First Hawaiian, Inc. (FHB) vs Seacoast Banking Corporation of Florida (SBCF)
A side-by-side comparison of First Hawaiian, Inc. and Seacoast Banking Corporation of Florida across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — FHB vs SBCF
growth of $100 · dividends reinvested · last 10yFHB vs SBCF: by the numbers
- •SBCF is the larger company ($3.15B vs $3.04B market cap).
- •FHB trades at the lower trailing earnings multiple (10.86 vs 20.92 P/E), one valuation lens rather than an overall verdict.
- •FHB converts more revenue to profit (29.18% vs 17.06% net margin).
- •SBCF grew revenue faster over the past five years (22.63% vs 6.01% CAGR).
- •FHB pays the higher dividend yield (4.15% vs 2.33%).
Metrics side by side
Valuation
| Metric | FHB | SBCF |
|---|---|---|
| P/E ratio | 10.86 | 20.92 |
| Forward P/E | 10.61 | 12.71 |
| PEG ratio | 1.21 | 11.19 |
| P/S ratio | 3.11 | 3.32 |
| P/B ratio | 1.08 | 1.15 |
Profitability
| Metric | FHB | SBCF |
|---|---|---|
| Operating margin | 30.32% | 18.89% |
| Net margin | 29.18% | 17.06% |
| ROE | 10.08% | 5.28% |
First Hawaiian, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Seacoast Banking Corporation of Florida: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | FHB | SBCF |
|---|---|---|
| Dividend yield | 4.15% | 2.33% |
| Payout ratio | 45.22% | 49.03% |
Growth (annualized)
| Metric | FHB | SBCF |
|---|---|---|
| Revenue CAGR (5Y) | 6.01% | 22.63% |
| EPS CAGR (5Y) | 9.10% | 2.24% |
| Total return CAGR (5Y) | 0.98% | 0.79% |
Frequently asked
- Which has the lower trailing P/E, FHB or SBCF?
- FHB has the lower trailing P/E: FHB trades at 10.86 and SBCF at 20.92. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, FHB or SBCF?
- Over the past five years, SBCF grew revenue faster — FHB at a 6.01% CAGR versus SBCF at 22.63%.
- Does FHB or SBCF pay a bigger dividend?
- FHB yields 4.15% and SBCF yields 2.33% based on trailing dividends and the latest price.
- Is FHB or SBCF more profitable?
- FHB runs the higher net margin — FHB at 29.18% versus SBCF at 17.06%.
- How have FHB and SBCF total returns compared?
- Over the past 10 years, FHB delivered 3.65% and SBCF delivered 8.48% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
First Hawaiian & Seacoast Banking Corporation of Florida appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.