Basis: Trailing twelve months (TTM net income over TTM revenue). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the net profit margin high or low?
The net profit margin of 21.41% is 10% below its 5-year average of 23.85%, near the low end of its 5-year range (17.32%–36.74%).
1.04% below its 12-month average of 21.64%.
Reported quarterly profit margin; no daily interpolation. Q2 FY2026 (2026-06-30): 24.34%.
NET PROFIT MARGIN
21.41%
NET PROFIT MARGIN AVG TTM
21.64%
NET PROFIT MARGIN AVG 3Y
20.44%
NET PROFIT MARGIN AVG 5Y
23.85%
NET PROFIT MARGIN AVG 10Y
24.36%
NET PROFIT MARGIN AVG 15Y
22.93%
NET PROFIT MARGIN AVG 20Y
19.67%
CURRENT VS TTM AVG
-1.04%
CURRENT VS 3Y AVG
+4.76%
CURRENT VS 5Y AVG
-10.23%
CURRENT VS 10Y AVG
-12.10%
CURRENT VS 15Y AVG
-6.64%
CURRENT VS 20Y AVG
+8.86%
SECTOR MEDIAN · FINANCIAL SERVICES
13.21%
median of 716 covered companies
CURRENT VS SECTOR MEDIAN
+62.14%
vs the sector median at left
First Financial Bancorp.
Market Cap
$3.29B
Net Profit Margin
21.41%
TTM Avg
21.64%
3Y Avg
20.44%
5Y Avg
23.85%
Market Cap
$3.29B
Net Profit Margin
26.53%
TTM Avg
15.35%
3Y Avg
21.84%
5Y Avg
23.17%
Market Cap
$3.28B
Net Profit Margin
-61.28%
TTM Avg
-26.43%
3Y Avg
-3.67%
5Y Avg
7.22%
Market Cap
$3.35B
Net Profit Margin
18.61%
TTM Avg
21.87%
3Y Avg
20.19%
5Y Avg
17.16%
Market Cap
$3.23B
Net Profit Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$3.19B
Net Profit Margin
20.51%
TTM Avg
44.00%
3Y Avg
45.11%
5Y Avg
50.19%
Market Cap
$3.15B
Net Profit Margin
29.31%
TTM Avg
31.50%
3Y Avg
34.54%
5Y Avg
36.77%
Market Cap
$3.15B
Net Profit Margin
17.06%
TTM Avg
15.81%
3Y Avg
17.25%
5Y Avg
21.06%
| NAME | MARKET CAP | NET PROFIT MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| First Financial Bancorp. (FFBC) | $3.29B | 21.41% | 21.64% | 20.44% | 23.85% |
| Mechanics Bank (MCHB)vs › | $3.29B | 26.53% | 15.35% | 21.84% | 23.17% |
| Simmons First National Corporation (SFNC)vs › | $3.28B | -61.28% | -26.43% | -3.67% | 7.22% |
| TowneBank (TOWN)vs › | $3.27B | 24.14% | 16.30% | 18.59% | 20.65% |
| Palomar Holdings, Inc. (PLMR)vs › | $3.35B | 18.61% | 21.87% | 20.19% | 17.16% |
| iShares Core 80/20 Aggressive Allocation ETF (AOA)vs › | $3.23B | N/A | N/A | N/A | N/A |
| Golub Capital BDC, Inc. (GBDC)vs › | $3.19B | 20.51% | 44.00% | 45.11% | 50.19% |
| CVB Financial Corp. (CVBF)vs › | $3.15B | 29.31% | 31.50% | 34.54% | 36.77% |
| Seacoast Banking Corporation of Florida (SBCF)vs › | $3.15B | 17.06% | 15.81% | 17.25% | 21.06% |
| CleanSpark, Inc. (CLSK)vs › | $3.15B | -146.90% | 4.55% | -29.13% | -67.47% |
Operating Margin
26.9%
Net Profit Margin
21.4%
Net Profit Margin = Net Income / Revenue
Net profit margin is the percentage of revenue that becomes net income after all expenses, taxes, and interest.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | NET PROFIT MARGIN |
|---|---|
| 2026-06-30 | 24.34% |
| 2026-03-31 | 20.43% |
| 2025-12-31 | 18.90% |
| 2025-09-30 | 22.21% |
| 2025-06-30 | 22.29% |
| 2025-03-31 | 17.60% |
| 2024-12-31 | 20.19% |
| 2024-09-30 | 17.32% |
| 2024-06-30 | 19.35% |
| 2024-03-31 | 17.65% |
| 2023-12-31 | 19.88% |
| 2023-09-30 | 21.84% |
| 2023-06-30 | 23.69% |
| 2023-03-31 | 26.66% |
| 2022-12-31 | 28.09% |
| 2022-09-30 | 28.18% |
| 2022-06-30 | 29.28% |
| 2022-03-31 | 26.62% |
| 2021-12-31 | 28.71% |
| 2021-09-30 | 36.74% |
| 2021-06-30 | 30.86% |
| 2021-03-31 | 29.04% |
| 2020-12-31 | 25.22% |
| 2020-09-30 | 23.62% |
| 2020-06-30 | 21.73% |
| 2020-03-31 | 16.37% |
| 2019-12-31 | 26.39% |
| 2019-09-30 | 27.23% |
| 2019-06-30 | 27.86% |
| 2019-03-31 | 25.67% |
| 2018-12-31 | 30.07% |
| 2018-09-30 | 28.47% |
| 2018-06-30 | 20.74% |
| 2018-03-31 | 28.43% |
| 2017-12-31 | 23.21% |
| 2017-09-30 | 23.02% |
| 2017-06-30 | 23.14% |
| 2017-03-31 | 25.38% |
| 2016-12-31 | 24.26% |
| 2016-09-30 | 24.24% |
| 2016-06-30 | 23.66% |
| 2016-03-31 | 21.94% |
| 2015-12-31 | 22.22% |
| 2015-09-30 | 20.75% |
| 2015-06-30 | 22.15% |
| 2015-03-31 | 21.32% |
| 2014-12-31 | 22.48% |
| 2014-09-30 | 19.16% |
| 2014-06-30 | 21.57% |
| 2014-03-31 | 20.50% |
| 2013-12-31 | 5.02% |
| 2013-09-30 | 19.60% |
| 2013-06-30 | 18.95% |
| 2013-03-31 | 16.98% |
| 2012-12-31 | 29.08% |
| 2012-09-30 | 18.32% |
| 2012-06-30 | 18.55% |
| 2012-03-31 | 18.29% |
| 2011-12-31 | 17.15% |
| 2011-09-30 | 15.01% |
| 2011-06-30 | 13.43% |
| 2011-03-31 | 13.91% |
| 2010-12-31 | 12.24% |
| 2010-09-30 | 12.02% |
| 2010-06-30 | 14.06% |
| 2010-03-31 | 9.87% |
| 2009-12-31 | 2.63% |
| 2009-09-30 | 300.58% |
| 2009-06-30 | 2.57% |
| 2009-03-31 | 10.46% |
| 2008-12-31 | 3.61% |
| 2008-09-30 | 10.19% |
| 2008-06-30 | 13.32% |
| 2008-03-31 | 11.75% |
| 2007-12-31 | 14.93% |
| 2007-09-30 | 12.57% |
| 2007-06-30 | 12.51% |
| 2007-03-31 | 12.71% |
| 2006-12-31 | 1.24% |
| 2006-09-30 | 15.04% |
| 2006-06-30 | 6.75% |
| 2006-03-31 | 6.23% |
| 2005-12-31 | 4.71% |
| 2005-09-30 | 22.37% |
| 2005-06-30 | 15.22% |
| 2005-03-31 | 16.72% |
| 2004-12-31 | 15.27% |
| 2004-09-30 | 16.53% |
| 2004-06-30 | 16.33% |
| 2004-03-31 | 15.24% |
| 2003-12-31 | 12.99% |
| 2003-09-30 | 11.63% |
| 2003-06-30 | 15.71% |
| 2003-03-31 | 15.71% |
| 2002-12-31 | 16.37% |
| 2002-09-30 | 14.61% |
