Bank OZK (OZKAP) vs RLI Corp. (RLI)

A side-by-side comparison of Bank OZK and RLI Corp. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — OZKAP vs RLI

growth of $100 · dividends reinvested · last 5y
OZKAP -18.7% (-4.0%/yr)RLI +19.3% (+3.6%/yr)RLI compounded faster over this window
50100150Start $10020222023202420252026$81$119
OZKAP RLI

OZKAP vs RLI: by the numbers

  • •OZKAP is the larger company ($5.21B vs $5.11B market cap).
  • •OZKAP trades at the lower trailing earnings multiple (2.45 vs 11.69 P/E), one valuation lens rather than an overall verdict.
  • •OZKAP converts more revenue to profit (24.95% vs 22.22% net margin).
  • •OZKAP grew revenue faster over the past five years (18.68% vs 11.29% CAGR).
  • •OZKAP pays the higher dividend yield (7.84% vs 4.46%).

Metrics side by side

Valuation

MetricOZKAPRLI
P/E ratio2.4511.69
Forward P/E2.5619.42
PEG ratio0.110.58
P/S ratio1.882.59
P/B ratio0.882.92

Profitability

MetricOZKAPRLI
Operating margin32.35%28.42%
Net margin24.95%22.22%
ROE11.01%25.04%

Bank OZK: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

RLI Corp.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricOZKAPRLI
Dividend yield7.84%4.46%
Payout ratio19.11%52.52%

Growth (annualized)

MetricOZKAPRLI
Revenue CAGR (5Y)18.68%11.29%
EPS CAGR (5Y)22.41%20.14%
Total return CAGR (5Y)N/A4.71%

Frequently asked

Which has the lower trailing P/E, OZKAP or RLI?
OZKAP has the lower trailing P/E: OZKAP trades at 2.45 and RLI at 11.69. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, OZKAP or RLI?
Over the past five years, OZKAP grew revenue faster — OZKAP at a 18.68% CAGR versus RLI at 11.29%.
Does OZKAP or RLI pay a bigger dividend?
OZKAP yields 7.84% and RLI yields 4.46% based on trailing dividends and the latest price.
Is OZKAP or RLI more profitable?
OZKAP runs the higher net margin — OZKAP at 24.95% versus RLI at 22.22%.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.