Bank OZK (OZKAP) vs Selective Insurance Group, Inc. (SIGIP)
A side-by-side comparison of Bank OZK and Selective Insurance Group, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — OZKAP vs SIGIP
growth of $100 · dividends reinvested · last 5yOZKAP vs SIGIP: by the numbers
- •SIGIP is the larger company ($5.35B vs $5.21B market cap).
- •SIGIP trades at the lower trailing earnings multiple (1.87 vs 2.45 P/E), one valuation lens rather than an overall verdict.
- •OZKAP converts more revenue to profit (24.95% vs 9.11% net margin).
- •OZKAP grew revenue faster over the past five years (18.68% vs 11.16% CAGR).
- •OZKAP pays the higher dividend yield (7.84% vs 7.62%).
Metrics side by side
Valuation
| Metric | OZKAP | SIGIP |
|---|---|---|
| P/E ratio | 2.45 | 1.87 |
| Forward P/E | 2.56 | 1.85 |
| PEG ratio | 0.11 | 0.15 |
| P/S ratio | 1.88 | 0.98 |
| P/B ratio | 0.88 | 1.55 |
Profitability
| Metric | OZKAP | SIGIP |
|---|---|---|
| Operating margin | 32.35% | 11.02% |
| Net margin | 24.95% | 9.11% |
| ROE | 11.01% | 13.59% |
Bank OZK: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Selective Insurance Group, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | OZKAP | SIGIP |
|---|---|---|
| Dividend yield | 7.84% | 7.62% |
| Payout ratio | 19.11% | 14.27% |
Growth (annualized)
| Metric | OZKAP | SIGIP |
|---|---|---|
| Revenue CAGR (5Y) | 18.68% | 11.16% |
| EPS CAGR (5Y) | 22.41% | 12.72% |
| Total return CAGR (5Y) | N/A | -4.12% |
Frequently asked
- Which has the lower trailing P/E, OZKAP or SIGIP?
- SIGIP has the lower trailing P/E: OZKAP trades at 2.45 and SIGIP at 1.87. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, OZKAP or SIGIP?
- Over the past five years, OZKAP grew revenue faster — OZKAP at a 18.68% CAGR versus SIGIP at 11.16%.
- Does OZKAP or SIGIP pay a bigger dividend?
- OZKAP yields 7.84% and SIGIP yields 7.62% based on trailing dividends and the latest price.
- Is OZKAP or SIGIP more profitable?
- OZKAP runs the higher net margin — OZKAP at 24.95% versus SIGIP at 9.11%.
Go deeper
Dig into the metrics
Bank OZK & Selective Insurance appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.