Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the operating margin high or low?
The operating margin of 43.80% is 57% above its 5-year average of 27.87%, around the middle of its 5-year range (-17.71%–175.36%).
28.65% below its 12-month average of 61.39%.
Reported quarterly operating margin; no daily interpolation. Q2 FY2026 (2026-06-30): 175.36%.
OPERATING MARGIN
43.80%
OPERATING MARGIN AVG TTM
61.39%
OPERATING MARGIN AVG 3Y
23.44%
OPERATING MARGIN AVG 5Y
27.87%
OPERATING MARGIN AVG 10Y
30.39%
OPERATING MARGIN AVG 15Y
30.00%
OPERATING MARGIN AVG 20Y
27.91%
CURRENT VS TTM AVG
-28.65%
CURRENT VS 3Y AVG
+86.82%
CURRENT VS 5Y AVG
+57.14%
CURRENT VS 10Y AVG
+44.14%
CURRENT VS 15Y AVG
+46.00%
CURRENT VS 20Y AVG
+56.96%
SECTOR MEDIAN · FINANCIAL SERVICES
17.73%
median of 433 covered companies
CURRENT VS SECTOR MEDIAN
+147.04%
vs the sector median at left
First Interstate BancSystem, Inc.
Market Cap
$3.46B
Operating Margin
43.80%
TTM Avg
61.39%
3Y Avg
23.44%
5Y Avg
27.87%
Market Cap
$3.47B
Operating Margin
15.52%
TTM Avg
8.64%
3Y Avg
12.84%
5Y Avg
15.04%
Market Cap
$3.47B
Operating Margin
15.52%
TTM Avg
8.64%
3Y Avg
12.84%
5Y Avg
15.04%
Market Cap
$3.49B
Operating Margin
15.52%
TTM Avg
8.64%
3Y Avg
12.84%
5Y Avg
15.04%
Market Cap
$3.61B
Operating Margin
41.06%
TTM Avg
33.55%
3Y Avg
34.94%
5Y Avg
34.72%
Market Cap
$3.31B
Operating Margin
26.86%
TTM Avg
23.70%
3Y Avg
26.79%
5Y Avg
28.30%
Market Cap
$3.67B
Operating Margin
5.75%
TTM Avg
7.56%
3Y Avg
9.42%
5Y Avg
10.60%
Market Cap
$3.68B
Operating Margin
41.06%
TTM Avg
33.55%
3Y Avg
34.94%
5Y Avg
34.72%
Market Cap
$3.22B
Operating Margin
78.94%
TTM Avg
78.94%
3Y Avg
75.70%
5Y Avg
70.61%
| NAME | MARKET CAP | OPERATING MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| First Interstate BancSystem, Inc. (FIBK) | $3.46B | 43.80% | 61.39% | 23.44% | 27.87% |
| Brighthouse Financial, Inc. (BHFAO)vs › | $3.47B | 15.52% | 8.64% | 12.84% | 15.04% |
| Brighthouse Financial, Inc. (BHFAN)vs › | $3.47B | 15.52% | 8.64% | 12.84% | 15.04% |
| Brighthouse Financial, Inc. (BHFAM)vs › | $3.49B | 15.52% | 8.64% | 12.84% | 15.04% |
| BancFirst Corporation (BANF)vs › | $3.61B | 41.06% | 33.55% | 34.94% | 34.72% |
| First Financial Bancorp. (FFBC)vs › | $3.31B | 26.86% | 23.70% | 26.79% | 28.30% |
| Genworth Financial, Inc. (GNW)vs › | $3.67B | 5.75% | 7.56% | 9.42% | 10.60% |
| BFC Capital Trust II PFD TR 7.20% (BANFP)vs › | $3.68B | 41.06% | 33.55% | 34.94% | 34.72% |
| Golub Capital BDC, Inc. (GBDC)vs › | $3.22B | 78.94% | 78.94% | 75.70% | 70.61% |
| iShares Core 80/20 Aggressive Allocation ETF (AOA)vs › | $3.22B | N/A | N/A | N/A | N/A |
Operating Margin
43.8%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Operating Margin = Operating Income / Revenue
Operating margin is the percentage of revenue remaining after operating expenses, reflecting operating efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | OPERATING MARGIN |
|---|---|
| 2026-06-30 | 175.36% |
| 2026-03-31 | 31.91% |
| 2025-12-31 | 44.47% |
| 2025-09-30 | 27.58% |
| 2025-06-30 | 27.61% |
| 2025-03-31 | 19.23% |
| 2024-12-31 | 17.89% |
| 2024-09-30 | 19.42% |
| 2024-06-30 | 21.39% |
| 2024-03-31 | 20.91% |
| 2023-12-31 | 21.94% |
| 2023-09-30 | 25.97% |
| 2023-06-30 | 24.05% |
| 2023-03-31 | 22.36% |
| 2022-12-31 | 31.83% |
| 2022-09-30 | 34.92% |
| 2022-06-30 | 27.10% |
| 2022-03-31 | -17.71% |
| 2021-12-31 | 40.75% |
| 2021-09-30 | 35.54% |
| 2021-06-30 | 34.74% |
| 2021-03-31 | 40.09% |
| 2020-12-31 | 36.81% |
| 2020-09-30 | 36.29% |
| 2020-06-30 | 27.95% |
| 2020-03-31 | 21.98% |
| 2019-12-31 | 39.33% |
| 2019-09-30 | 35.88% |
| 2019-06-30 | 27.16% |
| 2019-03-31 | 32.36% |
| 2018-12-31 | 31.46% |
| 2018-09-30 | 33.99% |
| 2018-06-30 | 35.59% |
| 2018-03-31 | 32.91% |
| 2017-12-31 | 33.88% |
| 2017-09-30 | 27.87% |
| 2017-06-30 | 27.38% |
| 2017-03-31 | 31.50% |
| 2016-12-31 | 31.32% |
| 2016-09-30 | 34.49% |
| 2016-06-30 | 37.25% |
| 2016-03-31 | 30.03% |
| 2015-12-31 | 33.73% |
| 2015-09-30 | 29.63% |
| 2015-06-30 | 33.25% |
| 2015-03-31 | 32.53% |
| 2014-12-31 | 34.48% |
| 2014-09-30 | 29.49% |
| 2014-06-30 | 35.68% |
| 2014-03-31 | 37.91% |
| 2013-12-31 | 35.25% |
| 2013-09-30 | 40.40% |
| 2013-06-30 | 35.22% |
| 2013-03-31 | 32.92% |
| 2012-12-31 | 26.24% |
| 2012-09-30 | 25.03% |
| 2012-06-30 | 20.20% |
| 2012-03-31 | 19.20% |
| 2011-12-31 | 20.26% |
| 2011-09-30 | 18.19% |
| 2011-06-30 | 15.27% |
| 2011-03-31 | 14.89% |
| 2010-12-31 | 15.77% |
| 2010-09-30 | 12.13% |
| 2010-06-30 | 9.20% |
| 2010-03-31 | 16.70% |
| 2009-12-31 | 16.34% |
| 2009-09-30 | 17.17% |
| 2009-06-30 | 18.47% |
| 2009-03-31 | 23.34% |
| 2008-12-31 | 24.58% |
| 2008-09-30 | 21.22% |
| 2008-06-30 | 25.26% |
| 2008-03-31 | 23.54% |
| 2007-12-31 | 22.15% |
| 2007-09-30 | 27.39% |
| 2007-06-30 | 26.24% |
| 2007-03-31 | 25.08% |
| 2006-12-31 | 41.88% |
| 2006-09-30 | 26.33% |
| 2006-06-30 | 26.82% |
| 2006-03-31 | 28.74% |
| 2005-12-31 | 27.12% |
| 2005-09-30 | 29.83% |
| 2005-06-30 | 26.89% |
| 2005-03-31 | 26.50% |
| 2004-12-31 | 26.00% |
| 2004-09-30 | 25.20% |
| 2004-06-30 | 30.29% |
| 2004-03-31 | 23.76% |
| 2003-12-31 | 23.09% |
| 2003-09-30 | 28.94% |
| 2003-06-30 | 24.10% |
| 2003-03-31 | 21.06% |
| 2002-12-31 | 88.24% |
| 2002-09-30 | 79.10% |
