Which has the lower trailing P/E, AX or OZKAP?

OZKAP has the lower trailing P/E: AX trades at 10.53 and OZKAP at 2.43. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, AX or OZKAP?

Over the past five years, AX grew revenue faster — AX at a 25.21% CAGR versus OZKAP at 18.68%.

Does AX or OZKAP pay a bigger dividend?

OZKAP pays a dividend (7.84% yield), while AX has no payments in the available dividend history.

Is AX or OZKAP more profitable?

OZKAP runs the higher net margin — AX at 22.39% versus OZKAP at 24.95%.

Axos Financial, Inc. (AX) vs Bank OZK (OZKAP)

A side-by-side comparison of Axos Financial, Inc. and Bank OZK across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Axos Financial, Inc.

$5.07B

$89.17Financial ServicesDelayed quote: Oct 6, 2026, 1:53 PM EDT

OZKAP

Bank OZK

$5.16B

$14.72Financial ServicesDelayed quote: Oct 6, 2026, 1:53 PM EDT

Total return — AX vs OZKAP

growth of $100 · dividends reinvested · last 5y

AX +66.5% (+10.7%/yr)OZKAP -18.7% (-4.0%/yr)AX compounded faster over this window

AX OZKAP

AX vs OZKAP: by the numbers

•OZKAP is the larger company ($5.16B vs $5.07B market cap).
•OZKAP trades at the lower trailing earnings multiple (2.43 vs 10.53 P/E), one valuation lens rather than an overall verdict.
•OZKAP converts more revenue to profit (24.95% vs 22.39% net margin).
•AX grew revenue faster over the past five years (25.21% vs 18.68% CAGR).
•OZKAP pays a dividend (7.84% yield), while AX has no payments in the available dividend history.

Metrics side by side

Valuation

Metric	AX	OZKAP
P/E ratio	10.53	2.43
Forward P/E	9.21	2.54
PEG ratio	0.56	0.11
P/S ratio	2.32	1.86
P/B ratio	1.60	0.87

Profitability

Metric	AX	OZKAP
Operating margin	29.52%	32.35%
Net margin	22.39%	24.95%
ROE	15.49%	11.01%

Axos Financial, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Bank OZK: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	AX	OZKAP
Dividend yield	N/A	7.84%
Payout ratio	N/A	19.11%

Growth (annualized)

Metric	AX	OZKAP
Revenue CAGR (5Y)	25.21%	18.68%
EPS CAGR (5Y)	18.93%	22.41%
Total return CAGR (5Y)	10.50%	N/A

Frequently asked

Which has the lower trailing P/E, AX or OZKAP?: OZKAP has the lower trailing P/E: AX trades at 10.53 and OZKAP at 2.43. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, AX or OZKAP?: Over the past five years, AX grew revenue faster — AX at a 25.21% CAGR versus OZKAP at 18.68%.
Does AX or OZKAP pay a bigger dividend?: OZKAP pays a dividend (7.84% yield), while AX has no payments in the available dividend history.
Is AX or OZKAP more profitable?: OZKAP runs the higher net margin — AX at 22.39% versus OZKAP at 24.95%.

Go deeper

Full AX analysis Full OZKAP analysis Interactive comparison tool

Dig into the metrics

Axos Financial P/E ratio Bank OZK P/E ratio Bank OZK dividend yield Axos Financial ROE Bank OZK ROE Axos Financial operating margin Bank OZK operating margin Axos Financial revenue growth Bank OZK revenue growth

Axos Financial & Bank OZK appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks Highest Operating Margin Stocks Highest 10-Year Total Return Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.