First Financial Bancorp. (FFBC) vs First Hawaiian, Inc. (FHB)
A side-by-side comparison of First Financial Bancorp. and First Hawaiian, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — FFBC vs FHB
growth of $100 · dividends reinvested · last 10yFFBC vs FHB: by the numbers
- •FFBC is the larger company ($3.30B vs $3.04B market cap).
- •FHB trades at the lower trailing earnings multiple (10.88 vs 11.12 P/E), one valuation lens rather than an overall verdict.
- •FHB converts more revenue to profit (29.18% vs 21.41% net margin).
- •FFBC grew revenue faster over the past five years (13.90% vs 6.01% CAGR).
- •FHB pays the higher dividend yield (4.15% vs 3.21%).
Metrics side by side
Valuation
| Metric | FFBC | FHB |
|---|---|---|
| P/E ratio | 11.12 | 10.88 |
| Forward P/E | 10.32 | 10.62 |
| PEG ratio | 1.03 | 1.21 |
| P/S ratio | 2.48 | 3.12 |
| P/B ratio | 1.11 | 1.08 |
Profitability
| Metric | FFBC | FHB |
|---|---|---|
| Operating margin | 26.86% | 30.32% |
| Net margin | 21.41% | 29.18% |
| ROE | 9.55% | 10.08% |
First Financial Bancorp.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
First Hawaiian, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | FFBC | FHB |
|---|---|---|
| Dividend yield | 3.21% | 4.15% |
| Payout ratio | 35.69% | 45.22% |
Growth (annualized)
| Metric | FFBC | FHB |
|---|---|---|
| Revenue CAGR (5Y) | 13.90% | 6.01% |
| EPS CAGR (5Y) | 10.95% | 9.10% |
| Total return CAGR (5Y) | 9.86% | 0.98% |
Frequently asked
- Which has the lower trailing P/E, FFBC or FHB?
- FHB has the lower trailing P/E: FFBC trades at 11.12 and FHB at 10.88. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, FFBC or FHB?
- Over the past five years, FFBC grew revenue faster — FFBC at a 13.90% CAGR versus FHB at 6.01%.
- Does FFBC or FHB pay a bigger dividend?
- FFBC yields 3.21% and FHB yields 4.15% based on trailing dividends and the latest price.
- Is FFBC or FHB more profitable?
- FHB runs the higher net margin — FFBC at 21.41% versus FHB at 29.18%.
- How have FFBC and FHB total returns compared?
- Over the past 10 years, FFBC delivered 7.73% and FHB delivered 3.65% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
First Financial Bancorp. & First Hawaiian appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.