First Interstate BancSystem, Inc. (FIBK) vs Mechanics Bank (MCHB)
A side-by-side comparison of First Interstate BancSystem, Inc. and Mechanics Bank across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — FIBK vs MCHB
growth of $100 · dividends reinvested · last 10yFIBK vs MCHB: by the numbers
- •FIBK is the larger company ($3.48B vs $3.29B market cap).
- •FIBK trades at the lower trailing earnings multiple (11.01 vs 11.95 P/E), one valuation lens rather than an overall verdict.
- •FIBK converts more revenue to profit (34.02% vs 26.53% net margin).
- •MCHB grew revenue faster over the past five years (21.79% vs 7.53% CAGR).
- •MCHB pays the higher dividend yield (10.43% vs 5.28%).
Metrics side by side
Valuation
| Metric | FIBK | MCHB |
|---|---|---|
| P/E ratio | 11.01 | 11.95 |
| Forward P/E | 9.45 | 14.37 |
| PEG ratio | 3.61 | 0.42 |
| P/S ratio | 3.65 | 3.10 |
| P/B ratio | 1.05 | 1.22 |
Profitability
| Metric | FIBK | MCHB |
|---|---|---|
| Operating margin | 43.80% | 31.51% |
| Net margin | 34.02% | 26.53% |
| ROE | 9.76% | 10.46% |
First Interstate BancSystem, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Mechanics Bank: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | FIBK | MCHB |
|---|---|---|
| Dividend yield | 5.28% | 10.43% |
| Payout ratio | 57.85% | 124.80% |
Growth (annualized)
| Metric | FIBK | MCHB |
|---|---|---|
| Revenue CAGR (5Y) | 7.53% | 21.79% |
| EPS CAGR (5Y) | 3.12% | 28.37% |
| Total return CAGR (5Y) | 2.25% | -15.32% |
Frequently asked
- Which has the lower trailing P/E, FIBK or MCHB?
- FIBK has the lower trailing P/E: FIBK trades at 11.01 and MCHB at 11.95. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, FIBK or MCHB?
- Over the past five years, MCHB grew revenue faster — FIBK at a 7.53% CAGR versus MCHB at 21.79%.
- Does FIBK or MCHB pay a bigger dividend?
- FIBK yields 5.28% and MCHB yields 10.43% based on trailing dividends and the latest price.
- Is FIBK or MCHB more profitable?
- FIBK runs the higher net margin — FIBK at 34.02% versus MCHB at 26.53%.
- How have FIBK and MCHB total returns compared?
- Over the past 10 years, FIBK delivered 5.75% and MCHB delivered -2.87% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
First Interstate BancSystem & Mechanics Bank appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.