore, Bank OZK supports business aviation and offers subscription financing services, in addition to a range of mortgage and other specialized lending products. Beyond core banking, Bank OZK delivers extensive trust and wealth management services. These include managing personal, custodial, investment, and retirement accounts. For corporate clients, it provides corporate trust services, such as acting as trustee, paying agent, and registered transfer agent, among other related offerings. Its treasury management services are designed to support business operations, featuring automated clearing house (ACH) transactions, wire transfers, detailed transaction reporting, wholesale lockbox services, and remote deposit capture. The bank also facilitates automated credit line transfers, reconciliation services, positive pay systems, and merchant and commercial card services, in addition to zero balance and investment sweep accounts. Complementing these services are essential banking conveniences like ATMs, telephone, online, and mobile banking platforms, as well as debit and credit cards, and safe deposit boxes. Bank OZK also processes merchant debit and credit card transactions. As of December 31, 2021, Bank OZK maintained a network of approximately 240 branches situated across several states, including Arkansas, Georgia, Florida, North Carolina, Texas, South Carolina, California, New York, and Mississippi. The institution, initially established as Bank of the Ozarks in 1903, rebranded to Bank OZK in July 2018. Its corporate headquarters are located in Little Rock, Arkansas.

Little Rock, AR

3,280 employees

www.ozk.com

Financial Services / Banks - Regional

Sector: Financial Services
Industry: Banks - Regional
CEO: George G. Gleason

View full financials

OZKAP Return on Assets (ROA) Metrics

RETURN ON ASSETS (ROA)

1.66%

RETURN ON ASSETS (ROA) AVG TTM

1.81%

RETURN ON ASSETS (ROA) AVG 3Y

1.92%

RETURN ON ASSETS (ROA) AVG 5Y

1.82%

RETURN ON ASSETS (ROA) AVG 10Y

1.80%

RETURN ON ASSETS (ROA) AVG 15Y

1.91%

RETURN ON ASSETS (ROA) AVG 20Y

1.74%

CURRENT VS TTM AVG

-8.29%

CURRENT VS 3Y AVG

-13.54%

CURRENT VS 5Y AVG

-8.87%

CURRENT VS 10Y AVG

-8.01%

CURRENT VS 15Y AVG

-13.26%

CURRENT VS 20Y AVG

-4.57%

SECTOR MEDIAN · FINANCIAL SERVICES

1.23%

median of 710 covered companies

CURRENT VS SECTOR MEDIAN

+34.41%

vs the sector median at left

NAME	MARKET CAP	RETURN ON ASSETS (ROA)	TTM	3Y	5Y
Bank OZK (OZKAP)	$5.17B	1.66%	1.81%	1.92%	1.82%
RLI Corp. (RLI)vs ›	$5.14B	6.84%	6.34%	7.70%	6.83%
Main Street Capital Corporation (MAIN)vs ›	$5.09B	7.60%	9.28%	8.47%	7.32%
Axos Financial, Inc. (AX)vs ›	$5.06B	1.64%	1.69%	1.72%	1.63%
Selective Insurance Group, Inc. (SIGI)vs ›	$5.06B	3.19%	2.48%	2.63%	2.89%
Selective Insurance Group, Inc. (SIGIP)vs ›	$5.34B	3.19%	2.48%	2.63%	2.89%
Marex Group Limited (MRX)vs ›	$5.34B	0.89%	0.90%	0.78%	0.89%
Figure Technology Solutions, Inc. Class A Common Stock (FIGR)vs ›	$4.99B	7.86%	3.63%	0.00%	0.00%
Valley National Bancorp (VLYPP)vs ›	$5.38B	1.05%	0.77%	0.84%	0.90%
Valley National Bancorp (VLYPO)vs ›	$5.39B	1.05%	0.77%	0.84%	0.90%

NAME

MARKET CAP

RETURN ON ASSETS (ROA)

TTM

Bank OZK (OZKAP)

$5.17B

1.66%

1.81%

1.92%

1.82%

RLI Corp. (RLI)vs ›

$5.14B

6.84%

6.34%

7.70%

6.83%

Main Street Capital Corporation (MAIN)vs ›

$5.09B

7.60%

9.28%

8.47%

7.32%

Axos Financial, Inc. (AX)vs ›

$5.06B

1.64%

1.69%

1.72%

1.63%

Selective Insurance Group, Inc. (SIGI)vs ›

$5.06B

3.19%

2.48%

2.63%

2.89%

Selective Insurance Group, Inc. (SIGIP)vs ›

$5.34B

3.19%

2.48%

2.63%

2.89%

Marex Group Limited (MRX)vs ›

$5.34B

0.89%

0.90%

0.78%

0.89%

Figure Technology Solutions, Inc. Class A Common Stock (FIGR)vs ›

$4.99B

7.86%

3.63%

0.00%

Valley National Bancorp (VLYPP)vs ›

$5.38B

1.05%

0.77%

0.84%

0.90%

Valley National Bancorp (VLYPO)vs ›

$5.39B

1.05%

0.77%

0.84%

0.90%

Return on Assets (ROA) FAQ

What is the return on assets (ROA) for Bank OZK (OZKAP)?

The return on assets (ROA) for OZKAP stock is 1.66%.

Is Bank OZK's return on assets (ROA) high or low?

The return on assets (ROA) of 1.66% is in line with its 5-year average of 1.82%, around the middle of its 5-year range (1.07%–2.18%).

What is the TTM average return on assets (ROA) for Bank OZK (OZKAP)?

The TTM average return on assets (ROA) for OZKAP stock is 1.81%.

What is the 3Y average return on assets (ROA) for Bank OZK (OZKAP)?

The 3Y average return on assets (ROA) for OZKAP stock is 1.92%.

What is the 5Y average return on assets (ROA) for Bank OZK (OZKAP)?

The 5Y average return on assets (ROA) for OZKAP stock is 1.82%.

What is the 10Y average return on assets (ROA) for Bank OZK (OZKAP)?

The 10Y average return on assets (ROA) for OZKAP stock is 1.80%.

What is the 15Y average return on assets (ROA) for Bank OZK (OZKAP)?

The 15Y average return on assets (ROA) for OZKAP stock is 1.91%.

What is the 20Y average return on assets (ROA) for Bank OZK (OZKAP)?

The 20Y average return on assets (ROA) for OZKAP stock is 1.74%.

DATE	RETURN ON ASSETS (ROA)
2025-12-31	1.75%
2024-12-31	1.87%
2023-12-31	2.02%
2022-12-31	2.04%
2021-12-31	2.18%
2020-12-31	1.07%
2019-12-31	1.81%
2018-12-31	1.86%
2017-12-31	1.98%
2016-12-31	1.43%
2015-12-31	1.84%
2014-12-31	1.75%
2013-12-31	1.91%
2012-12-31	1.91%
2011-12-31	2.64%
2010-12-31	1.96%
2009-12-31	1.56%
2008-12-31	1.06%
2007-12-31	1.17%
2006-12-31	1.25%
2005-12-31	1.47%
2004-12-31	1.50%
2003-12-31	1.46%
2002-12-31	1.39%
2001-12-31	1.03%
2000-12-31	0.92%
1999-12-31	0.93%
1998-12-31	0.91%
1997-12-31	1.28%
1996-12-31	1.11%

DATE

RETURN ON ASSETS (ROA)

2025-12-31

1.75%

2024-12-31

1.87%

2023-12-31

2.02%

2022-12-31

2.04%

2021-12-31

2.18%

2020-12-31

1.07%

2019-12-31

1.81%

2018-12-31

1.86%

2017-12-31

1.98%

2016-12-31

1.43%

2015-12-31

1.84%

2014-12-31

1.75%

2013-12-31

1.91%

2012-12-31

1.91%

2011-12-31

2.64%

2010-12-31

1.96%

2009-12-31

1.56%

2008-12-31

1.06%

2007-12-31

1.17%

2006-12-31

1.25%

2005-12-31

1.47%

2004-12-31

1.50%

2003-12-31

1.46%

2002-12-31

1.39%

2001-12-31

1.03%

2000-12-31

0.92%

1999-12-31

0.93%

1998-12-31

0.91%

1997-12-31

1.28%

1996-12-31

1.11%

Return on Assets (ROA): 1.66%

OZKAP Return on Assets (ROA)

OZKAP Average Return on Assets (ROA) Chart

OZKAP Current vs Average Return on Assets (ROA) Chart

OZKAP Return on Assets (ROA) Metrics

OZKAP Competitors' Return on Assets (ROA)

Asset Efficiency

Return on Assets (ROA) Formula & Definition

Return on Assets (ROA) FAQ

OZKAP Return on Assets (ROA) History

Related Metrics