First Financial Bancorp. (FFBC) vs Golub Capital BDC, Inc. (GBDC)

A side-by-side comparison of First Financial Bancorp. and Golub Capital BDC, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — FFBC vs GBDC

growth of $100 · dividends reinvested · last 10y
FFBC +114.0% (+7.9%/yr)GBDC +67.7% (+5.3%/yr)FFBC compounded faster over this window
50100150200Start $10020182020202220242026$214$168
FFBC GBDC

FFBC vs GBDC: by the numbers

  • •FFBC is the larger company ($3.31B vs $3.20B market cap).
  • •FFBC trades at the lower trailing earnings multiple (11.13 vs 22.35 P/E), one valuation lens rather than an overall verdict.
  • •FFBC converts more revenue to profit (21.41% vs 20.51% net margin).
  • •FFBC grew revenue faster over the past five years (13.90% vs 10.39% CAGR).
  • •GBDC pays the higher dividend yield (11.15% vs 3.21%).

Metrics side by side

Valuation

MetricFFBCGBDC
P/E ratio11.1322.35
Forward P/E10.339.61
PEG ratio1.030.72
P/S ratio2.484.48
P/B ratio1.110.86

Profitability

MetricFFBCGBDC
Gross marginN/A74.39%
Operating margin26.86%78.94%
Net margin21.41%20.51%
ROE9.55%3.96%

First Financial Bancorp.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricFFBCGBDC
Dividend yield3.21%11.15%
Payout ratio35.69%250.91%

Growth (annualized)

MetricFFBCGBDC
Revenue CAGR (5Y)13.90%10.39%
EPS CAGR (5Y)10.95%30.87%
Total return CAGR (5Y)9.86%5.49%

Frequently asked

Which has the lower trailing P/E, FFBC or GBDC?
FFBC has the lower trailing P/E: FFBC trades at 11.13 and GBDC at 22.35. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, FFBC or GBDC?
Over the past five years, FFBC grew revenue faster — FFBC at a 13.90% CAGR versus GBDC at 10.39%.
Does FFBC or GBDC pay a bigger dividend?
FFBC yields 3.21% and GBDC yields 11.15% based on trailing dividends and the latest price.
Is FFBC or GBDC more profitable?
FFBC runs the higher net margin — FFBC at 21.41% versus GBDC at 20.51%.
How have FFBC and GBDC total returns compared?
Over the past 10 years, FFBC delivered 7.73% and GBDC delivered 5.25% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.