Bank OZK (OZKAP) vs Valley National Bancorp (VLYPO)

A side-by-side comparison of Bank OZK and Valley National Bancorp across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — OZKAP vs VLYPO

growth of $100 · dividends reinvested · last 5y
OZKAP -18.7% (-4.0%/yr)VLYPO +46.2% (+7.9%/yr)VLYPO compounded faster over this window
6080100120140Start $10020222023202420252026$81$146
OZKAP VLYPO

OZKAP vs VLYPO: by the numbers

  • •VLYPO is the larger company ($5.39B vs $5.17B market cap).
  • •OZKAP trades at the lower trailing earnings multiple (2.44 vs 20.67 P/E), one valuation lens rather than an overall verdict.
  • •OZKAP converts more revenue to profit (24.95% vs 23.26% net margin).
  • •OZKAP grew revenue faster over the past five years (18.68% vs 14.60% CAGR).
  • •OZKAP pays the higher dividend yield (7.84% vs 7.78%).

Metrics side by side

Valuation

MetricOZKAPVLYPO
P/E ratio2.4420.67
Forward P/E2.5419.44
PEG ratio0.1112.45
P/S ratio1.871.81
P/B ratio0.870.71

Profitability

MetricOZKAPVLYPO
Operating margin32.35%14.48%
Net margin24.95%23.26%
ROE11.01%8.76%

Bank OZK: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Valley National Bancorp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricOZKAPVLYPO
Dividend yield7.84%7.78%
Payout ratio19.11%160.95%

Growth (annualized)

MetricOZKAPVLYPO
Revenue CAGR (5Y)18.68%14.60%
EPS CAGR (5Y)22.41%1.65%
Total return CAGR (5Y)N/A8.07%

Frequently asked

Which has the lower trailing P/E, OZKAP or VLYPO?
OZKAP has the lower trailing P/E: OZKAP trades at 2.44 and VLYPO at 20.67. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, OZKAP or VLYPO?
Over the past five years, OZKAP grew revenue faster — OZKAP at a 18.68% CAGR versus VLYPO at 14.60%.
Does OZKAP or VLYPO pay a bigger dividend?
OZKAP yields 7.84% and VLYPO yields 7.78% based on trailing dividends and the latest price.
Is OZKAP or VLYPO more profitable?
OZKAP runs the higher net margin — OZKAP at 24.95% versus VLYPO at 23.26%.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.