Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 1.76% is 53% below its 5-year average of 3.77%, near the low end of its 5-year range (1.23%–6.59%).
51.98% below its 12-month average of 3.67%.
Reported quarterly return on assets; no daily interpolation. Q3 FY2026 (2026-06-30): 0.38%.
RETURN ON ASSETS (ROA)
1.76%
RETURN ON ASSETS (ROA) AVG TTM
3.67%
RETURN ON ASSETS (ROA) AVG 3Y
3.70%
RETURN ON ASSETS (ROA) AVG 5Y
3.77%
RETURN ON ASSETS (ROA) AVG 10Y
3.60%
RETURN ON ASSETS (ROA) AVG 15Y
4.24%
RETURN ON ASSETS (ROA) AVG 20Y
N/A
CURRENT VS TTM AVG
-51.98%
CURRENT VS 3Y AVG
-52.46%
CURRENT VS 5Y AVG
-53.34%
CURRENT VS 10Y AVG
-51.16%
CURRENT VS 15Y AVG
-58.48%
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
1.21%
median of 604 covered companies
CURRENT VS SECTOR MEDIAN
+45.45%
vs the sector median at left
Golub Capital BDC, Inc.
Market Cap
$3.20B
Return on Assets (ROA)
1.76%
TTM Avg
3.67%
3Y Avg
3.70%
5Y Avg
3.77%
Market Cap
$3.17B
Return on Assets (ROA)
-36.93%
TTM Avg
2.01%
3Y Avg
-6.70%
5Y Avg
-23.03%
Market Cap
$3.24B
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$3.16B
Return on Assets (ROA)
0.76%
TTM Avg
0.75%
3Y Avg
0.77%
5Y Avg
0.88%
Market Cap
$3.16B
Return on Assets (ROA)
0.98%
TTM Avg
1.33%
3Y Avg
1.37%
5Y Avg
1.34%
Market Cap
$3.09B
Return on Assets (ROA)
1.46%
TTM Avg
1.26%
3Y Avg
0.75%
5Y Avg
0.48%
Market Cap
$3.30B
Return on Assets (ROA)
-1.41%
TTM Avg
-0.53%
3Y Avg
0.13%
5Y Avg
0.46%
Market Cap
$3.30B
Return on Assets (ROA)
1.32%
TTM Avg
0.68%
3Y Avg
1.45%
5Y Avg
1.42%
Market Cap
$3.30B
Return on Assets (ROA)
1.27%
TTM Avg
1.22%
3Y Avg
1.29%
5Y Avg
1.24%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Golub Capital BDC, Inc. (GBDC) | $3.20B | 1.76% | 3.67% | 3.70% | 3.77% |
| CleanSpark, Inc. (CLSK)vs › | $3.17B | -36.93% | 2.01% | -6.70% | -23.03% |
| iShares Core 80/20 Aggressive Allocation ETF (AOA)vs › | $3.24B | N/A | N/A | N/A | N/A |
| Seacoast Banking Corporation of Florida (SBCF)vs › | $3.16B | 0.76% | 0.75% | 0.77% | 0.88% |
| CVB Financial Corp. (CVBF)vs › | $3.16B | 0.98% | 1.33% | 1.37% | 1.34% |
| Inter & Co, Inc. (INTR)vs › | $3.09B | 1.46% | 1.26% | 0.75% | 0.48% |
| Simmons First National Corporation (SFNC)vs › | $3.30B | -1.41% | -0.53% | 0.13% | 0.46% |
| Mechanics Bank (MCHB)vs › | $3.30B | 1.32% | 0.68% | 1.45% | 1.42% |
| First Financial Bancorp. (FFBC)vs › | $3.30B | 1.27% | 1.22% | 1.29% | 1.24% |
| Palomar Holdings, Inc. (PLMR)vs › | $3.35B | 5.12% | 7.03% | 5.67% | 4.75% |
ROA
1.8%
ROE
4.0%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-09-30 | 4.19% |
| 2024-09-30 | 3.14% |
| 2023-09-30 | 4.74% |
| 2022-09-30 | 2.74% |
| 2021-09-30 | 6.59% |
| 2020-09-30 | 1.23% |
| 2019-09-30 | -0.42% |
| 2018-09-30 | 4.47% |
| 2017-09-30 | 4.69% |
| 2016-09-30 | 3.94% |
| 2015-09-30 | 4.33% |
| 2014-09-30 | 4.53% |
| 2013-09-30 | 4.26% |
| 2012-09-30 | 4.33% |
| 2011-09-30 | 3.81% |
| 2010-09-30 | 5.93% |
| 2009-09-30 | 4.89% |
| 2008-09-30 | 0.00% |
| 2007-09-30 | 0.00% |
