Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 5.12% is in line with its 5-year average of 4.75%, around the middle of its 5-year range (0.86%–8.85%).
27.12% below its 12-month average of 7.03%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 1.33%.
RETURN ON ASSETS (ROA)
5.12%
RETURN ON ASSETS (ROA) AVG TTM
7.03%
RETURN ON ASSETS (ROA) AVG 3Y
5.67%
RETURN ON ASSETS (ROA) AVG 5Y
4.75%
RETURN ON ASSETS (ROA) AVG 10Y
N/A
RETURN ON ASSETS (ROA) AVG 15Y
N/A
RETURN ON ASSETS (ROA) AVG 20Y
N/A
CURRENT VS TTM AVG
-27.12%
CURRENT VS 3Y AVG
-9.70%
CURRENT VS 5Y AVG
+7.83%
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
1.23%
median of 690 covered companies
CURRENT VS SECTOR MEDIAN
+316.26%
vs the sector median at left
Palomar Holdings, Inc.
Market Cap
$3.33B
Return on Assets (ROA)
5.12%
TTM Avg
7.03%
3Y Avg
5.67%
5Y Avg
4.75%
Market Cap
$3.30B
Return on Assets (ROA)
1.27%
TTM Avg
1.22%
3Y Avg
1.29%
5Y Avg
1.24%
Market Cap
$3.29B
Return on Assets (ROA)
1.32%
TTM Avg
0.68%
3Y Avg
1.45%
5Y Avg
1.42%
Market Cap
$3.29B
Return on Assets (ROA)
-1.41%
TTM Avg
-0.53%
3Y Avg
0.13%
5Y Avg
0.46%
Market Cap
$3.24B
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$3.46B
Return on Assets (ROA)
1.25%
TTM Avg
0.95%
3Y Avg
0.84%
5Y Avg
0.88%
Market Cap
$3.19B
Return on Assets (ROA)
1.76%
TTM Avg
3.67%
3Y Avg
3.70%
5Y Avg
3.77%
Market Cap
$3.47B
Return on Assets (ROA)
0.34%
TTM Avg
0.17%
3Y Avg
0.40%
5Y Avg
0.30%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Palomar Holdings, Inc. (PLMR) | $3.33B | 5.12% | 7.03% | 5.67% | 4.75% |
| First Financial Bancorp. (FFBC)vs › | $3.30B | 1.27% | 1.22% | 1.29% | 1.24% |
| Mechanics Bank (MCHB)vs › | $3.29B | 1.32% | 0.68% | 1.45% | 1.42% |
| TowneBank (TOWN)vs › | $3.29B | 1.39% | 0.90% | 0.97% | 1.04% |
| Simmons First National Corporation (SFNC)vs › | $3.29B | -1.41% | -0.53% | 0.13% | 0.46% |
| iShares Core 80/20 Aggressive Allocation ETF (AOA)vs › | $3.24B | N/A | N/A | N/A | N/A |
| First Interstate BancSystem, Inc. (FIBK)vs › | $3.46B | 1.25% | 0.95% | 0.84% | 0.88% |
| Golub Capital BDC, Inc. (GBDC)vs › | $3.19B | 1.76% | 3.67% | 3.70% | 3.77% |
| Brighthouse Financial, Inc. (BHFAO)vs › | $3.47B | 0.34% | 0.17% | 0.40% | 0.30% |
| CleanSpark, Inc. (CLSK)vs › | $3.18B | -36.93% | 2.01% | -6.70% | -23.03% |
ROA
5.1%
ROE
20.7%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 8.85% |
| 2024-12-31 | 5.20% |
| 2023-12-31 | 4.64% |
| 2022-12-31 | 3.99% |
| 2021-12-31 | 4.95% |
| 2020-12-31 | 0.86% |
| 2019-12-31 | 2.69% |
| 2018-12-31 | 7.88% |
| 2017-12-31 | 2.01% |
| 2016-12-31 | 4.56% |
