Bank OZK (OZKAP) vs Selective Insurance Group, Inc. (SIGI)
A side-by-side comparison of Bank OZK and Selective Insurance Group, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — OZKAP vs SIGI
growth of $100 · dividends reinvested · last 5yOZKAP vs SIGI: by the numbers
- •OZKAP is the larger company ($5.16B vs $5.07B market cap).
- •OZKAP trades at the lower trailing earnings multiple (2.43 vs 10.56 P/E), one valuation lens rather than an overall verdict.
- •OZKAP converts more revenue to profit (24.95% vs 9.11% net margin).
- •OZKAP grew revenue faster over the past five years (18.68% vs 11.16% CAGR).
- •OZKAP pays the higher dividend yield (7.84% vs 2.01%).
Metrics side by side
Valuation
| Metric | OZKAP | SIGI |
|---|---|---|
| P/E ratio | 2.43 | 10.56 |
| Forward P/E | 2.54 | 10.48 |
| PEG ratio | 0.11 | 0.82 |
| P/S ratio | 1.86 | 0.93 |
| P/B ratio | 0.87 | 1.46 |
Profitability
| Metric | OZKAP | SIGI |
|---|---|---|
| Operating margin | 32.35% | 11.02% |
| Net margin | 24.95% | 9.11% |
| ROE | 11.01% | 13.59% |
Bank OZK: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Selective Insurance Group, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | OZKAP | SIGI |
|---|---|---|
| Dividend yield | 7.84% | 2.01% |
| Payout ratio | 19.11% | 21.34% |
Growth (annualized)
| Metric | OZKAP | SIGI |
|---|---|---|
| Revenue CAGR (5Y) | 18.68% | 11.16% |
| EPS CAGR (5Y) | 22.41% | 12.72% |
| Total return CAGR (5Y) | N/A | 3.68% |
Frequently asked
- Which has the lower trailing P/E, OZKAP or SIGI?
- OZKAP has the lower trailing P/E: OZKAP trades at 2.43 and SIGI at 10.56. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, OZKAP or SIGI?
- Over the past five years, OZKAP grew revenue faster — OZKAP at a 18.68% CAGR versus SIGI at 11.16%.
- Does OZKAP or SIGI pay a bigger dividend?
- OZKAP yields 7.84% and SIGI yields 2.01% based on trailing dividends and the latest price.
- Is OZKAP or SIGI more profitable?
- OZKAP runs the higher net margin — OZKAP at 24.95% versus SIGI at 9.11%.
Go deeper
Dig into the metrics
Bank OZK & Selective Insurance appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.