Bank OZK (OZKAP) vs Valley National Bancorp (VLYPO)
A side-by-side comparison of Bank OZK and Valley National Bancorp across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — OZKAP vs VLYPO
growth of $100 · dividends reinvested · last 5yOZKAP vs VLYPO: by the numbers
- •VLYPO is the larger company ($5.39B vs $5.17B market cap).
- •OZKAP trades at the lower trailing earnings multiple (2.44 vs 20.67 P/E), one valuation lens rather than an overall verdict.
- •OZKAP converts more revenue to profit (24.95% vs 23.26% net margin).
- •OZKAP grew revenue faster over the past five years (18.68% vs 14.60% CAGR).
- •OZKAP pays the higher dividend yield (7.84% vs 7.78%).
Metrics side by side
Valuation
| Metric | OZKAP | VLYPO |
|---|---|---|
| P/E ratio | 2.44 | 20.67 |
| Forward P/E | 2.54 | 19.44 |
| PEG ratio | 0.11 | 12.45 |
| P/S ratio | 1.87 | 1.81 |
| P/B ratio | 0.87 | 0.71 |
Profitability
| Metric | OZKAP | VLYPO |
|---|---|---|
| Operating margin | 32.35% | 14.48% |
| Net margin | 24.95% | 23.26% |
| ROE | 11.01% | 8.76% |
Bank OZK: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Valley National Bancorp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | OZKAP | VLYPO |
|---|---|---|
| Dividend yield | 7.84% | 7.78% |
| Payout ratio | 19.11% | 160.95% |
Growth (annualized)
| Metric | OZKAP | VLYPO |
|---|---|---|
| Revenue CAGR (5Y) | 18.68% | 14.60% |
| EPS CAGR (5Y) | 22.41% | 1.65% |
| Total return CAGR (5Y) | N/A | 8.07% |
Frequently asked
- Which has the lower trailing P/E, OZKAP or VLYPO?
- OZKAP has the lower trailing P/E: OZKAP trades at 2.44 and VLYPO at 20.67. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, OZKAP or VLYPO?
- Over the past five years, OZKAP grew revenue faster — OZKAP at a 18.68% CAGR versus VLYPO at 14.60%.
- Does OZKAP or VLYPO pay a bigger dividend?
- OZKAP yields 7.84% and VLYPO yields 7.78% based on trailing dividends and the latest price.
- Is OZKAP or VLYPO more profitable?
- OZKAP runs the higher net margin — OZKAP at 24.95% versus VLYPO at 23.26%.
Go deeper
Dig into the metrics
Bank OZK & Valley National Bancorp appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.