Bank OZK (OZKAP) vs RLI Corp. (RLI)
A side-by-side comparison of Bank OZK and RLI Corp. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — OZKAP vs RLI
growth of $100 · dividends reinvested · last 5yOZKAP vs RLI: by the numbers
- •OZKAP is the larger company ($5.21B vs $5.11B market cap).
- •OZKAP trades at the lower trailing earnings multiple (2.45 vs 11.69 P/E), one valuation lens rather than an overall verdict.
- •OZKAP converts more revenue to profit (24.95% vs 22.22% net margin).
- •OZKAP grew revenue faster over the past five years (18.68% vs 11.29% CAGR).
- •OZKAP pays the higher dividend yield (7.84% vs 4.46%).
Metrics side by side
Valuation
| Metric | OZKAP | RLI |
|---|---|---|
| P/E ratio | 2.45 | 11.69 |
| Forward P/E | 2.56 | 19.42 |
| PEG ratio | 0.11 | 0.58 |
| P/S ratio | 1.88 | 2.59 |
| P/B ratio | 0.88 | 2.92 |
Profitability
| Metric | OZKAP | RLI |
|---|---|---|
| Operating margin | 32.35% | 28.42% |
| Net margin | 24.95% | 22.22% |
| ROE | 11.01% | 25.04% |
Bank OZK: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
RLI Corp.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | OZKAP | RLI |
|---|---|---|
| Dividend yield | 7.84% | 4.46% |
| Payout ratio | 19.11% | 52.52% |
Growth (annualized)
| Metric | OZKAP | RLI |
|---|---|---|
| Revenue CAGR (5Y) | 18.68% | 11.29% |
| EPS CAGR (5Y) | 22.41% | 20.14% |
| Total return CAGR (5Y) | N/A | 4.71% |
Frequently asked
- Which has the lower trailing P/E, OZKAP or RLI?
- OZKAP has the lower trailing P/E: OZKAP trades at 2.45 and RLI at 11.69. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, OZKAP or RLI?
- Over the past five years, OZKAP grew revenue faster — OZKAP at a 18.68% CAGR versus RLI at 11.29%.
- Does OZKAP or RLI pay a bigger dividend?
- OZKAP yields 7.84% and RLI yields 4.46% based on trailing dividends and the latest price.
- Is OZKAP or RLI more profitable?
- OZKAP runs the higher net margin — OZKAP at 24.95% versus RLI at 22.22%.
Go deeper
Dig into the metrics
Bank OZK & RLI appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.