Bank OZK (OZKAP) vs Selective Insurance Group, Inc. (SIGIP)

A side-by-side comparison of Bank OZK and Selective Insurance Group, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — OZKAP vs SIGIP

growth of $100 · dividends reinvested · last 5y
OZKAP -18.7% (-4.0%/yr)SIGIP -18.4% (-4.0%/yr)SIGIP compounded faster over this window
60708090100Start $10020222023202420252026$81$82
OZKAP SIGIP

OZKAP vs SIGIP: by the numbers

  • •SIGIP is the larger company ($5.35B vs $5.21B market cap).
  • •SIGIP trades at the lower trailing earnings multiple (1.87 vs 2.45 P/E), one valuation lens rather than an overall verdict.
  • •OZKAP converts more revenue to profit (24.95% vs 9.11% net margin).
  • •OZKAP grew revenue faster over the past five years (18.68% vs 11.16% CAGR).
  • •OZKAP pays the higher dividend yield (7.84% vs 7.62%).

Metrics side by side

Valuation

MetricOZKAPSIGIP
P/E ratio2.451.87
Forward P/E2.561.85
PEG ratio0.110.15
P/S ratio1.880.98
P/B ratio0.881.55

Profitability

MetricOZKAPSIGIP
Operating margin32.35%11.02%
Net margin24.95%9.11%
ROE11.01%13.59%

Bank OZK: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Selective Insurance Group, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricOZKAPSIGIP
Dividend yield7.84%7.62%
Payout ratio19.11%14.27%

Growth (annualized)

MetricOZKAPSIGIP
Revenue CAGR (5Y)18.68%11.16%
EPS CAGR (5Y)22.41%12.72%
Total return CAGR (5Y)N/A-4.12%

Frequently asked

Which has the lower trailing P/E, OZKAP or SIGIP?
SIGIP has the lower trailing P/E: OZKAP trades at 2.45 and SIGIP at 1.87. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, OZKAP or SIGIP?
Over the past five years, OZKAP grew revenue faster — OZKAP at a 18.68% CAGR versus SIGIP at 11.16%.
Does OZKAP or SIGIP pay a bigger dividend?
OZKAP yields 7.84% and SIGIP yields 7.62% based on trailing dividends and the latest price.
Is OZKAP or SIGIP more profitable?
OZKAP runs the higher net margin — OZKAP at 24.95% versus SIGIP at 9.11%.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.