Palomar Holdings, Inc. (PLMR) vs TowneBank (TOWN)
A side-by-side comparison of Palomar Holdings, Inc. and TowneBank across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — PLMR vs TOWN
growth of $100 · dividends reinvested · last 7yPLMR vs TOWN: by the numbers
- •PLMR is the larger company ($3.35B vs $3.27B market cap).
- •TOWN trades at the lower trailing earnings multiple (9.95 vs 16.98 P/E), one valuation lens rather than an overall verdict.
- •TOWN converts more revenue to profit (24.14% vs 18.61% net margin).
- •PLMR grew revenue faster over the past five years (41.24% vs 11.08% CAGR).
- •TOWN pays the higher dividend yield (5.04% vs 0.35%).
Metrics side by side
Valuation
| Metric | PLMR | TOWN |
|---|---|---|
| P/E ratio | 16.98 | 9.95 |
| Forward P/E | 12.53 | 11.29 |
| PEG ratio | 0.17 | 5.18 |
| P/S ratio | 3.07 | 2.51 |
| P/B ratio | 3.41 | 1.09 |
Profitability
| Metric | PLMR | TOWN |
|---|---|---|
| Operating margin | 24.10% | 20.86% |
| Net margin | 18.61% | 24.14% |
| ROE | 20.71% | 10.48% |
Palomar Holdings, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
TowneBank: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | PLMR | TOWN |
|---|---|---|
| Dividend yield | 0.35% | 5.04% |
| Payout ratio | 6.05% | 50.56% |
Growth (annualized)
| Metric | PLMR | TOWN |
|---|---|---|
| Revenue CAGR (5Y) | 41.24% | 11.08% |
| EPS CAGR (5Y) | 96.92% | 2.01% |
| Total return CAGR (5Y) | 9.78% | 6.13% |
Frequently asked
- Which has the lower trailing P/E, PLMR or TOWN?
- TOWN has the lower trailing P/E: PLMR trades at 16.98 and TOWN at 9.95. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, PLMR or TOWN?
- Over the past five years, PLMR grew revenue faster — PLMR at a 41.24% CAGR versus TOWN at 11.08%.
- Does PLMR or TOWN pay a bigger dividend?
- PLMR yields 0.35% and TOWN yields 5.04% based on trailing dividends and the latest price.
- Is PLMR or TOWN more profitable?
- TOWN runs the higher net margin — PLMR at 18.61% versus TOWN at 24.14%.
- How have PLMR and TOWN total returns compared?
- Over the past 5 years, PLMR delivered 9.78% and TOWN delivered 6.13% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Palomar & TowneBank appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.