First Interstate BancSystem (FIBK) Financials: History & Chart

First Interstate BancSystem, Inc.(FIBK)

Banks - Regional · Billings, MT

$35.83+0.21 (+0.59%)

Delayed quote: Oct 6, 2026, 12:15 PM EDT

About First Interstate BancSystem, Inc.

First Interstate BancSystem, Inc. functions as the parent company of First Interstate Bank, delivering a comprehensive suite of financial products and services across the United States. Its offerings encompass conventional deposit accounts such as checking, savings, and time deposits, alongside repurchase agreements primarily catering to commercial and municipal clients. The institution further extends various lending options, including real estate financing for commercial, construction, residential, agricultural, and other property types. Consumer credit is also available, covering direct personal loans, credit cards and lines of credit, and indirect lending. Additionally, it provides both variable and fixed-rate commercial loans designed to meet the working capital and expansion requirements of small to medium-sized enterprises in the manufacturing, wholesale, retail, and service sectors, as well as agricultural loans. Beyond traditional banking, the company furnishes an array of specialized services, including trust administration, employee benefits, investment management, insurance, agency, and custodial functions, catering to individuals, businesses, and philanthropic entities. Its operational support infrastructure encompasses services like marketing, credit assessment, loan servicing, credit card issuance and management, mortgage loan sales and servicing, indirect consumer loan acquisition and processing, and debt collection. Modern digital conveniences are also provided through online and mobile banking platforms. First Interstate serves a diverse clientele, encompassing individuals, businesses, and municipal bodies, across a wide spectrum of industries such as agriculture, construction, education, energy, government, healthcare, hospitality, housing, mining, professional services, real estate development, retail, technology, tourism, and wholesale trade. By the close of 2021 (December 31st), it maintained 147 banking locations, including standalone drive-through branches, situated within communities throughout Idaho, Montana, Oregon, South Dakota, Washington, and Wyoming. Established in 1971, the corporation's primary base of operations is in Billings, Montana.

Billings, MT

3,376 employees

www.fibk.com

Financial Services / Banks - Regional

Sector: Financial Services
Industry: Banks - Regional
CEO: James A. Reuter

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Financials

SEC Filings

Quarterly Income Statement (USD)

Swipe horizontally to review earlier periods. The line-item column stays pinned.

Quarterly Report	TTM	Quarter ended Jun 2026	Quarter ended Mar 2026	Quarter ended Dec 2025	Quarter ended Sep 2025	Quarter ended Jun 2025	Quarter ended Mar 2025	Quarter ended Dec 2024	Quarter ended Sep 2024
Revenue	953.30M	61.70M	242.90M	313.00M	335.70M	338.60M	345.30M	372.80M	374.40M
Cost of Goods Sold	-49.40M	-148.40M	6.70M	7.10M	85.20M	90.00M	118.30M	145.20M	142.30M
Gross Profit	1.00B	210.10M	236.20M	305.90M	250.50M	248.60M	227.00M	227.60M	232.10M
Gross Profit Margin	105.2%	340.5%	97.2%	97.7%	74.6%	73.4%	65.7%	61.1%	62.0%
Total Operating Expenses	585.20M	101.90M	158.70M	166.70M	157.90M	155.10M	160.60M	160.90M	159.40M
Research & Development	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Selling, General & Administrative	413.00M	101.90M	108.30M	112.90M	89.90M	5.70M	92.90M	93.80M	95.80M
Operating Income (EBIT)	417.50M	108.20M	77.50M	139.20M	92.60M	93.50M	66.40M	66.70M	72.70M
Operating Margin	43.8%	175.4%	31.9%	44.5%	27.6%	27.6%	19.2%	17.9%	19.4%
Income Before Tax (EBT)	417.50M	108.20M	77.50M	139.20M	92.60M	93.50M	66.40M	66.70M	72.70M
Interest Income	1.12B	270.60M	271.30M	285.20M	292.00M	297.50M	303.30M	325.80M	328.00M
Interest Expense	303.00M	68.40M	70.60M	78.80M	85.20M	90.30M	98.30M	111.50M	122.50M
Other Income/Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Income	324.30M	83.90M	60.20M	108.80M	71.40M	71.70M	50.20M	52.10M	55.50M
Income Tax Expense	93.20M	24.30M	17.30M	30.40M	21.20M	21.80M	16.20M	14.60M	17.20M
Net Profit Margin	34.0%	136.0%	24.8%	34.8%	21.3%	21.2%	14.5%	14.0%	14.8%
EBITDA	473.20M	120.70M	90.00M	153.60M	108.90M	103.00M	76.90M	82.30M	88.10M
EBITDA Margin	49.6%	195.6%	37.1%	49.1%	32.4%	30.4%	22.3%	22.1%	23.5%
Depreciation & Amortization	55.70M	12.50M	12.50M	14.40M	16.30M	9.50M	10.50M	15.60M	15.40M
EPS Basic	3.25	0.87	0.61	1.08	0.69	0.69	0.49	0.51	0.54
EPS Diluted	3.25	0.87	0.61	1.08	0.69	0.69	0.49	0.50	0.54
Weighted Average Basic Shares	96.58M	96.58M	98.88M	100.79M	103.15M	103.26M	103.09M	103.08M	102.97M
Weighted Average Diluted Shares	96.79M	96.79M	99.24M	101.10M	103.39M	103.36M	103.42M	103.40M	103.23M

Annual Income Statement (USD)

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Annual Report	12/31/2025	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018
Revenue	1.06B	1.48B	1.43B	1.18B	656.00M	680.30M	696.60M	612.20M
Cost of Goods Sold	26.80M	548.70M	433.50M	161.60M	2.70M	83.50M	72.90M	49.50M
Gross Profit	1.03B	931.90M	993.60M	1.02B	653.30M	596.80M	623.70M	562.70M
Gross Profit Margin	97.5%	62.9%	69.6%	86.4%	99.6%	87.7%	89.5%	91.9%
Total Operating Expenses	639.80M	637.40M	656.80M	766.00M	405.50M	387.50M	388.60M	356.40M
Research & Development	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Selling, General & Administrative	424.60M	371.30M	369.90M	373.60M	227.30M	229.00M	210.30M	199.90M
Operating Income (EBIT)	391.70M	294.50M	336.80M	257.10M	247.80M	209.30M	235.10M	206.30M
Operating Margin	37.0%	19.9%	23.6%	21.7%	37.8%	30.8%	33.7%	33.7%
Income Before Tax (EBT)	391.70M	294.50M	336.80M	257.10M	247.80M	209.30M	235.10M	206.30M
Interest Income	1.18B	1.30B	1.28B	1.02B	506.50M	524.40M	554.00M	473.40M
Interest Expense	352.60M	480.90M	401.30M	78.90M	17.30M	26.60M	59.00M	40.90M
Other Income/Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Income	302.10M	226.00M	257.50M	202.20M	192.10M	161.20M	181.00M	160.20M
Income Tax Expense	89.60M	68.50M	79.30M	54.90M	55.70M	48.10M	54.10M	46.10M
Net Profit Margin	28.5%	15.3%	18.0%	17.1%	29.3%	23.7%	26.0%	26.2%
EBITDA	442.50M	351.50M	390.60M	312.60M	292.20M	254.40M	273.80M	233.90M
EBITDA Margin	41.8%	23.7%	27.4%	26.4%	44.5%	37.4%	39.3%	38.2%
Depreciation & Amortization	50.80M	57.00M	53.80M	55.50M	44.40M	45.10M	38.70M	27.60M
EPS Basic	2.95	2.19	2.48	1.96	3.12	2.53	2.84	2.77
EPS Diluted	2.94	2.19	2.48	1.96	3.11	2.53	2.83	2.75
Weighted Average Basic Shares	102.57M	102.98M	103.78M	103.27M	61.65M	63.72M	63.65M	57.78M
Weighted Average Diluted Shares	102.83M	103.19M	103.78M	103.34M	61.74M	63.73M	63.88M	58.22M

Values are displayed in USD. Negative numbers shown in red.

Values are displayed in USD. Negative numbers are shown in red.