Basis: Trailing twelve months (TTM), to the latest fiscal quarter end. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on equity (ROE) high or low?
The return on equity (ROE) of 9.55% is in line with its 5-year average of 9.69%, near the low end of its 5-year range (8.28%–12.60%).
As of the fiscal period ended Tuesday, June 30, 2026. 0.74% above its 12-month average of 9.48%.
Trailing-twelve-month return on equity at each fiscal quarter end; no daily interpolation. Q2 FY2026 (2026-06-30): 9.55%.
RETURN ON EQUITY (ROE)
9.55%
RETURN ON EQUITY (ROE) AVG TTM
9.48%
RETURN ON EQUITY (ROE) AVG 3Y
9.68%
RETURN ON EQUITY (ROE) AVG 5Y
9.69%
RETURN ON EQUITY (ROE) AVG 10Y
9.42%
RETURN ON EQUITY (ROE) AVG 15Y
9.18%
RETURN ON EQUITY (ROE) AVG 20Y
9.20%
CURRENT VS TTM AVG
+0.74%
CURRENT VS 3Y AVG
-1.38%
CURRENT VS 5Y AVG
-1.49%
CURRENT VS 10Y AVG
+1.39%
CURRENT VS 15Y AVG
+3.98%
CURRENT VS 20Y AVG
+3.81%
SECTOR MEDIAN · FINANCIAL SERVICES
8.77%
median of 656 covered companies
CURRENT VS SECTOR MEDIAN
+8.88%
vs the sector median at left
First Financial Bancorp.
Market Cap
$3.30B
Return on Equity (ROE)
9.55%
TTM Avg
9.48%
3Y Avg
9.68%
5Y Avg
9.69%
Market Cap
$3.29B
Return on Equity (ROE)
10.46%
TTM Avg
5.27%
3Y Avg
21.64%
5Y Avg
18.98%
Market Cap
$3.29B
Return on Equity (ROE)
-10.04%
TTM Avg
-3.65%
3Y Avg
1.41%
5Y Avg
3.76%
Market Cap
$3.32B
Return on Equity (ROE)
20.71%
TTM Avg
18.52%
3Y Avg
16.85%
5Y Avg
13.46%
Market Cap
$3.24B
Return on Equity (ROE)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$3.19B
Return on Equity (ROE)
-131.07%
TTM Avg
4.24%
3Y Avg
-6.54%
5Y Avg
-29.24%
Market Cap
$3.19B
Return on Equity (ROE)
3.96%
TTM Avg
8.13%
3Y Avg
8.26%
5Y Avg
8.09%
Market Cap
$3.15B
Return on Equity (ROE)
5.28%
TTM Avg
5.14%
3Y Avg
5.46%
5Y Avg
6.37%
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| First Financial Bancorp. (FFBC) | $3.30B | 9.55% | 9.48% | 9.68% | 9.69% |
| Mechanics Bank (MCHB)vs › | $3.29B | 10.46% | 5.27% | 21.64% | 18.98% |
| TowneBank (TOWN)vs › | $3.29B | 10.48% | 7.28% | 8.04% | 8.63% |
| Simmons First National Corporation (SFNC)vs › | $3.29B | -10.04% | -3.65% | 1.41% | 3.76% |
| Palomar Holdings, Inc. (PLMR)vs › | $3.32B | 20.71% | 18.52% | 16.85% | 13.46% |
| iShares Core 80/20 Aggressive Allocation ETF (AOA)vs › | $3.24B | N/A | N/A | N/A | N/A |
| CleanSpark, Inc. (CLSK)vs › | $3.19B | -131.07% | 4.24% | -6.54% | -29.24% |
| Golub Capital BDC, Inc. (GBDC)vs › | $3.19B | 3.96% | 8.13% | 8.26% | 8.09% |
| Seacoast Banking Corporation of Florida (SBCF)vs › | $3.15B | 5.28% | 5.14% | 5.46% | 6.37% |
| CVB Financial Corp. (CVBF)vs › | $3.14B | 6.53% | 9.15% | 10.26% | 10.01% |
ROE
9.5%
ROA
1.3%
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2026-06-30 | 9.55% |
| 2026-03-31 | 9.48% |
| 2025-12-31 | 9.23% |
| 2025-09-30 | 9.81% |
| 2025-06-30 | 9.33% |
| 2025-03-31 | 9.17% |
| 2024-12-31 | 9.39% |
| 2024-09-30 | 9.01% |
| 2024-06-30 | 9.94% |
| 2024-03-31 | 10.33% |
| 2023-12-31 | 11.28% |
| 2023-09-30 | 12.60% |
| 2023-06-30 | 12.17% |
| 2023-03-31 | 11.63% |
| 2022-12-31 | 10.66% |
| 2022-09-30 | 9.80% |
| 2022-06-30 | 9.66% |
| 2022-03-31 | 9.32% |
| 2021-12-31 | 9.08% |
| 2021-09-30 | 9.24% |
| 2021-06-30 | 8.28% |
| 2021-03-31 | 7.72% |
| 2020-12-31 | 6.83% |
| 2020-09-30 | 6.95% |
| 2020-06-30 | 7.45% |
| 2020-03-31 | 8.30% |
| 2019-12-31 | 8.81% |
| 2019-09-30 | 9.04% |
| 2019-06-30 | 9.33% |
| 2019-03-31 | 8.82% |
| 2018-12-31 | 8.30% |
| 2018-09-30 | 7.00% |
| 2018-06-30 | 5.79% |
| 2018-03-31 | 10.94% |
| 2017-12-31 | 10.40% |
| 2017-09-30 | 10.41% |
| 2017-06-30 | 10.39% |
| 2017-03-31 | 10.58% |
| 2016-12-31 | 10.23% |
| 2016-09-30 | 9.88% |
| 2016-06-30 | 9.55% |
| 2016-03-31 | 9.35% |
| 2015-12-31 | 9.27% |
| 2015-09-30 | 9.08% |
| 2015-06-30 | 8.79% |
| 2015-03-31 | 8.48% |
| 2014-12-31 | 8.29% |
| 2014-09-30 | 6.48% |
| 2014-06-30 | 7.05% |
| 2014-03-31 | 7.18% |
| 2013-12-31 | 7.09% |
| 2013-09-30 | 8.79% |
| 2013-06-30 | 8.94% |
| 2013-03-31 | 9.14% |
| 2012-12-31 | 9.47% |
| 2012-09-30 | 9.63% |
| 2012-06-30 | 9.54% |
| 2012-03-31 | 9.31% |
| 2011-12-31 | 9.37% |
| 2011-09-30 | 8.68% |
| 2011-06-30 | 8.74% |
| 2011-03-31 | 9.16% |
| 2010-12-31 | 8.50% |
| 2010-09-30 | 8.41% |
| 2010-06-30 | 34.37% |
| 2010-03-31 | 32.70% |
| 2009-12-31 | 33.96% |
| 2009-09-30 | 31.23% |
| 2009-06-30 | 3.36% |
| 2009-03-31 | 6.04% |
| 2008-12-31 | 6.59% |
| 2008-09-30 | 11.39% |
| 2008-06-30 | 12.43% |
| 2008-03-31 | 12.45% |
| 2007-12-31 | 12.90% |
| 2007-09-30 | 9.50% |
| 2007-06-30 | 10.58% |
| 2007-03-31 | 9.05% |
| 2006-12-31 | 7.45% |
| 2006-09-30 | 7.77% |
| 2006-06-30 | 8.77% |
| 2006-03-31 | 10.51% |
| 2005-12-31 | 12.65% |
| 2005-09-30 | 12.22% |
| 2005-06-30 | 11.21% |
| 2005-03-31 | 11.38% |
| 2004-12-31 | 11.07% |
| 2004-09-30 | 10.76% |
| 2004-06-30 | 10.23% |
| 2004-03-31 | 10.04% |
| 2003-12-31 | 10.34% |
| 2003-09-30 | 11.11% |
| 2003-06-30 | 11.73% |