Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the EBITDA margin high or low?
The EBITDA margin of 41.81% is 29% above its 5-year average of 32.32%, near the low end of its 5-year range (-12.01%–195.62%).
39.34% below its 12-month average of 68.92%.
Reported quarterly EBITDA margin; no daily interpolation. Q2 FY2026 (2026-06-30): 195.62%.
EBITDA MARGIN
41.81%
EBITDA MARGIN AVG TTM
68.92%
EBITDA MARGIN AVG 3Y
27.28%
EBITDA MARGIN AVG 5Y
32.32%
EBITDA MARGIN AVG 10Y
35.15%
EBITDA MARGIN AVG 15Y
34.66%
EBITDA MARGIN AVG 20Y
32.52%
CURRENT VS TTM AVG
-39.34%
CURRENT VS 3Y AVG
+53.24%
CURRENT VS 5Y AVG
+29.37%
CURRENT VS 10Y AVG
+18.95%
CURRENT VS 15Y AVG
+20.64%
CURRENT VS 20Y AVG
+28.56%
First Interstate BancSystem, Inc.
Market Cap
$3.47B
EBITDA Margin
41.81%
TTM Avg
68.92%
3Y Avg
27.28%
5Y Avg
32.32%
Market Cap
$3.47B
EBITDA Margin
7.63%
TTM Avg
8.64%
3Y Avg
12.84%
5Y Avg
15.04%
Market Cap
$3.50B
EBITDA Margin
7.63%
TTM Avg
8.64%
3Y Avg
12.84%
5Y Avg
15.04%
Market Cap
$3.51B
EBITDA Margin
7.63%
TTM Avg
8.64%
3Y Avg
12.84%
5Y Avg
15.04%
Market Cap
$3.60B
EBITDA Margin
39.54%
TTM Avg
36.11%
3Y Avg
37.83%
5Y Avg
37.97%
Market Cap
$3.32B
EBITDA Margin
29.94%
TTM Avg
29.08%
3Y Avg
27.21%
5Y Avg
22.97%
Market Cap
$3.30B
EBITDA Margin
27.26%
TTM Avg
26.15%
3Y Avg
30.11%
5Y Avg
32.48%
| NAME | MARKET CAP | EBITDA MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| First Interstate BancSystem, Inc. (FIBK) | $3.47B | 41.81% | 68.92% | 27.28% | 32.32% |
| Brighthouse Financial, Inc. (BHFAO)vs › | $3.47B | 7.63% | 8.64% | 12.84% | 15.04% |
| Brighthouse Financial, Inc. (BHFAN)vs › | $3.50B | 7.63% | 8.64% | 12.84% | 15.04% |
| Brighthouse Financial, Inc. (BHFAM)vs › | $3.51B | 7.63% | 8.64% | 12.84% | 15.04% |
| BancFirst Corporation (BANF)vs › | $3.60B | 39.54% | 36.11% | 37.83% | 37.97% |
| Palomar Holdings, Inc. (PLMR)vs › | $3.32B | 29.94% | 29.08% | 27.21% | 22.97% |
| First Financial Bancorp. (FFBC)vs › | $3.30B | 27.26% | 26.15% | 30.11% | 32.48% |
| Mechanics Bank (MCHB)vs › | $3.29B | 32.03% | 20.98% | 32.16% | 33.33% |
| TowneBank (TOWN)vs › | $3.29B | 24.85% | 23.43% | 26.51% | 29.99% |
| Simmons First National Corporation (SFNC)vs › | $3.29B | -75.78% | -30.38% | -1.84% | 12.50% |
EBITDA Margin
41.8%
Operating Margin
43.8%
Net Margin
34.0%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Formula: EBITDA Margin = (EBITDA / Revenue) × 100
Why EBITDA Margin matters:
EBITDA Margin = EBITDA / Revenue
EBITDA margin measures operating profitability before interest, taxes, depreciation, and amortization as a percentage of revenue.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | EBITDA MARGIN |
|---|---|
| 2026-06-30 | 195.62% |
| 2026-03-31 | 37.05% |
| 2025-12-31 | 49.07% |
| 2025-09-30 | 32.44% |
| 2025-06-30 | 30.42% |
| 2025-03-31 | 22.27% |
| 2024-12-31 | 22.08% |
| 2024-09-30 | 23.53% |
| 2024-06-30 | 24.14% |
| 2024-03-31 | 25.25% |
| 2023-12-31 | 25.54% |
| 2023-09-30 | 29.62% |
| 2023-06-30 | 27.78% |
| 2023-03-31 | 26.48% |
| 2022-12-31 | 35.91% |
| 2022-09-30 | 39.41% |
| 2022-06-30 | 31.89% |
| 2022-03-31 | -12.01% |
| 2021-12-31 | 47.49% |
| 2021-09-30 | 42.04% |
| 2021-06-30 | 41.61% |
| 2021-03-31 | 47.06% |
| 2020-12-31 | 44.03% |
| 2020-09-30 | 43.09% |
| 2020-06-30 | 34.78% |
| 2020-03-31 | 27.67% |
| 2019-12-31 | 44.86% |
| 2019-09-30 | 41.28% |
| 2019-06-30 | 33.72% |
| 2019-03-31 | 36.94% |
| 2018-12-31 | 36.11% |
| 2018-09-30 | 38.31% |
| 2018-06-30 | 39.91% |
| 2018-03-31 | 37.54% |
| 2017-12-31 | 34.24% |
| 2017-09-30 | 33.45% |
| 2017-06-30 | 31.52% |
| 2017-03-31 | 35.94% |
| 2016-12-31 | 35.47% |
| 2016-09-30 | 39.03% |
| 2016-06-30 | 41.83% |
| 2016-03-31 | 34.66% |
| 2015-12-31 | 38.16% |
| 2015-09-30 | 34.16% |
| 2015-06-30 | 37.73% |
| 2015-03-31 | 37.24% |
| 2014-12-31 | 39.08% |
| 2014-09-30 | 33.92% |
| 2014-06-30 | 39.96% |
| 2014-03-31 | 42.40% |
| 2013-12-31 | 39.63% |
| 2013-09-30 | 44.77% |
| 2013-06-30 | 39.60% |
| 2013-03-31 | 37.40% |
| 2012-12-31 | 30.66% |
| 2012-09-30 | 29.31% |
| 2012-06-30 | 24.61% |
| 2012-03-31 | 23.71% |
| 2011-12-31 | 24.68% |
| 2011-09-30 | 22.66% |
| 2011-06-30 | 19.73% |
| 2011-03-31 | 19.61% |
| 2010-12-31 | 20.65% |
| 2010-09-30 | 17.12% |
| 2010-06-30 | 14.08% |
| 2010-03-31 | 21.81% |
| 2009-12-31 | 22.63% |
| 2009-09-30 | 21.62% |
| 2009-06-30 | 23.71% |
| 2009-03-31 | 29.37% |
| 2008-12-31 | 30.79% |
| 2008-09-30 | 26.03% |
| 2008-06-30 | 30.49% |
| 2008-03-31 | 28.52% |
| 2007-12-31 | 26.84% |
| 2007-09-30 | 31.62% |
| 2007-06-30 | 30.80% |
| 2007-03-31 | 27.14% |
| 2006-12-31 | 43.74% |
| 2006-09-30 | 28.49% |
| 2006-06-30 | 29.29% |
| 2006-03-31 | 32.57% |
| 2005-12-31 | 32.11% |
| 2005-09-30 | 35.59% |
| 2005-06-30 | 33.77% |
| 2005-03-31 | 34.32% |
| 2004-12-31 | 37.35% |
| 2004-09-30 | 31.50% |
| 2004-06-30 | 37.01% |
| 2004-03-31 | 30.22% |
| 2003-12-31 | 27.94% |
| 2003-09-30 | 33.78% |
| 2003-06-30 | 28.53% |
| 2003-03-31 | 25.48% |
| 2002-09-30 | 86.45% |
