First Financial Bancorp. (FFBC) vs First Hawaiian, Inc. (FHB)

A side-by-side comparison of First Financial Bancorp. and First Hawaiian, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — FFBC vs FHB

growth of $100 · dividends reinvested · last 10y
FFBC +114.0% (+7.9%/yr)FHB +40.3% (+3.4%/yr)FFBC compounded faster over this window
50100150200Start $10020182020202220242026$214$140
FFBC FHB

FFBC vs FHB: by the numbers

  • •FFBC is the larger company ($3.30B vs $3.04B market cap).
  • •FHB trades at the lower trailing earnings multiple (10.88 vs 11.12 P/E), one valuation lens rather than an overall verdict.
  • •FHB converts more revenue to profit (29.18% vs 21.41% net margin).
  • •FFBC grew revenue faster over the past five years (13.90% vs 6.01% CAGR).
  • •FHB pays the higher dividend yield (4.15% vs 3.21%).

Metrics side by side

Valuation

MetricFFBCFHB
P/E ratio11.1210.88
Forward P/E10.3210.62
PEG ratio1.031.21
P/S ratio2.483.12
P/B ratio1.111.08

Profitability

MetricFFBCFHB
Operating margin26.86%30.32%
Net margin21.41%29.18%
ROE9.55%10.08%

First Financial Bancorp.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

First Hawaiian, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricFFBCFHB
Dividend yield3.21%4.15%
Payout ratio35.69%45.22%

Growth (annualized)

MetricFFBCFHB
Revenue CAGR (5Y)13.90%6.01%
EPS CAGR (5Y)10.95%9.10%
Total return CAGR (5Y)9.86%0.98%

Frequently asked

Which has the lower trailing P/E, FFBC or FHB?
FHB has the lower trailing P/E: FFBC trades at 11.12 and FHB at 10.88. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, FFBC or FHB?
Over the past five years, FFBC grew revenue faster — FFBC at a 13.90% CAGR versus FHB at 6.01%.
Does FFBC or FHB pay a bigger dividend?
FFBC yields 3.21% and FHB yields 4.15% based on trailing dividends and the latest price.
Is FFBC or FHB more profitable?
FHB runs the higher net margin — FFBC at 21.41% versus FHB at 29.18%.
How have FFBC and FHB total returns compared?
Over the past 10 years, FFBC delivered 7.73% and FHB delivered 3.65% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.