Which has the lower trailing P/E, FIGR or OZKAP?

OZKAP has the lower trailing P/E: FIGR trades at 36.83 and OZKAP at 2.43. P/E is one valuation measure and does not by itself establish which business is cheaper.

Does FIGR or OZKAP pay a bigger dividend?

OZKAP pays a dividend (7.84% yield), while FIGR has no payments in the available dividend history.

Is FIGR or OZKAP more profitable?

FIGR runs the higher net margin — FIGR at 33.24% versus OZKAP at 24.95%.

Figure Technology Solutions, Inc. Class A Common Stock (FIGR) vs Bank OZK (OZKAP)

A side-by-side comparison of Figure Technology Solutions, Inc. Class A Common Stock and Bank OZK across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

FIGR

Figure Technology Solutions, Inc. Class A Common Stock

$5.11B

$27.99Financial ServicesDelayed quote: Oct 6, 2026, 12:30 PM EDT

OZKAP

Bank OZK

$5.16B

$14.71Financial ServicesDelayed quote: Oct 6, 2026, 12:18 PM EDT

Total return — FIGR vs OZKAP

growth of $100 · dividends reinvested · last 1y

FIGR -10.2% (-10.2%/yr)OZKAP -8.7% (-8.7%/yr)OZKAP compounded faster over this window

FIGR OZKAP

FIGR vs OZKAP: by the numbers

•OZKAP is the larger company ($5.16B vs $5.11B market cap).
•OZKAP trades at the lower trailing earnings multiple (2.43 vs 36.83 P/E), one valuation lens rather than an overall verdict.
•FIGR converts more revenue to profit (33.24% vs 24.95% net margin).
•OZKAP pays a dividend (7.84% yield), while FIGR has no payments in the available dividend history.

Metrics side by side

Valuation

Metric	FIGR	OZKAP
P/E ratio	36.83	2.43
Forward P/E	24.33	2.54
PEG ratio	N/A	0.11
P/S ratio	7.17	1.86
P/B ratio	3.62	0.87

Profitability

Metric	FIGR	OZKAP
Gross margin	78.66%	N/A
Operating margin	38.37%	32.35%
Net margin	33.24%	24.95%
ROE	16.78%	11.01%

Bank OZK: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	FIGR	OZKAP
Dividend yield	N/A	7.84%
Payout ratio	N/A	19.11%

Growth (annualized)

Metric	FIGR	OZKAP
Revenue CAGR (5Y)	N/A	18.68%
EPS CAGR (5Y)	N/A	22.41%

Frequently asked

Which has the lower trailing P/E, FIGR or OZKAP?: OZKAP has the lower trailing P/E: FIGR trades at 36.83 and OZKAP at 2.43. P/E is one valuation measure and does not by itself establish which business is cheaper.
Does FIGR or OZKAP pay a bigger dividend?: OZKAP pays a dividend (7.84% yield), while FIGR has no payments in the available dividend history.
Is FIGR or OZKAP more profitable?: FIGR runs the higher net margin — FIGR at 33.24% versus OZKAP at 24.95%.

Go deeper

Full FIGR analysis Full OZKAP analysis Interactive comparison tool

Dig into the metrics

Figure Technology Solutions, Inc. Class A Common Stock P/E ratio Bank OZK P/E ratio Bank OZK dividend yield Figure Technology Solutions, Inc. Class A Common Stock ROE Bank OZK ROE Figure Technology Solutions, Inc. Class A Common Stock operating margin Bank OZK operating margin Figure Technology Solutions, Inc. Class A Common Stock revenue growth Bank OZK revenue growth

Figure Technology Solutions, Inc. Class A Common Stock & Bank OZK appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks Highest Operating Margin Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.