First Financial Bancorp. (FFBC) vs First Interstate BancSystem, Inc. (FIBK)

A side-by-side comparison of First Financial Bancorp. and First Interstate BancSystem, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

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Total return — FFBC vs FIBK

growth of $100 · dividends reinvested · last 10y
FFBC +114.0% (+7.9%/yr)FIBK +76.7% (+5.9%/yr)FFBC compounded faster over this window
50100150200Start $10020182020202220242026$214$177
FFBC FIBK

FFBC vs FIBK: by the numbers

  • •FIBK is the larger company ($3.48B vs $3.32B market cap).
  • •FIBK trades at the lower trailing earnings multiple (11.04 vs 11.19 P/E), one valuation lens rather than an overall verdict.
  • •FIBK converts more revenue to profit (34.02% vs 21.41% net margin).
  • •FFBC grew revenue faster over the past five years (13.90% vs 7.53% CAGR).
  • •FIBK pays the higher dividend yield (5.28% vs 3.21%).

Metrics side by side

Valuation

MetricFFBCFIBK
P/E ratio11.1911.04
Forward P/E10.399.47
PEG ratio1.033.62
P/S ratio2.493.66
P/B ratio1.111.05

Profitability

MetricFFBCFIBK
Operating margin26.86%43.80%
Net margin21.41%34.02%
ROE9.55%9.76%

First Financial Bancorp.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

First Interstate BancSystem, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricFFBCFIBK
Dividend yield3.21%5.28%
Payout ratio35.69%57.85%

Growth (annualized)

MetricFFBCFIBK
Revenue CAGR (5Y)13.90%7.53%
EPS CAGR (5Y)10.95%3.12%
Total return CAGR (5Y)9.86%2.25%

Frequently asked

Which has the lower trailing P/E, FFBC or FIBK?
FIBK has the lower trailing P/E: FFBC trades at 11.19 and FIBK at 11.04. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, FFBC or FIBK?
Over the past five years, FFBC grew revenue faster — FFBC at a 13.90% CAGR versus FIBK at 7.53%.
Does FFBC or FIBK pay a bigger dividend?
FFBC yields 3.21% and FIBK yields 5.28% based on trailing dividends and the latest price.
Is FFBC or FIBK more profitable?
FIBK runs the higher net margin — FFBC at 21.41% versus FIBK at 34.02%.
How have FFBC and FIBK total returns compared?
Over the past 10 years, FFBC delivered 7.73% and FIBK delivered 5.75% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.