Bank OZK (OZKAP) vs Selective Insurance Group, Inc. (SIGI)

A side-by-side comparison of Bank OZK and Selective Insurance Group, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — OZKAP vs SIGI

growth of $100 · dividends reinvested · last 5y
OZKAP -18.7% (-4.0%/yr)SIGI +17.3% (+3.2%/yr)SIGI compounded faster over this window
6080100120140Start $10020222023202420252026$81$117
OZKAP SIGI

OZKAP vs SIGI: by the numbers

  • •OZKAP is the larger company ($5.16B vs $5.07B market cap).
  • •OZKAP trades at the lower trailing earnings multiple (2.43 vs 10.56 P/E), one valuation lens rather than an overall verdict.
  • •OZKAP converts more revenue to profit (24.95% vs 9.11% net margin).
  • •OZKAP grew revenue faster over the past five years (18.68% vs 11.16% CAGR).
  • •OZKAP pays the higher dividend yield (7.84% vs 2.01%).

Metrics side by side

Valuation

MetricOZKAPSIGI
P/E ratio2.4310.56
Forward P/E2.5410.48
PEG ratio0.110.82
P/S ratio1.860.93
P/B ratio0.871.46

Profitability

MetricOZKAPSIGI
Operating margin32.35%11.02%
Net margin24.95%9.11%
ROE11.01%13.59%

Bank OZK: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Selective Insurance Group, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricOZKAPSIGI
Dividend yield7.84%2.01%
Payout ratio19.11%21.34%

Growth (annualized)

MetricOZKAPSIGI
Revenue CAGR (5Y)18.68%11.16%
EPS CAGR (5Y)22.41%12.72%
Total return CAGR (5Y)N/A3.68%

Frequently asked

Which has the lower trailing P/E, OZKAP or SIGI?
OZKAP has the lower trailing P/E: OZKAP trades at 2.43 and SIGI at 10.56. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, OZKAP or SIGI?
Over the past five years, OZKAP grew revenue faster — OZKAP at a 18.68% CAGR versus SIGI at 11.16%.
Does OZKAP or SIGI pay a bigger dividend?
OZKAP yields 7.84% and SIGI yields 2.01% based on trailing dividends and the latest price.
Is OZKAP or SIGI more profitable?
OZKAP runs the higher net margin — OZKAP at 24.95% versus SIGI at 9.11%.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.