First Interstate BancSystem, Inc. (FIBK) Compounding Analysis

First Interstate BancSystem, Inc.(FIBK)

Banks - Regional · Billings, MT

$35.67+0.05 (+0.14%)

Delayed quote: Oct 6, 2026, 1:50 PM EDT

About First Interstate BancSystem, Inc.

First Interstate BancSystem, Inc. functions as the parent company of First Interstate Bank, delivering a comprehensive suite of financial products and services across the United States. Its offerings encompass conventional deposit accounts such as checking, savings, and time deposits, alongside repurchase agreements primarily catering to commercial and municipal clients. The institution further extends various lending options, including real estate financing for commercial, construction, residential, agricultural, and other property types. Consumer credit is also available, covering direct personal loans, credit cards and lines of credit, and indirect lending. Additionally, it provides both variable and fixed-rate commercial loans designed to meet the working capital and expansion requirements of small to medium-sized enterprises in the manufacturing, wholesale, retail, and service sectors, as well as agricultural loans. Beyond traditional banking, the company furnishes an array of specialized services, including trust administration, employee benefits, investment management, insurance, agency, and custodial functions, catering to individuals, businesses, and philanthropic entities. Its operational support infrastructure encompasses services like marketing, credit assessment, loan servicing, credit card issuance and management, mortgage loan sales and servicing, indirect consumer loan acquisition and processing, and debt collection. Modern digital conveniences are also provided through online and mobile banking platforms. First Interstate serves a diverse clientele, encompassing individuals, businesses, and municipal bodies, across a wide spectrum of industries such as agriculture, construction, education, energy, government, healthcare, hospitality, housing, mining, professional services, real estate development, retail, technology, tourism, and wholesale trade. By the close of 2021 (December 31st), it maintained 147 banking locations, including standalone drive-through branches, situated within communities throughout Idaho, Montana, Oregon, South Dakota, Washington, and Wyoming. Established in 1971, the corporation's primary base of operations is in Billings, Montana.

Billings, MT

3,376 employees

www.fibk.com

Financial Services / Banks - Regional

Sector: Financial Services
Industry: Banks - Regional
CEO: James A. Reuter

View full financials

Across metrics · 10Y

FIBK reported stats per metric over 10Y: annual CAGR, median quarterly year-over-year growth, YoY standard deviation, quarters at or above 20%, and negative quarters.
Metric	10Y CAGR	Median YoY	YoY σ	Qtrs ≥ 20%	Neg. qtrs
RevenueRevenue	10.1%	6.9%	30.6pp	10 of 40	13
EPSEPS	4.5%	6.2%	33.2pp	9 of 40	15
Op cash flowOperating cash flow	10.2%	-13.2%	52.3pp	11 of 40	24
EBITDAEBITDA	11.5%	12.6%	32.0pp	12 of 40	12
FCFFree cash flow	9.8%	-16.5%	54.7pp	11 of 40	23

Reported figures over 10Y: annual-series CAGR, median and standard deviation (σ, percentage points) of quarterly year-over-year growth, quarters at or above 20%, and quarters with negative YoY. “—” means the window needs more comparable data.