Which has the lower trailing P/E, FFBC or PLMR?

FFBC has the lower trailing P/E: FFBC trades at 11.10 and PLMR at 16.88. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, FFBC or PLMR?

Over the past five years, PLMR grew revenue faster — FFBC at a 13.90% CAGR versus PLMR at 41.24%.

Does FFBC or PLMR pay a bigger dividend?

FFBC yields 3.21% and PLMR yields 0.35% based on trailing dividends and the latest price.

Is FFBC or PLMR more profitable?

FFBC runs the higher net margin — FFBC at 21.41% versus PLMR at 18.61%.

First Financial Bancorp. (FFBC) vs Palomar Holdings, Inc. (PLMR)

A side-by-side comparison of First Financial Bancorp. and Palomar Holdings, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

FFBC

First Financial Bancorp.

$3.30B

$31.41Financial ServicesDelayed quote: Oct 6, 2026, 1:55 PM EDT

PLMR

Palomar Holdings, Inc.

$3.33B

$125.55Financial ServicesDelayed quote: Oct 6, 2026, 1:55 PM EDT

Total return — FFBC vs PLMR

growth of $100 · dividends reinvested · last 7y

FFBC +77.6% (+8.6%/yr)PLMR +572.9% (+31.3%/yr)PLMR compounded faster over this window

FFBC PLMR

FFBC vs PLMR: by the numbers

•PLMR is the larger company ($3.33B vs $3.30B market cap).
•FFBC trades at the lower trailing earnings multiple (11.10 vs 16.88 P/E), one valuation lens rather than an overall verdict.
•FFBC converts more revenue to profit (21.41% vs 18.61% net margin).
•PLMR grew revenue faster over the past five years (41.24% vs 13.90% CAGR).
•FFBC pays the higher dividend yield (3.21% vs 0.35%).

Metrics side by side

Valuation

Metric	FFBC	PLMR
P/E ratio	11.10	16.88
Forward P/E	10.30	12.45
PEG ratio	1.02	0.17
P/S ratio	2.47	3.05
P/B ratio	1.10	3.39

Profitability

Metric	FFBC	PLMR
Operating margin	26.86%	24.10%
Net margin	21.41%	18.61%
ROE	9.55%	20.71%

First Financial Bancorp.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Palomar Holdings, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	FFBC	PLMR
Dividend yield	3.21%	0.35%
Payout ratio	35.69%	6.05%

Growth (annualized)

Metric	FFBC	PLMR
Revenue CAGR (5Y)	13.90%	41.24%
EPS CAGR (5Y)	10.95%	96.92%
Total return CAGR (5Y)	9.86%	9.78%

Frequently asked

Which has the lower trailing P/E, FFBC or PLMR?: FFBC has the lower trailing P/E: FFBC trades at 11.10 and PLMR at 16.88. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, FFBC or PLMR?: Over the past five years, PLMR grew revenue faster — FFBC at a 13.90% CAGR versus PLMR at 41.24%.
Does FFBC or PLMR pay a bigger dividend?: FFBC yields 3.21% and PLMR yields 0.35% based on trailing dividends and the latest price.
Is FFBC or PLMR more profitable?: FFBC runs the higher net margin — FFBC at 21.41% versus PLMR at 18.61%.

Go deeper

Full FFBC analysis Full PLMR analysis Interactive comparison tool

Dig into the metrics

First Financial Bancorp. P/E ratio Palomar P/E ratio First Financial Bancorp. dividend yield Palomar dividend yield First Financial Bancorp. ROE Palomar ROE First Financial Bancorp. operating margin Palomar operating margin First Financial Bancorp. revenue growth Palomar revenue growth

First Financial Bancorp. & Palomar appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.