Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the operating margin high or low?
The operating margin of 30.32% is in line with its 5-year average of 33.31%, near the high end of its 5-year range (-78.65%–64.94%).
213.27% above its 12-month average of 9.68%.
Reported quarterly operating margin; no daily interpolation. Q2 FY2026 (2026-06-30): -78.65%.
OPERATING MARGIN
30.32%
OPERATING MARGIN AVG TTM
9.68%
OPERATING MARGIN AVG 3Y
28.10%
OPERATING MARGIN AVG 5Y
33.31%
OPERATING MARGIN AVG 10Y
39.46%
OPERATING MARGIN AVG 15Y
40.78%
OPERATING MARGIN AVG 20Y
40.78%
CURRENT VS TTM AVG
+213.27%
CURRENT VS 3Y AVG
+7.89%
CURRENT VS 5Y AVG
-8.98%
CURRENT VS 10Y AVG
-23.16%
CURRENT VS 15Y AVG
-25.65%
CURRENT VS 20Y AVG
-25.65%
SECTOR MEDIAN · FINANCIAL SERVICES
16.12%
median of 690 covered companies
CURRENT VS SECTOR MEDIAN
+88.09%
vs the sector median at left
First Hawaiian, Inc.
Market Cap
$3.05B
Operating Margin
30.32%
TTM Avg
9.68%
3Y Avg
28.10%
5Y Avg
33.31%
Market Cap
$2.99B
Operating Margin
69.36%
TTM Avg
71.02%
3Y Avg
71.31%
5Y Avg
66.06%
Market Cap
$2.99B
Operating Margin
-763.10%
TTM Avg
-887.00%
3Y Avg
-935.51%
5Y Avg
-622.75%
Market Cap
$3.14B
Operating Margin
39.23%
TTM Avg
42.48%
3Y Avg
47.70%
5Y Avg
51.09%
Market Cap
$3.15B
Operating Margin
18.89%
TTM Avg
20.36%
3Y Avg
22.28%
5Y Avg
27.11%
Market Cap
$3.19B
Operating Margin
41.62%
TTM Avg
1.14%
3Y Avg
-26.08%
5Y Avg
-47.60%
Market Cap
$3.19B
Operating Margin
78.94%
TTM Avg
78.94%
3Y Avg
75.70%
5Y Avg
70.61%
Market Cap
$2.88B
Operating Margin
15.52%
TTM Avg
8.64%
3Y Avg
12.84%
5Y Avg
15.04%
| NAME | MARKET CAP | OPERATING MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| First Hawaiian, Inc. (FHB) | $3.05B | 30.32% | 9.68% | 28.10% | 33.31% |
| Inter & Co, Inc. (INTR)vs › | $3.11B | 11.27% | 11.86% | 6.56% | 4.15% |
| NMI Holdings, Inc. (NMIH)vs › | $2.99B | 69.36% | 71.02% | 71.31% | 66.06% |
| Strive, Inc. (ASST)vs › | $2.99B | -763.10% | -887.00% | -935.51% | -622.75% |
| CVB Financial Corp. (CVBF)vs › | $3.14B | 39.23% | 42.48% | 47.70% | 51.09% |
| Seacoast Banking Corporation of Florida (SBCF)vs › | $3.15B | 18.89% | 20.36% | 22.28% | 27.11% |
| CleanSpark, Inc. (CLSK)vs › | $3.19B | 41.62% | 1.14% | -26.08% | -47.60% |
| Golub Capital BDC, Inc. (GBDC)vs › | $3.19B | 78.94% | 78.94% | 75.70% | 70.61% |
| Brighthouse Financial, Inc. (BHF)vs › | $2.88B | 15.52% | 8.64% | 12.84% | 15.04% |
| iShares Core 80/20 Aggressive Allocation ETF (AOA)vs › | $3.24B | N/A | N/A | N/A | N/A |
Operating Margin
30.3%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Operating Margin = Operating Income / Revenue
Operating margin is the percentage of revenue remaining after operating expenses, reflecting operating efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | OPERATING MARGIN |
|---|---|
| 2026-06-30 | -78.65% |
| 2026-03-31 | 30.96% |
| 2025-12-31 | 31.82% |
| 2025-09-30 | 33.05% |
| 2025-06-30 | 31.21% |
| 2025-03-31 | 27.71% |
| 2024-12-31 | 24.75% |
| 2024-09-30 | 25.95% |
| 2024-06-30 | 28.03% |
| 2024-03-31 | 24.56% |
| 2023-12-31 | 21.41% |
| 2023-09-30 | 27.51% |
| 2023-06-30 | 30.28% |
| 2023-03-31 | 34.93% |
| 2022-12-31 | 42.96% |
| 2022-09-30 | 43.01% |
| 2022-06-30 | 42.40% |
| 2022-03-31 | 44.97% |
| 2021-12-31 | 39.99% |
| 2021-09-30 | 47.42% |
| 2021-06-30 | 64.94% |
| 2021-03-31 | 44.19% |
| 2020-12-31 | 42.39% |
| 2020-09-30 | 46.40% |
| 2020-06-30 | 14.68% |
| 2020-03-31 | 25.03% |
| 2019-12-31 | 45.46% |
| 2019-09-30 | 46.71% |
| 2019-06-30 | 45.24% |
| 2019-03-31 | 44.09% |
| 2018-12-31 | 42.22% |
| 2018-09-30 | 44.28% |
| 2018-06-30 | 46.09% |
| 2018-03-31 | 46.40% |
| 2017-12-31 | 47.65% |
| 2017-09-30 | 49.45% |
| 2017-06-30 | 48.99% |
| 2017-03-31 | 49.35% |
| 2016-12-31 | 51.42% |
| 2016-09-30 | 49.83% |
| 2016-06-30 | 50.63% |
| 2016-03-31 | 54.21% |
| 2015-12-31 | 49.30% |
| 2015-09-30 | 51.20% |
| 2015-06-30 | 51.01% |
| 2015-03-31 | 51.05% |
| 2005-12-31 | -93.07% |
| 2005-09-30 | 0.99% |
| 2005-06-30 | 1.06% |
| 2005-03-31 | 1.12% |
| 2004-12-31 | -110.46% |
| 2004-09-30 | 1.41% |
| 2004-06-30 | 43.53% |
| 2004-03-31 | 43.72% |
| 2003-12-31 | 168.42% |
| 2003-09-30 | 123.47% |
| 2003-06-30 | 81.07% |
| 2003-03-31 | 39.94% |
| 2002-12-31 | 135.86% |
| 2002-09-30 | 96.35% |
| 2002-06-30 | 59.55% |
| 2002-03-31 | 32.80% |
| 2001-12-31 | 31.82% |
| 2001-09-30 | 32.57% |
