M&T Bank (MTB) EBITDA Margin: History & Chart

M&T Bank Corporation (MTB)MTBM&T Bank Corporation

About M&T Bank Corporation

M&T Bank Corporation functions as a bank holding entity, delivering a broad spectrum of financial solutions to both commercial enterprises and individual consumers. Its Business Banking division caters to small businesses and professionals, providing essential services such as deposit accounts, credit facilities, and treasury management solutions. The Commercial Banking arm extends its reach to middle-market and large corporate clients, supplying a robust suite of offerings including deposit products, commercial loans and leases, letters of credit, and sophisticated cash management tools. Dedicated to Commercial Real Estate, the company engages in the origination, sale, and servicing of commercial property loans, alongside offering deposit services tailored for this sector. The Discretionary Portfolio segment focuses on internal financial management, overseeing deposits, investment securities, residential real estate loans, and other assets, while also managing short- and long-term borrowed funds and foreign exchange operations. Through its Residential Mortgage Banking segment, M&T originates home loans for consumers, subsequently selling these loans in the secondary market. It also acquires servicing rights for loans initially originated by other institutions. The Retail Banking segment serves individual customers with a diverse array of financial products, including demand, savings, and time deposit accounts; various consumer installment loans such as automobile and recreational vehicle financing; home equity loans and lines of credit; credit cards; and investment vehicles like mutual funds and annuities. Beyond these, M&T Bank offers specialized financial services encompassing trust and wealth management, fiduciary and custodial services, insurance brokerage, institutional securities services, and investment management. Customers can access these services through an extensive network of physical banking offices, dedicated business banking centers, as well as via telephone, online platforms, and automated teller machines (ATMs). As of December 31, 2021, the corporation maintained 688 domestic banking locations across New York, Maryland, New Jersey, Pennsylvania, Delaware, Connecticut, Virginia, West Virginia, and the District of Columbia. Additionally, it operates a full-service commercial banking office in Ontario, Canada. M&T Bank Corporation, established in 1856, has its corporate headquarters situated in Buffalo, New York.

Buffalo, NY

22,080 employees

www.mtb.com

Financial Services / Banks - Regional

Sector: Financial Services
Industry: Banks - Regional
CEO: Rene F. Jones

View full financials

MTB EBITDA Margin Metrics

EBITDA MARGIN

37.71%

EBITDA MARGIN AVG TTM

34.72%

EBITDA MARGIN AVG 3Y

30.68%

EBITDA MARGIN AVG 5Y

34.43%

EBITDA MARGIN AVG 10Y

37.04%

EBITDA MARGIN AVG 15Y

37.09%

EBITDA MARGIN AVG 20Y

35.34%

CURRENT VS TTM AVG

+8.59%

CURRENT VS 3Y AVG

+22.92%

CURRENT VS 5Y AVG

+9.53%

CURRENT VS 10Y AVG

+1.81%

CURRENT VS 15Y AVG

+1.65%

CURRENT VS 20Y AVG

+6.69%

NAME	MARKET CAP	EBITDA MARGIN	TTM	3Y	5Y
M&T Bank Corporation (MTB)	$36.30B	37.71%	34.72%	30.68%	34.43%
Huntington Bancshares Incorporated (HBAN)vs ›	$35.46B	27.63%	26.46%	30.82%	30.24%
Arch Capital Group Ltd. (ACGL)vs ›	$34.41B	25.95%	26.48%	23.09%	21.77%
Northern Trust Corporation (NTRS)vs ›	$33.94B	22.48%	21.88%	22.75%	27.28%
Raymond James Financial, Inc. (RJF)vs ›	$33.92B	29.89%	24.52%	21.87%	20.28%
The Hartford Insurance Group, Inc. (HIG)vs ›	$39.28B	18.25%	17.09%	15.55%	15.33%
Coinbase Global, Inc. (COIN)vs ›	$40.52B	22.61%	29.85%	-5.26%	8.91%
Willis Towers Watson Public Limited Company (WTW)vs ›	$32.02B	27.32%	19.12%	19.41%	21.37%
MSCI Inc. (MSCI)vs ›	$40.94B	61.64%	61.19%	60.87%	60.21%
American International Group, Inc. (AIG)vs ›	$41.77B	27.39%	27.38%	26.05%	21.89%

NAME

MARKET CAP

EBITDA MARGIN

TTM

M&T Bank Corporation (MTB)

$36.30B

37.71%

34.72%

30.68%

34.43%

Huntington Bancshares Incorporated (HBAN)vs ›

$35.46B

27.63%

26.46%

30.82%

30.24%

Arch Capital Group Ltd. (ACGL)vs ›

$34.41B

25.95%

26.48%

23.09%

21.77%

Northern Trust Corporation (NTRS)vs ›

$33.94B

22.48%

21.88%

22.75%

27.28%

Raymond James Financial, Inc. (RJF)vs ›

$33.92B

29.89%

24.52%

21.87%

20.28%

The Hartford Insurance Group, Inc. (HIG)vs ›

$39.28B

18.25%

17.09%

15.55%

15.33%

Coinbase Global, Inc. (COIN)vs ›

$40.52B

22.61%

29.85%

-5.26%

8.91%

Willis Towers Watson Public Limited Company (WTW)vs ›

$32.02B

27.32%

19.12%

19.41%

21.37%

MSCI Inc. (MSCI)vs ›

$40.94B

61.64%

61.19%

60.87%

60.21%

American International Group, Inc. (AIG)vs ›

$41.77B

27.39%

27.38%

26.05%

21.89%

EBITDA Margin FAQ

What is the EBITDA margin for M&T Bank Corporation (MTB)?

The EBITDA margin for MTB stock is 37.71%.

Is M&T Bank Corporation's EBITDA margin high or low?

The EBITDA margin of 37.71% is in line with its 5-year average of 34.43%, around the middle of its 5-year range (19.64%–47.46%).

What is the TTM average EBITDA margin for M&T Bank Corporation (MTB)?

The TTM average EBITDA margin for MTB stock is 34.72%.

What is the 3Y average EBITDA margin for M&T Bank Corporation (MTB)?

The 3Y average EBITDA margin for MTB stock is 30.68%.

What is the 5Y average EBITDA margin for M&T Bank Corporation (MTB)?

The 5Y average EBITDA margin for MTB stock is 34.43%.

What is the 10Y average EBITDA margin for M&T Bank Corporation (MTB)?

The 10Y average EBITDA margin for MTB stock is 37.04%.

What is the 15Y average EBITDA margin for M&T Bank Corporation (MTB)?

The 15Y average EBITDA margin for MTB stock is 37.09%.

What is the 20Y average EBITDA margin for M&T Bank Corporation (MTB)?

The 20Y average EBITDA margin for MTB stock is 35.34%.

DATE	EBITDA MARGIN
2026-06-30	37.71%
2026-03-31	29.77%
2025-12-31	32.79%
2025-09-30	41.19%
2025-06-30	32.17%
2025-03-31	28.10%
2024-12-31	30.26%
2024-09-30	30.40%
2024-06-30	29.11%
2024-03-31	24.06%
2023-12-31	22.89%
2023-09-30	32.40%
2023-06-30	38.69%
2023-03-31	35.90%
2022-12-31	40.38%
2022-09-30	41.58%
2022-06-30	19.64%
2022-03-31	38.02%
2021-12-31	44.28%
2021-09-30	47.46%
2021-06-30	46.15%
2021-03-31	44.16%
2020-12-31	44.07%
2020-09-30	37.61%
2020-06-30	25.62%
2020-03-31	25.91%
2019-12-31	42.74%
2019-09-30	40.57%
2019-06-30	39.97%
2019-03-31	40.92%
2018-12-31	43.65%
2018-09-30	45.55%
2018-06-30	44.15%
2018-03-31	32.67%
2017-12-31	43.34%
2017-09-30	41.64%
2017-06-30	43.35%
2017-03-31	39.07%
2016-12-31	38.62%
2016-09-30	41.06%
2016-06-30	40.90%
2016-03-31	37.27%
2015-12-31	33.90%
2015-09-30	39.40%
2015-06-30	39.44%
2015-03-31	35.52%
2014-12-31	38.47%
2014-09-30	39.66%
2014-06-30	40.06%
2014-03-31	35.46%
2013-12-31	32.14%
2013-09-30	40.36%
2013-06-30	45.98%
2013-03-31	39.94%
2012-12-31	42.32%
2012-09-30	41.65%
2012-06-30	35.50%
2012-03-31	32.92%
2011-12-31	23.99%
2011-09-30	28.72%
2011-06-30	41.53%
2011-03-31	35.65%
2010-12-31	38.48%
2010-09-30	33.41%
2010-06-30	33.00%
2010-03-31	28.52%
2009-12-31	33.21%
2009-09-30	20.92%
2009-06-30	11.28%
2009-03-31	13.44%
2008-12-31	16.64%
2008-09-30	12.28%
2008-06-30	26.09%
2008-03-31	29.54%
2007-12-31	12.04%
2007-09-30	29.65%
2007-06-30	31.55%
2007-03-31	28.01%
2006-12-31	31.76%
2006-09-30	31.31%
2006-06-30	32.97%
2006-03-31	33.22%
2005-12-31	34.72%
2005-09-30	34.96%
2005-06-30	36.51%
2005-03-31	37.93%
2004-12-31	39.72%
2004-09-30	37.24%
2004-06-30	41.48%
2004-03-31	37.34%
2003-12-31	38.45%
2003-09-30	35.66%
2003-06-30	30.99%
2003-03-31	36.28%
2002-12-31	36.65%
2002-09-30	34.82%

DATE

EBITDA MARGIN

2026-06-30

37.71%

2026-03-31

29.77%

2025-12-31

32.79%

2025-09-30

41.19%

2025-06-30

32.17%

2025-03-31

28.10%

2024-12-31

30.26%

2024-09-30

30.40%

2024-06-30

29.11%

2024-03-31

24.06%

2023-12-31

22.89%

2023-09-30

32.40%

2023-06-30

38.69%

2023-03-31

35.90%

2022-12-31

40.38%

2022-09-30

41.58%

2022-06-30

19.64%

2022-03-31

38.02%

2021-12-31

44.28%

2021-09-30

47.46%

2021-06-30

46.15%

2021-03-31

44.16%

2020-12-31

44.07%

2020-09-30

37.61%

2020-06-30

25.62%

2020-03-31

25.91%

2019-12-31

42.74%

2019-09-30

40.57%

2019-06-30

39.97%

2019-03-31

40.92%

2018-12-31

43.65%

2018-09-30

45.55%

2018-06-30

44.15%

2018-03-31

32.67%

2017-12-31

43.34%

2017-09-30

41.64%

2017-06-30

43.35%

2017-03-31

39.07%

2016-12-31

38.62%

2016-09-30

41.06%

2016-06-30

40.90%

2016-03-31

37.27%

2015-12-31

33.90%

2015-09-30

39.40%

2015-06-30

39.44%

2015-03-31

35.52%

2014-12-31

38.47%

2014-09-30

39.66%

2014-06-30

40.06%

2014-03-31

35.46%

2013-12-31

32.14%

2013-09-30

40.36%

2013-06-30

45.98%

2013-03-31

39.94%

2012-12-31

42.32%

2012-09-30

41.65%

2012-06-30

35.50%

2012-03-31

32.92%

2011-12-31

23.99%

2011-09-30

28.72%

2011-06-30

41.53%

2011-03-31

35.65%

2010-12-31

38.48%

2010-09-30

33.41%

2010-06-30

33.00%

2010-03-31

28.52%

2009-12-31

33.21%

2009-09-30

20.92%

2009-06-30

11.28%

2009-03-31

13.44%

2008-12-31

16.64%

2008-09-30

12.28%

2008-06-30

26.09%

2008-03-31

29.54%

2007-12-31

12.04%

2007-09-30

29.65%

2007-06-30

31.55%

2007-03-31

28.01%

2006-12-31

31.76%

2006-09-30

31.31%

2006-06-30

32.97%

2006-03-31

33.22%

2005-12-31

34.72%

2005-09-30

34.96%

2005-06-30

36.51%

2005-03-31

37.93%

2004-12-31

39.72%

2004-09-30

37.24%

2004-06-30

41.48%

2004-03-31

37.34%

2003-12-31

38.45%

2003-09-30

35.66%

2003-06-30

30.99%

2003-03-31

36.28%

2002-12-31

36.65%

2002-09-30

34.82%

EBITDA Margin: 37.71%

MTB EBITDA Margin

MTB Average EBITDA Margin Chart

MTB Current vs Average EBITDA Margin Chart

MTB EBITDA Margin Metrics

MTB Competitors' EBITDA Margin

Margin Comparison

EBITDA Margin Formula & Definition

EBITDA Margin FAQ

MTB EBITDA Margin History

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