Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the operating margin high or low?
The operating margin of 26.86% is in line with its 5-year average of 28.43%, near the low end of its 5-year range (20.82%–41.03%).
1.04% below its 12-month average of 27.14%.
Reported quarterly operating margin; no daily interpolation. Q2 FY2026 (2026-06-30): 30.06%.
OPERATING MARGIN
26.86%
OPERATING MARGIN AVG TTM
27.14%
OPERATING MARGIN AVG 3Y
25.12%
OPERATING MARGIN AVG 5Y
28.43%
OPERATING MARGIN AVG 10Y
30.27%
OPERATING MARGIN AVG 15Y
29.86%
OPERATING MARGIN AVG 20Y
27.24%
CURRENT VS TTM AVG
-1.04%
CURRENT VS 3Y AVG
+6.95%
CURRENT VS 5Y AVG
-5.51%
CURRENT VS 10Y AVG
-11.28%
CURRENT VS 15Y AVG
-10.06%
CURRENT VS 20Y AVG
-1.39%
SECTOR MEDIAN · FINANCIAL SERVICES
17.91%
median of 411 covered companies
CURRENT VS SECTOR MEDIAN
+49.97%
vs the sector median at left
First Financial Bancorp.
Market Cap
$3.31B
Operating Margin
26.86%
TTM Avg
27.14%
3Y Avg
25.12%
5Y Avg
28.43%
Market Cap
$3.22B
Operating Margin
78.94%
TTM Avg
78.94%
3Y Avg
75.70%
5Y Avg
70.61%
Market Cap
$3.22B
Operating Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$3.20B
Operating Margin
41.62%
TTM Avg
1.14%
3Y Avg
-26.08%
5Y Avg
-47.60%
Market Cap
$3.17B
Operating Margin
39.23%
TTM Avg
42.48%
3Y Avg
47.70%
5Y Avg
51.09%
Market Cap
$3.46B
Operating Margin
43.80%
TTM Avg
28.45%
3Y Avg
25.55%
5Y Avg
28.46%
Market Cap
$3.47B
Operating Margin
15.52%
TTM Avg
8.64%
3Y Avg
12.84%
5Y Avg
15.04%
Market Cap
$3.47B
Operating Margin
15.52%
TTM Avg
8.64%
3Y Avg
12.84%
5Y Avg
15.04%
Market Cap
$3.49B
Operating Margin
15.52%
TTM Avg
8.64%
3Y Avg
12.84%
5Y Avg
15.04%
| NAME | MARKET CAP | OPERATING MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| First Financial Bancorp. (FFBC) | $3.31B | 26.86% | 27.14% | 25.12% | 28.43% |
| Golub Capital BDC, Inc. (GBDC)vs › | $3.22B | 78.94% | 78.94% | 75.70% | 70.61% |
| iShares Core 80/20 Aggressive Allocation ETF (AOA)vs › | $3.22B | N/A | N/A | N/A | N/A |
| CleanSpark, Inc. (CLSK)vs › | $3.20B | 41.62% | 1.14% | -26.08% | -47.60% |
| CVB Financial Corp. (CVBF)vs › | $3.17B | 39.23% | 42.48% | 47.70% | 51.09% |
| First Interstate BancSystem, Inc. (FIBK)vs › | $3.46B | 43.80% | 28.45% | 25.55% | 28.46% |
| Brighthouse Financial, Inc. (BHFAO)vs › | $3.47B | 15.52% | 8.64% | 12.84% | 15.04% |
| Brighthouse Financial, Inc. (BHFAN)vs › | $3.47B | 15.52% | 8.64% | 12.84% | 15.04% |
| Brighthouse Financial, Inc. (BHFAM)vs › | $3.49B | 15.52% | 8.64% | 12.84% | 15.04% |
| First Hawaiian, Inc. (FHB)vs › | $3.05B | 30.32% | 28.09% | 31.93% | 34.85% |
Operating Margin
26.9%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Operating Margin = Operating Income / Revenue
Operating margin is the percentage of revenue remaining after operating expenses, reflecting operating efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | OPERATING MARGIN |
|---|---|
| 2026-06-30 | 30.06% |
| 2026-03-31 | 25.68% |
| 2025-12-31 | 23.97% |
| 2025-09-30 | 28.01% |
| 2025-06-30 | 27.98% |
| 2025-03-31 | 21.82% |
| 2024-12-31 | 20.82% |
| 2024-09-30 | 21.42% |
| 2024-06-30 | 23.80% |
| 2024-03-31 | 21.50% |
| 2023-12-31 | 25.01% |
| 2023-09-30 | 27.14% |
| 2023-06-30 | 29.28% |
| 2023-03-31 | 33.20% |
| 2022-12-31 | 32.31% |
| 2022-09-30 | 23.82% |
| 2022-06-30 | 36.69% |
| 2022-03-31 | 32.65% |
| 2021-12-31 | 33.38% |
| 2021-09-30 | 41.03% |
| 2021-06-30 | 37.36% |
| 2021-03-31 | 35.42% |
| 2020-12-31 | 28.03% |
| 2020-09-30 | 28.93% |
| 2020-06-30 | 26.37% |
| 2020-03-31 | 19.76% |
| 2019-12-31 | 31.44% |
| 2019-09-30 | 33.85% |
| 2019-06-30 | 34.84% |
| 2019-03-31 | 31.22% |
| 2018-12-31 | 36.52% |
| 2018-09-30 | 35.70% |
| 2018-06-30 | 26.05% |
| 2018-03-31 | 35.57% |
| 2017-12-31 | 10.57% |
| 2017-09-30 | 33.40% |
| 2017-06-30 | 34.56% |
| 2017-03-31 | 36.26% |
| 2016-12-31 | 35.61% |
| 2016-09-30 | 34.98% |
| 2016-06-30 | 35.52% |
| 2016-03-31 | 32.88% |
| 2015-12-31 | 32.23% |
| 2015-09-30 | 30.97% |
| 2015-06-30 | 33.00% |
| 2015-03-31 | 31.54% |
| 2014-12-31 | 31.87% |
| 2014-09-30 | 28.17% |
| 2014-06-30 | 32.34% |
| 2014-03-31 | 30.11% |
| 2013-12-31 | 3.41% |
| 2013-09-30 | 29.65% |
| 2013-06-30 | 26.68% |
| 2013-03-31 | 24.78% |
| 2012-12-31 | 45.51% |
| 2012-09-30 | 28.37% |
| 2012-06-30 | 27.62% |
| 2012-03-31 | 28.66% |
| 2011-12-31 | 27.12% |
| 2011-09-30 | 24.30% |
| 2011-06-30 | 20.88% |
| 2011-03-31 | 21.45% |
| 2010-12-31 | 19.18% |
| 2010-09-30 | 18.84% |
| 2010-06-30 | 21.57% |
| 2010-03-31 | 15.20% |
| 2009-12-31 | 3.95% |
| 2009-09-30 | 483.29% |
| 2009-06-30 | 3.81% |
| 2009-03-31 | 16.00% |
| 2008-12-31 | 4.25% |
| 2008-09-30 | 14.81% |
| 2008-06-30 | 19.96% |
| 2008-03-31 | 17.42% |
| 2007-12-31 | 22.78% |
| 2007-09-30 | 18.89% |
| 2007-06-30 | 18.66% |
| 2007-03-31 | 18.96% |
| 2006-12-31 | -0.88% |
| 2006-09-30 | 23.61% |
| 2006-06-30 | 10.43% |
| 2006-03-31 | 8.70% |
| 2005-12-31 | 4.23% |
| 2005-09-30 | 17.10% |
| 2005-06-30 | 22.18% |
| 2005-03-31 | 24.01% |
| 2004-12-31 | 22.38% |
| 2004-09-30 | 23.66% |
| 2004-06-30 | 23.81% |
| 2004-03-31 | 22.61% |
| 2003-12-31 | 17.95% |
| 2003-09-30 | 16.94% |
| 2003-06-30 | 23.14% |
| 2003-03-31 | 23.81% |
| 2002-12-31 | 23.61% |
| 2002-09-30 | 20.98% |
