First Interstate BancSystem, Inc. (FIBK) vs Palomar Holdings, Inc. (PLMR)
A side-by-side comparison of First Interstate BancSystem, Inc. and Palomar Holdings, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — FIBK vs PLMR
growth of $100 · dividends reinvested · last 7yFIBK vs PLMR: by the numbers
- •FIBK is the larger company ($3.48B vs $3.34B market cap).
- •FIBK trades at the lower trailing earnings multiple (11.02 vs 16.96 P/E), one valuation lens rather than an overall verdict.
- •FIBK converts more revenue to profit (34.02% vs 18.61% net margin).
- •PLMR grew revenue faster over the past five years (41.24% vs 7.53% CAGR).
- •FIBK pays the higher dividend yield (5.28% vs 0.35%).
Metrics side by side
Valuation
| Metric | FIBK | PLMR |
|---|---|---|
| P/E ratio | 11.02 | 16.96 |
| Forward P/E | 9.46 | 12.52 |
| PEG ratio | 3.61 | 0.17 |
| P/S ratio | 3.65 | 3.06 |
| P/B ratio | 1.05 | 3.41 |
Profitability
| Metric | FIBK | PLMR |
|---|---|---|
| Operating margin | 43.80% | 24.10% |
| Net margin | 34.02% | 18.61% |
| ROE | 9.76% | 20.71% |
First Interstate BancSystem, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Palomar Holdings, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | FIBK | PLMR |
|---|---|---|
| Dividend yield | 5.28% | 0.35% |
| Payout ratio | 57.85% | 6.05% |
Growth (annualized)
| Metric | FIBK | PLMR |
|---|---|---|
| Revenue CAGR (5Y) | 7.53% | 41.24% |
| EPS CAGR (5Y) | 3.12% | 96.92% |
| Total return CAGR (5Y) | 2.25% | 9.78% |
Frequently asked
- Which has the lower trailing P/E, FIBK or PLMR?
- FIBK has the lower trailing P/E: FIBK trades at 11.02 and PLMR at 16.96. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, FIBK or PLMR?
- Over the past five years, PLMR grew revenue faster — FIBK at a 7.53% CAGR versus PLMR at 41.24%.
- Does FIBK or PLMR pay a bigger dividend?
- FIBK yields 5.28% and PLMR yields 0.35% based on trailing dividends and the latest price.
- Is FIBK or PLMR more profitable?
- FIBK runs the higher net margin — FIBK at 34.02% versus PLMR at 18.61%.
- How have FIBK and PLMR total returns compared?
- Over the past 5 years, FIBK delivered 2.25% and PLMR delivered 9.78% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
First Interstate BancSystem & Palomar appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.