Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the operating margin high or low?
The operating margin of 24.10% is in line with its 5-year average of 26.76%, near the high end of its 5-year range (0.18%–31.75%).
5.32% below its 12-month average of 25.45%.
Reported quarterly operating margin; no daily interpolation. Q2 FY2026 (2026-06-30): 22.20%.
OPERATING MARGIN
24.10%
OPERATING MARGIN AVG TTM
25.45%
OPERATING MARGIN AVG 3Y
27.69%
OPERATING MARGIN AVG 5Y
26.76%
OPERATING MARGIN AVG 10Y
N/A
OPERATING MARGIN AVG 15Y
N/A
OPERATING MARGIN AVG 20Y
N/A
CURRENT VS TTM AVG
-5.32%
CURRENT VS 3Y AVG
-12.96%
CURRENT VS 5Y AVG
-9.95%
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
16.09%
median of 716 covered companies
CURRENT VS SECTOR MEDIAN
+49.78%
vs the sector median at left
Palomar Holdings, Inc.
Market Cap
$3.36B
Operating Margin
24.10%
TTM Avg
25.45%
3Y Avg
27.69%
5Y Avg
26.76%
Market Cap
$3.29B
Operating Margin
26.86%
TTM Avg
23.70%
3Y Avg
26.79%
5Y Avg
28.30%
Market Cap
$3.28B
Operating Margin
31.51%
TTM Avg
18.52%
3Y Avg
28.91%
5Y Avg
30.22%
Market Cap
$3.28B
Operating Margin
-85.86%
TTM Avg
-36.17%
3Y Avg
-6.83%
5Y Avg
7.41%
Market Cap
$3.45B
Operating Margin
43.80%
TTM Avg
28.45%
3Y Avg
25.55%
5Y Avg
28.46%
Market Cap
$3.47B
Operating Margin
15.52%
TTM Avg
8.64%
3Y Avg
12.84%
5Y Avg
15.04%
Market Cap
$3.47B
Operating Margin
15.52%
TTM Avg
8.64%
3Y Avg
12.84%
5Y Avg
15.04%
Market Cap
$3.23B
Operating Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | OPERATING MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Palomar Holdings, Inc. (PLMR) | $3.36B | 24.10% | 25.45% | 27.69% | 26.76% |
| First Financial Bancorp. (FFBC)vs › | $3.29B | 26.86% | 23.70% | 26.79% | 28.30% |
| Mechanics Bank (MCHB)vs › | $3.28B | 31.51% | 18.52% | 28.91% | 30.22% |
| Simmons First National Corporation (SFNC)vs › | $3.28B | -85.86% | -36.17% | -6.83% | 7.41% |
| First Interstate BancSystem, Inc. (FIBK)vs › | $3.45B | 43.80% | 28.45% | 25.55% | 28.46% |
| TowneBank (TOWN)vs › | $3.26B | 20.86% | 19.72% | 22.78% | 26.18% |
| Brighthouse Financial, Inc. (BHFAO)vs › | $3.47B | 15.52% | 8.64% | 12.84% | 15.04% |
| Brighthouse Financial, Inc. (BHFAN)vs › | $3.47B | 15.52% | 8.64% | 12.84% | 15.04% |
| iShares Core 80/20 Aggressive Allocation ETF (AOA)vs › | $3.23B | N/A | N/A | N/A | N/A |
| Brighthouse Financial, Inc. (BHFAM)vs › | $3.51B | 15.52% | 8.64% | 12.84% | 15.04% |
Operating Margin
24.1%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Operating Margin = Operating Income / Revenue
Operating margin is the percentage of revenue remaining after operating expenses, reflecting operating efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | OPERATING MARGIN |
|---|---|
| 2026-06-30 | 22.20% |
| 2026-03-31 | 19.17% |
| 2025-12-31 | 28.68% |
| 2025-09-30 | 27.44% |
| 2025-06-30 | 29.79% |
| 2025-03-31 | 30.76% |
| 2024-12-31 | 28.89% |
| 2024-09-30 | 25.95% |
| 2024-06-30 | 25.42% |
| 2024-03-31 | 28.98% |
| 2023-12-31 | 31.75% |
| 2023-09-30 | 26.96% |
| 2023-06-30 | 25.47% |
| 2023-03-31 | 25.37% |
| 2022-12-31 | 28.18% |
| 2022-09-30 | 6.44% |
| 2022-06-30 | 22.96% |
| 2022-03-31 | 24.43% |
| 2021-12-31 | 29.24% |
| 2021-09-30 | 0.18% |
| 2021-06-30 | 26.89% |
| 2021-03-31 | 40.83% |
| 2020-12-31 | -5.68% |
| 2020-09-30 | -48.54% |
| 2020-06-30 | 35.48% |
| 2020-03-31 | 39.87% |
| 2019-12-31 | 41.61% |
| 2019-09-30 | 31.02% |
| 2019-06-30 | 32.76% |
| 2019-03-31 | -63.95% |
| 2018-12-31 | 26.35% |
| 2018-09-30 | 8.29% |
| 2018-06-30 | 34.87% |
| 2018-03-31 | 30.16% |
