Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the operating margin high or low?
The operating margin of 39.23% is 19% below its 5-year average of 48.32%, around the middle of its 5-year range (29.68%–61.34%).
3.63% below its 12-month average of 40.71%.
Reported quarterly operating margin; no daily interpolation. Q2 FY2026 (2026-06-30): 29.68%.
OPERATING MARGIN
39.23%
OPERATING MARGIN AVG TTM
40.71%
OPERATING MARGIN AVG 3Y
43.36%
OPERATING MARGIN AVG 5Y
48.32%
OPERATING MARGIN AVG 10Y
52.08%
OPERATING MARGIN AVG 15Y
51.97%
OPERATING MARGIN AVG 20Y
44.67%
CURRENT VS TTM AVG
-3.63%
CURRENT VS 3Y AVG
-9.53%
CURRENT VS 5Y AVG
-18.81%
CURRENT VS 10Y AVG
-24.68%
CURRENT VS 15Y AVG
-24.52%
CURRENT VS 20Y AVG
-12.17%
SECTOR MEDIAN · FINANCIAL SERVICES
16.09%
median of 716 covered companies
CURRENT VS SECTOR MEDIAN
+143.82%
vs the sector median at left
CVB Financial Corp.
Market Cap
$3.14B
Operating Margin
39.23%
TTM Avg
40.71%
3Y Avg
43.36%
5Y Avg
48.32%
Market Cap
$3.15B
Operating Margin
18.89%
TTM Avg
20.36%
3Y Avg
22.28%
5Y Avg
27.11%
Market Cap
$3.15B
Operating Margin
41.62%
TTM Avg
1.14%
3Y Avg
-26.08%
5Y Avg
-47.60%
Market Cap
$3.18B
Operating Margin
78.94%
TTM Avg
78.94%
3Y Avg
75.70%
5Y Avg
70.61%
Market Cap
$3.10B
Operating Margin
11.27%
TTM Avg
11.86%
3Y Avg
6.56%
5Y Avg
4.15%
Market Cap
$3.23B
Operating Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$3.04B
Operating Margin
30.32%
TTM Avg
28.09%
3Y Avg
31.93%
5Y Avg
34.85%
Market Cap
$3.03B
Operating Margin
69.36%
TTM Avg
71.02%
3Y Avg
71.31%
5Y Avg
66.06%
| NAME | MARKET CAP | OPERATING MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| CVB Financial Corp. (CVBF) | $3.14B | 39.23% | 40.71% | 43.36% | 48.32% |
| Seacoast Banking Corporation of Florida (SBCF)vs › | $3.15B | 18.89% | 20.36% | 22.28% | 27.11% |
| CleanSpark, Inc. (CLSK)vs › | $3.15B | 41.62% | 1.14% | -26.08% | -47.60% |
| Golub Capital BDC, Inc. (GBDC)vs › | $3.18B | 78.94% | 78.94% | 75.70% | 70.61% |
| Inter & Co, Inc. (INTR)vs › | $3.10B | 11.27% | 11.86% | 6.56% | 4.15% |
| iShares Core 80/20 Aggressive Allocation ETF (AOA)vs › | $3.23B | N/A | N/A | N/A | N/A |
| First Hawaiian, Inc. (FHB)vs › | $3.04B | 30.32% | 28.09% | 31.93% | 34.85% |
| NMI Holdings, Inc. (NMIH)vs › | $3.03B | 69.36% | 71.02% | 71.31% | 66.06% |
| TowneBank (TOWN)vs › | $3.26B | 20.86% | 19.72% | 22.78% | 26.18% |
| Simmons First National Corporation (SFNC)vs › | $3.28B | -85.86% | -36.17% | -6.83% | 7.41% |
Operating Margin
39.2%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Operating Margin = Operating Income / Revenue
Operating margin is the percentage of revenue remaining after operating expenses, reflecting operating efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | OPERATING MARGIN |
|---|---|
| 2026-06-30 | 29.68% |
| 2026-03-31 | 42.68% |
| 2025-12-31 | 45.60% |
| 2025-09-30 | 42.30% |
| 2025-06-30 | 43.28% |
| 2025-03-31 | 43.67% |
| 2024-12-31 | 47.11% |
| 2024-09-30 | 39.91% |
| 2024-06-30 | 39.64% |
| 2024-03-31 | 38.88% |
| 2023-12-31 | 41.88% |
| 2023-09-30 | 47.38% |
| 2023-06-30 | 48.03% |
| 2023-03-31 | 53.02% |
| 2022-12-31 | 59.83% |
| 2022-09-30 | 61.34% |
| 2022-06-30 | 60.82% |
| 2022-03-31 | 50.69% |
| 2021-12-31 | 57.22% |
| 2021-09-30 | 60.72% |
| 2021-06-30 | 60.98% |
| 2021-03-31 | 75.22% |
| 2020-12-31 | 57.99% |
| 2020-09-30 | 56.74% |
| 2020-06-30 | 48.97% |
| 2020-03-31 | 44.99% |
| 2019-12-31 | 56.64% |
| 2019-09-30 | 56.61% |
| 2019-06-30 | 59.34% |
| 2019-03-31 | 57.40% |
| 2018-12-31 | 46.66% |
| 2018-09-30 | 50.17% |
| 2018-06-30 | 58.14% |
| 2018-03-31 | 56.81% |
| 2017-12-31 | 58.56% |
| 2017-09-30 | 57.89% |
| 2017-06-30 | 54.44% |
| 2017-03-31 | 58.62% |
| 2016-12-31 | 57.17% |
| 2016-09-30 | 55.60% |
| 2016-06-30 | 52.78% |
| 2016-03-31 | 50.60% |
| 2015-12-31 | 55.83% |
| 2015-09-30 | 57.90% |
| 2015-06-30 | 57.05% |
| 2015-03-31 | 34.12% |
| 2014-12-31 | 52.93% |
| 2014-09-30 | 51.59% |
| 2014-06-30 | 59.40% |
| 2014-03-31 | 61.94% |
| 2013-12-31 | 59.54% |
| 2013-09-30 | 58.67% |
| 2013-06-30 | 59.52% |
| 2013-03-31 | 47.29% |
| 2012-12-31 | 50.84% |
| 2012-09-30 | 18.14% |
| 2012-06-30 | 50.32% |
| 2012-03-31 | 47.66% |
| 2011-12-31 | 42.00% |
| 2011-09-30 | 45.29% |
| 2011-06-30 | 40.41% |
| 2011-03-31 | 31.59% |
| 2010-12-31 | 15.31% |
| 2010-09-30 | 21.81% |
| 2010-06-30 | 28.41% |
| 2010-03-31 | 25.84% |
| 2009-12-31 | 20.99% |
| 2009-09-30 | 29.66% |
| 2009-06-30 | 21.81% |
| 2009-03-31 | 19.15% |
| 2008-12-31 | 16.77% |
| 2008-09-30 | 26.48% |
| 2008-06-30 | 25.97% |
| 2008-03-31 | 24.27% |
| 2007-12-31 | 19.17% |
| 2007-09-30 | 23.35% |
| 2007-06-30 | 23.03% |
| 2007-03-31 | 23.63% |
| 2006-12-31 | 24.40% |
| 2006-09-30 | 29.16% |
| 2006-06-30 | 30.70% |
| 2006-03-31 | 34.85% |
| 2005-12-31 | 34.73% |
| 2005-09-30 | 39.14% |
| 2005-06-30 | 38.97% |
| 2005-03-31 | 43.53% |
| 2004-12-31 | 35.93% |
| 2004-09-30 | 43.24% |
| 2004-06-30 | 46.04% |
| 2004-03-31 | 27.98% |
| 2003-12-31 | 42.05% |
| 2003-09-30 | 40.18% |
| 2003-06-30 | 40.66% |
| 2003-03-31 | 43.17% |
| 2002-12-31 | 42.19% |
| 2002-09-30 | 41.55% |
