First Interstate BancSystem, Inc. (FIBK) vs Mechanics Bank (MCHB)

A side-by-side comparison of First Interstate BancSystem, Inc. and Mechanics Bank across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — FIBK vs MCHB

growth of $100 · dividends reinvested · last 10y
FIBK +76.7% (+5.9%/yr)MCHB -25.7% (-2.9%/yr)FIBK compounded faster over this window
50100150200250Start $10020182020202220242026$177$74
FIBK MCHB

FIBK vs MCHB: by the numbers

  • •FIBK is the larger company ($3.48B vs $3.29B market cap).
  • •FIBK trades at the lower trailing earnings multiple (11.01 vs 11.95 P/E), one valuation lens rather than an overall verdict.
  • •FIBK converts more revenue to profit (34.02% vs 26.53% net margin).
  • •MCHB grew revenue faster over the past five years (21.79% vs 7.53% CAGR).
  • •MCHB pays the higher dividend yield (10.43% vs 5.28%).

Metrics side by side

Valuation

MetricFIBKMCHB
P/E ratio11.0111.95
Forward P/E9.4514.37
PEG ratio3.610.42
P/S ratio3.653.10
P/B ratio1.051.22

Profitability

MetricFIBKMCHB
Operating margin43.80%31.51%
Net margin34.02%26.53%
ROE9.76%10.46%

First Interstate BancSystem, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Mechanics Bank: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricFIBKMCHB
Dividend yield5.28%10.43%
Payout ratio57.85%124.80%

Growth (annualized)

MetricFIBKMCHB
Revenue CAGR (5Y)7.53%21.79%
EPS CAGR (5Y)3.12%28.37%
Total return CAGR (5Y)2.25%-15.32%

Frequently asked

Which has the lower trailing P/E, FIBK or MCHB?
FIBK has the lower trailing P/E: FIBK trades at 11.01 and MCHB at 11.95. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, FIBK or MCHB?
Over the past five years, MCHB grew revenue faster — FIBK at a 7.53% CAGR versus MCHB at 21.79%.
Does FIBK or MCHB pay a bigger dividend?
FIBK yields 5.28% and MCHB yields 10.43% based on trailing dividends and the latest price.
Is FIBK or MCHB more profitable?
FIBK runs the higher net margin — FIBK at 34.02% versus MCHB at 26.53%.
How have FIBK and MCHB total returns compared?
Over the past 10 years, FIBK delivered 5.75% and MCHB delivered -2.87% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.