CVB Financial Corp. (CVBF) vs First Hawaiian, Inc. (FHB)
A side-by-side comparison of CVB Financial Corp. and First Hawaiian, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — CVBF vs FHB
growth of $100 · dividends reinvested · last 10yCVBF vs FHB: by the numbers
- •CVBF is the larger company ($3.15B vs $3.04B market cap).
- •FHB trades at the lower trailing earnings multiple (10.87 vs 14.47 P/E), one valuation lens rather than an overall verdict.
- •CVBF converts more revenue to profit (29.31% vs 29.18% net margin).
- •CVBF grew revenue faster over the past five years (8.20% vs 6.01% CAGR).
- •FHB pays the higher dividend yield (4.15% vs 3.62%).
Metrics side by side
Valuation
| Metric | CVBF | FHB |
|---|---|---|
| P/E ratio | 14.47 | 10.87 |
| Forward P/E | 14.61 | 10.62 |
| PEG ratio | 4.55 | 1.21 |
| P/S ratio | 4.47 | 3.12 |
| P/B ratio | 1.00 | 1.08 |
Profitability
| Metric | CVBF | FHB |
|---|---|---|
| Operating margin | 39.23% | 30.32% |
| Net margin | 29.31% | 29.18% |
| ROE | 6.53% | 10.08% |
CVB Financial Corp.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
First Hawaiian, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | CVBF | FHB |
|---|---|---|
| Dividend yield | 3.62% | 4.15% |
| Payout ratio | 52.63% | 45.22% |
Growth (annualized)
| Metric | CVBF | FHB |
|---|---|---|
| Revenue CAGR (5Y) | 8.20% | 6.01% |
| EPS CAGR (5Y) | 3.18% | 9.10% |
| Total return CAGR (5Y) | 5.92% | 0.98% |
Frequently asked
- Which has the lower trailing P/E, CVBF or FHB?
- FHB has the lower trailing P/E: CVBF trades at 14.47 and FHB at 10.87. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, CVBF or FHB?
- Over the past five years, CVBF grew revenue faster — CVBF at a 8.20% CAGR versus FHB at 6.01%.
- Does CVBF or FHB pay a bigger dividend?
- CVBF yields 3.62% and FHB yields 4.15% based on trailing dividends and the latest price.
- Is CVBF or FHB more profitable?
- CVBF runs the higher net margin — CVBF at 29.31% versus FHB at 29.18%.
- How have CVBF and FHB total returns compared?
- Over the past 10 years, CVBF delivered 5.95% and FHB delivered 3.65% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
CVB Financial & First Hawaiian appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.