Golub Capital BDC, Inc. (GBDC) vs Seacoast Banking Corporation of Florida (SBCF)

A side-by-side comparison of Golub Capital BDC, Inc. and Seacoast Banking Corporation of Florida across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — GBDC vs SBCF

growth of $100 · dividends reinvested · last 10y
GBDC +67.7% (+5.3%/yr)SBCF +129.6% (+8.7%/yr)SBCF compounded faster over this window
100150200250Start $10020182020202220242026$168$230
GBDC SBCF

GBDC vs SBCF: by the numbers

  • •GBDC is the larger company ($3.19B vs $3.15B market cap).
  • •SBCF trades at the lower trailing earnings multiple (20.90 vs 22.24 P/E), one valuation lens rather than an overall verdict.
  • •GBDC converts more revenue to profit (20.51% vs 17.06% net margin).
  • •SBCF grew revenue faster over the past five years (22.63% vs 10.39% CAGR).
  • •GBDC pays the higher dividend yield (11.15% vs 2.33%).

Metrics side by side

Valuation

MetricGBDCSBCF
P/E ratio22.2420.90
Forward P/E9.5612.69
PEG ratio0.7211.17
P/S ratio4.453.31
P/B ratio0.861.15

Profitability

MetricGBDCSBCF
Gross margin74.39%N/A
Operating margin78.94%18.89%
Net margin20.51%17.06%
ROE3.96%5.28%

Seacoast Banking Corporation of Florida: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricGBDCSBCF
Dividend yield11.15%2.33%
Payout ratio250.91%49.03%

Growth (annualized)

MetricGBDCSBCF
Revenue CAGR (5Y)10.39%22.63%
EPS CAGR (5Y)30.87%2.24%
Total return CAGR (5Y)5.49%0.79%

Frequently asked

Which has the lower trailing P/E, GBDC or SBCF?
SBCF has the lower trailing P/E: GBDC trades at 22.24 and SBCF at 20.90. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, GBDC or SBCF?
Over the past five years, SBCF grew revenue faster — GBDC at a 10.39% CAGR versus SBCF at 22.63%.
Does GBDC or SBCF pay a bigger dividend?
GBDC yields 11.15% and SBCF yields 2.33% based on trailing dividends and the latest price.
Is GBDC or SBCF more profitable?
GBDC runs the higher net margin — GBDC at 20.51% versus SBCF at 17.06%.
How have GBDC and SBCF total returns compared?
Over the past 10 years, GBDC delivered 5.25% and SBCF delivered 8.48% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.