American International Group, Inc. (AIG) EBITDA Margin: 28.87%
Is American International Group, Inc.’s EBITDA margin high or low?
American International Group, Inc.'s EBITDA margin of 28.87% is 23% above its 5-year average of 23.49%, near the high end of its 5-year range (-7.24%–36.92%).
The EBITDA margin for American International Group, Inc. (AIG) is 28.87% as of Wednesday, June 10, 2026. It is below its 12-month average by 0.36% (28.98%).
AIG EBITDA Margin Chart
AIG Average EBITDA Margin Chart
AIG Current vs Average EBITDA Margin Chart
AIG EBITDA Margin Metrics
EBITDA MARGIN
28.87%
EBITDA MARGIN AVG TTM
28.98%
EBITDA MARGIN AVG 3Y
27.82%
EBITDA MARGIN AVG 5Y
23.49%
EBITDA MARGIN AVG 10Y
18.65%
EBITDA MARGIN AVG 15Y
19.64%
EBITDA MARGIN AVG 20Y
-44.85%
CURRENT VS TTM AVG
-0.36%
CURRENT VS 3Y AVG
+3.78%
CURRENT VS 5Y AVG
+22.89%
CURRENT VS 10Y AVG
+54.78%
CURRENT VS 15Y AVG
+47.03%
CURRENT VS 20Y AVG
+164.37%
AIG Competitors' EBITDA Margin
| NAME | MARKET CAP | EBITDA MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| American International Group, Inc. (AIG) | — | 28.87% | 28.98% | 27.82% | 23.49% |
| Coinbase Global, Inc. (COIN) | $40.97B | 25.01% | 36.51% | -2.66% | 10.60% |
| Prudential Financial, Inc. (PRU) | $36.78B | 8.08% | 6.58% | 3.90% | 5.22% |
| PayPal Holdings, Inc. (PYPL) | $36.57B | 23.20% | 22.20% | 21.37% | 22.94% |
| MSCI Inc. (MSCI) | $44.05B | 61.64% | 61.42% | 62.76% | 60.61% |
| The Hartford Financial Services Group, Inc. (HIG) | $35.74B | 18.95% | 17.45% | 15.72% | 15.44% |
| State Street SPDR Dow Jones Industrial Average ETF Trust (DIA) | $44.24B | N/A | N/A | N/A | N/A |
| Discover Financial Services (DFS) | $50.34B | 0.00% | 16.25% | 35.60% | 29.95% |
| Cincinnati Financial Corporation (CINF) | $25.81B | 25.34% | 26.08% | 17.18% | 21.83% |
| Willis Towers Watson Public Limited Company (WTW) | $25.17B | 27.55% | 17.92% | 20.02% | 23.84% |
Margin Comparison
Gross Margin
38.5%
EBITDA Margin
28.9%
Operating Margin
14.7%
Net Margin
11.9%
Formula: EBITDA Margin = (EBITDA / Revenue) × 100
Why EBITDA Margin matters:
- Removes effects of depreciation policies (D&A)
- Capital structure neutral (ignores interest)
- Tax neutral (ignores tax differences)
- Good proxy for operating cash generation
American International Group, Inc. EBITDA Margin Formula & Definition
EBITDA Margin = EBITDA / Revenue
EBITDA margin measures operating profitability before interest, taxes, depreciation, and amortization as a percentage of revenue.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
American International Group, Inc. EBITDA Margin FAQ
- What is the EBITDA margin for American International Group, Inc. (AIG)?
- The EBITDA margin for AIG stock is 28.87%.
- Is American International Group, Inc.'s EBITDA margin high or low?
- American International Group, Inc.'s EBITDA margin of 28.87% is 23% above its 5-year average of 23.49%, near the high end of its 5-year range (-7.24%–36.92%).
- What is the TTM average EBITDA margin for American International Group, Inc. (AIG)?
- The TTM average EBITDA margin for AIG stock is 28.98%.
- What is the 3Y average EBITDA margin for American International Group, Inc. (AIG)?
- The 3Y average EBITDA margin for AIG stock is 27.82%.
- What is the 5Y average EBITDA margin for American International Group, Inc. (AIG)?
- The 5Y average EBITDA margin for AIG stock is 23.49%.
- What is the 10Y average EBITDA margin for American International Group, Inc. (AIG)?
- The 10Y average EBITDA margin for AIG stock is 18.65%.
- What is the 15Y average EBITDA margin for American International Group, Inc. (AIG)?
- The 15Y average EBITDA margin for AIG stock is 19.64%.
- What is the 20Y average EBITDA margin for American International Group, Inc. (AIG)?
- The 20Y average EBITDA margin for AIG stock is -44.85%.
American International Group, Inc. EBITDA Margin History
| DATE | EBITDA MARGIN |
|---|---|
| 2025-12-31 | 28.87% |
| 2024-12-31 | 29.08% |
| 2023-12-31 | 25.84% |
| 2022-12-31 | 27.48% |
| 2021-12-31 | 36.92% |
| 2020-12-31 | -7.24% |
| 2019-12-31 | 20.67% |
| 2018-12-31 | 11.83% |
| 2017-12-31 | 10.69% |
| 2016-12-31 | 7.61% |
| 2015-12-31 | 13.42% |
| 2014-12-31 | 23.14% |
| 2013-12-31 | 20.15% |
| 2012-12-31 | 14.34% |
| 2011-12-31 | 13.63% |
| 2010-12-31 | 37.74% |
| 2009-12-31 | 15.93% |
| 2008-12-31 | -1320.81% |
| 2007-12-31 | 11.68% |
| 2006-12-31 | 21.22% |
| 2005-12-31 | 15.99% |
| 2004-12-31 | 17.28% |
| 2003-12-31 | 17.34% |
| 2002-12-31 | 14.55% |
| 2001-12-31 | 15.50% |
| 2000-12-31 | 20.00% |
| 1999-12-31 | 23.14% |
| 1998-12-31 | 21.93% |
| 1997-12-31 | 20.90% |
| 1996-12-31 | 18.84% |
Related Metrics
About American International Group, Inc.
American International Group, Inc. (AIG) is a global insurance provider, delivering a broad spectrum of insurance solutions to commercial, institutional, and individual clients across North America and worldwide. Its General Insurance division encompasses a wide range of coverages, including general liability, environmental protection, commercial auto liability, workers' compensation, casualty, and crisis management. This segment also covers property risks for commercial, industrial, and energy sectors, with further specialized offerings such as aerospace, political risk, trade credit, portfolio solutions, crop, and marine insurance policies. Additionally, AIG supplies professional liability coverage for various business operations and potential hazards, such as directors and officers (D&O), mergers and acquisitions (M&A), fidelity bonds, employment practices, fiduciary liability, cyber risk, kidnap and ransom, and errors and omissions (E&O) insurance. The General Insurance segment extends to personal lines, featuring policies for automobiles, homes, and umbrella coverage, alongside specialized options for yachts, fine art, and valuable collections. It also includes voluntary and employer-sponsored personal accident and supplemental health plans, extended warranty protection, and travel insurance. AIG's Life and Retirement division focuses on providing a variety of annuity products such as variable, index-linked, and fixed annuities, as well as retail mutual funds. This segment also delivers financial planning and advisory services, in addition to comprehensive record-keeping, plan administration, and compliance support, along with both term and universal life insurance policies. Furthermore, it offers stable value wrap products, structured settlement annuities, and pension risk transfer solutions. Corporate-owned and bank-owned life insurance, alongside guaranteed investment contracts, complete its diverse portfolio. Distribution of these products occurs through a network of independent marketing organizations, independent insurance agents, financial advisors, direct marketing channels, banks, and broker-dealers. Established in 1919, the company maintains its headquarters in New York, New York.
- Sector
- Financial Services
- Industry
- Insurance - Diversified
- CEO
- Peter Salvatore Zaffino