M&T Bank (MTB) EBITDA Margin: History & Chart

M&T Bank Corporation(MTB)

Banks - Regional · Buffalo, NY

$219.58-3.84 (-1.72%)

Delayed quote: Sep 23, 2026, 4:00 PM EDT

About M&T Bank Corporation

M&T Bank Corporation functions as a bank holding entity, delivering a broad spectrum of financial solutions to both commercial enterprises and individual consumers. Its Business Banking division caters to small businesses and professionals, providing essential services such as deposit accounts, credit facilities, and treasury management solutions. The Commercial Banking arm extends its reach to middle-market and large corporate clients, supplying a robust suite of offerings including deposit products, commercial loans and leases, letters of credit, and sophisticated cash management tools. Dedicated to Commercial Real Estate, the company engages in the origination, sale, and servicing of commercial property loans, alongside offering deposit services tailored for this sector. The Discretionary Portfolio segment focuses on internal financial management, overseeing deposits, investment securities, residential real estate loans, and other assets, while also managing short- and long-term borrowed funds and foreign exchange operations. Through its Residential Mortgage Banking segment, M&T originates home loans for consumers, subsequently selling these loans in the secondary market. It also acquires servicing rights for loans initially originated by other institutions. The Retail Banking segment serves individual customers with a diverse array of financial products, including demand, savings, and time deposit accounts; various consumer installment loans such as automobile and recreational vehicle financing; home equity loans and lines of credit; credit cards; and investment vehicles like mutual funds and annuities. Beyond these, M&T Bank offers specialized financial services encompassing trust and wealth management, fiduciary and custodial services, insurance brokerage, institutional securities services, and investment management. Customers can access these services through an extensive network of physical banking offices, dedicated business banking centers, as well as via telephone, online platforms, and automated teller machines (ATMs). As of December 31, 2021, the corporation maintained 688 domestic banking locations across New York, Maryland, New Jersey, Pennsylvania, Delaware, Connecticut, Virginia, West Virginia, and the District of Columbia. Additionally, it operates a full-service commercial banking office in Ontario, Canada. M&T Bank Corporation, established in 1856, has its corporate headquarters situated in Buffalo, New York.

Buffalo, NY

21,662 employees

www.mtb.com

Financial Services / Banks - Regional

Sector: Financial Services
Industry: Banks - Regional
CEO: Rene F. Jones

View full financials

MTB EBITDA Margin Metrics

EBITDA MARGIN

32.14%

EBITDA MARGIN AVG TTM

35.08%

EBITDA MARGIN AVG 3Y

29.90%

EBITDA MARGIN AVG 5Y

34.51%

EBITDA MARGIN AVG 10Y

37.08%

EBITDA MARGIN AVG 15Y

37.12%

EBITDA MARGIN AVG 20Y

35.37%

CURRENT VS TTM AVG

-8.37%

CURRENT VS 3Y AVG

+7.51%

CURRENT VS 5Y AVG

-6.87%

CURRENT VS 10Y AVG

-13.32%

CURRENT VS 15Y AVG

-13.42%

CURRENT VS 20Y AVG

-9.12%

NAME	MARKET CAP	EBITDA MARGIN	TTM	3Y	5Y
M&T Bank Corporation (MTB)	$31.82B	32.14%	35.08%	29.90%	34.51%
Northern Trust Corporation (NTRS)vs ›	$31.83B	22.48%	21.88%	22.75%	27.28%
iShares Silver Trust (SLV)vs ›	$31.30B	0.00%	11.39%	5.70%	4.56%
Huntington Bancshares Incorporated (HBAN)vs ›	$31.07B	27.63%	26.46%	30.82%	30.24%
Arch Capital Group Ltd. (ACGL)vs ›	$33.25B	25.95%	26.48%	23.09%	21.77%
Raymond James Financial, Inc. (RJF)vs ›	$30.40B	29.89%	24.52%	21.87%	20.28%
The Hartford Insurance Group, Inc. (HIG)vs ›	$34.70B	18.25%	17.09%	15.55%	15.33%
Cboe Global Markets, Inc. (CBOE)vs ›	$28.14B	34.71%	32.39%	28.40%	27.56%
Willis Towers Watson Public Limited Company (WTW)vs ›	$27.77B	27.32%	19.12%	19.41%	21.37%
Citizens Financial Group, Inc. (CFG)vs ›	$27.32B	24.17%	21.75%	24.89%	29.26%

NAME

MARKET CAP

EBITDA MARGIN

TTM

M&T Bank Corporation (MTB)

$31.82B

32.14%

35.08%

29.90%

34.51%

Northern Trust Corporation (NTRS)vs ›

$31.83B

22.48%

21.88%

22.75%

27.28%

iShares Silver Trust (SLV)vs ›

$31.30B

0.00%

11.39%

5.70%

4.56%

Huntington Bancshares Incorporated (HBAN)vs ›

$31.07B

27.63%

26.46%

30.82%

30.24%

Arch Capital Group Ltd. (ACGL)vs ›

$33.25B

25.95%

26.48%

23.09%

21.77%

Raymond James Financial, Inc. (RJF)vs ›

$30.40B

29.89%

24.52%

21.87%

20.28%

The Hartford Insurance Group, Inc. (HIG)vs ›

$34.70B

18.25%

17.09%

15.55%

15.33%

Cboe Global Markets, Inc. (CBOE)vs ›

$28.14B

34.71%

32.39%

28.40%

27.56%

Willis Towers Watson Public Limited Company (WTW)vs ›

$27.77B

27.32%

19.12%

19.41%

21.37%

Citizens Financial Group, Inc. (CFG)vs ›

$27.32B

24.17%

21.75%

24.89%

29.26%

EBITDA Margin FAQ

What is the EBITDA margin for M&T Bank Corporation (MTB)?

The EBITDA margin for MTB stock is 32.14%.

Is M&T Bank Corporation's EBITDA margin high or low?

The EBITDA margin of 32.14% is in line with its 5-year average of 34.51%, around the middle of its 5-year range (19.64%–47.46%).

What is the TTM average EBITDA margin for M&T Bank Corporation (MTB)?

The TTM average EBITDA margin for MTB stock is 35.08%.

What is the 3Y average EBITDA margin for M&T Bank Corporation (MTB)?

The 3Y average EBITDA margin for MTB stock is 29.90%.

What is the 5Y average EBITDA margin for M&T Bank Corporation (MTB)?

The 5Y average EBITDA margin for MTB stock is 34.51%.

What is the 10Y average EBITDA margin for M&T Bank Corporation (MTB)?

The 10Y average EBITDA margin for MTB stock is 37.08%.

What is the 15Y average EBITDA margin for M&T Bank Corporation (MTB)?

The 15Y average EBITDA margin for MTB stock is 37.12%.

What is the 20Y average EBITDA margin for M&T Bank Corporation (MTB)?

The 20Y average EBITDA margin for MTB stock is 35.37%.

DATE	EBITDA MARGIN
2026-06-30	39.46%
2026-03-31	29.77%
2025-12-31	32.79%
2025-09-30	41.19%
2025-06-30	32.17%
2025-03-31	28.10%
2024-12-31	30.26%
2024-09-30	30.40%
2024-06-30	29.11%
2024-03-31	24.06%
2023-12-31	22.89%
2023-09-30	32.40%
2023-06-30	38.69%
2023-03-31	35.90%
2022-12-31	40.38%
2022-09-30	41.58%
2022-06-30	19.64%
2022-03-31	38.02%
2021-12-31	44.28%
2021-09-30	47.46%
2021-06-30	46.15%
2021-03-31	44.16%
2020-12-31	44.07%
2020-09-30	37.61%
2020-06-30	25.62%
2020-03-31	25.91%
2019-12-31	42.74%
2019-09-30	40.57%
2019-06-30	39.97%
2019-03-31	40.92%
2018-12-31	43.65%
2018-09-30	45.55%
2018-06-30	44.15%
2018-03-31	32.67%
2017-12-31	43.34%
2017-09-30	41.64%
2017-06-30	43.35%
2017-03-31	39.07%
2016-12-31	38.62%
2016-09-30	41.06%
2016-06-30	40.90%
2016-03-31	37.27%
2015-12-31	33.90%
2015-09-30	39.40%
2015-06-30	39.44%
2015-03-31	35.52%
2014-12-31	38.47%
2014-09-30	39.66%
2014-06-30	40.06%
2014-03-31	35.46%
2013-12-31	32.14%
2013-09-30	40.36%
2013-06-30	45.98%
2013-03-31	39.94%
2012-12-31	42.32%
2012-09-30	41.65%
2012-06-30	35.50%
2012-03-31	32.92%
2011-12-31	23.99%
2011-09-30	28.72%
2011-06-30	41.53%
2011-03-31	35.65%
2010-12-31	38.48%
2010-09-30	33.41%
2010-06-30	33.00%
2010-03-31	28.52%
2009-12-31	33.21%
2009-09-30	20.92%
2009-06-30	11.28%
2009-03-31	13.44%
2008-12-31	16.64%
2008-09-30	12.28%
2008-06-30	26.09%
2008-03-31	29.54%
2007-12-31	12.04%
2007-09-30	29.65%
2007-06-30	31.55%
2007-03-31	28.01%
2006-12-31	31.76%
2006-09-30	31.31%
2006-06-30	32.97%
2006-03-31	33.22%
2005-12-31	34.72%
2005-09-30	34.96%
2005-06-30	36.51%
2005-03-31	37.93%
2004-12-31	39.72%
2004-09-30	37.24%
2004-06-30	41.48%
2004-03-31	37.34%
2003-12-31	38.45%
2003-09-30	35.66%
2003-06-30	30.99%
2003-03-31	36.28%
2002-12-31	36.65%
2002-09-30	34.82%

DATE

EBITDA MARGIN

2026-06-30

39.46%

2026-03-31

29.77%

2025-12-31

32.79%

2025-09-30

41.19%

2025-06-30

32.17%

2025-03-31

28.10%

2024-12-31

30.26%

2024-09-30

30.40%

2024-06-30

29.11%

2024-03-31

24.06%

2023-12-31

22.89%

2023-09-30

32.40%

2023-06-30

38.69%

2023-03-31

35.90%

2022-12-31

40.38%

2022-09-30

41.58%

2022-06-30

19.64%

2022-03-31

38.02%

2021-12-31

44.28%

2021-09-30

47.46%

2021-06-30

46.15%

2021-03-31

44.16%

2020-12-31

44.07%

2020-09-30

37.61%

2020-06-30

25.62%

2020-03-31

25.91%

2019-12-31

42.74%

2019-09-30

40.57%

2019-06-30

39.97%

2019-03-31

40.92%

2018-12-31

43.65%

2018-09-30

45.55%

2018-06-30

44.15%

2018-03-31

32.67%

2017-12-31

43.34%

2017-09-30

41.64%

2017-06-30

43.35%

2017-03-31

39.07%

2016-12-31

38.62%

2016-09-30

41.06%

2016-06-30

40.90%

2016-03-31

37.27%

2015-12-31

33.90%

2015-09-30

39.40%

2015-06-30

39.44%

2015-03-31

35.52%

2014-12-31

38.47%

2014-09-30

39.66%

2014-06-30

40.06%

2014-03-31

35.46%

2013-12-31

32.14%

2013-09-30

40.36%

2013-06-30

45.98%

2013-03-31

39.94%

2012-12-31

42.32%

2012-09-30

41.65%

2012-06-30

35.50%

2012-03-31

32.92%

2011-12-31

23.99%

2011-09-30

28.72%

2011-06-30

41.53%

2011-03-31

35.65%

2010-12-31

38.48%

2010-09-30

33.41%

2010-06-30

33.00%

2010-03-31

28.52%

2009-12-31

33.21%

2009-09-30

20.92%

2009-06-30

11.28%

2009-03-31

13.44%

2008-12-31

16.64%

2008-09-30

12.28%

2008-06-30

26.09%

2008-03-31

29.54%

2007-12-31

12.04%

2007-09-30

29.65%

2007-06-30

31.55%

2007-03-31

28.01%

2006-12-31

31.76%

2006-09-30

31.31%

2006-06-30

32.97%

2006-03-31

33.22%

2005-12-31

34.72%

2005-09-30

34.96%

2005-06-30

36.51%

2005-03-31

37.93%

2004-12-31

39.72%

2004-09-30

37.24%

2004-06-30

41.48%

2004-03-31

37.34%

2003-12-31

38.45%

2003-09-30

35.66%

2003-06-30

30.99%

2003-03-31

36.28%

2002-12-31

36.65%

2002-09-30

34.82%

EBITDA Margin: 32.14%

MTB EBITDA Margin

MTB Average EBITDA Margin Chart

MTB Current vs Average EBITDA Margin Chart

MTB EBITDA Margin Metrics

MTB Competitors' EBITDA Margin

Margin Comparison

EBITDA Margin Formula & Definition

EBITDA Margin FAQ

MTB EBITDA Margin History

Related Metrics