First Financial Bancorp. (FFBC) vs Simmons First National Corporation (SFNC)
A side-by-side comparison of First Financial Bancorp. and Simmons First National Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — FFBC vs SFNC
growth of $100 · dividends reinvested · last 10yFFBC vs SFNC: by the numbers
- •FFBC is the larger company ($3.30B vs $3.29B market cap).
- •FFBC is profitable (21.41% net margin) while SFNC runs a net loss (-61.28%).
- •FFBC grew revenue faster over the past five years (13.90% vs -8.58% CAGR).
- •SFNC pays the higher dividend yield (3.77% vs 3.21%).
Metrics side by side
Valuation
| Metric | FFBC | SFNC |
|---|---|---|
| P/E ratio | 11.10 | N/A |
| Forward P/E | 10.30 | 11.03 |
| PEG ratio | 1.02 | N/A |
| P/S ratio | 2.47 | 5.76 |
| P/B ratio | 1.10 | 0.94 |
Profitability
| Metric | FFBC | SFNC |
|---|---|---|
| Operating margin | 26.86% | -85.86% |
| Net margin | 21.41% | -61.28% |
| ROE | 9.55% | -10.04% |
First Financial Bancorp.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Simmons First National Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | FFBC | SFNC |
|---|---|---|
| Dividend yield | 3.21% | 3.77% |
| Payout ratio | 35.69% | N/A |
Growth (annualized)
| Metric | FFBC | SFNC |
|---|---|---|
| Revenue CAGR (5Y) | 13.90% | -8.58% |
| EPS CAGR (5Y) | 10.95% | N/A |
| Total return CAGR (5Y) | 9.86% | -1.67% |
Frequently asked
- Which has grown faster, FFBC or SFNC?
- Over the past five years, FFBC grew revenue faster — FFBC at a 13.90% CAGR versus SFNC at -8.58%.
- Does FFBC or SFNC pay a bigger dividend?
- FFBC yields 3.21% and SFNC yields 3.77% based on trailing dividends and the latest price.
- Is FFBC or SFNC more profitable?
- FFBC runs the higher net margin — FFBC at 21.41% versus SFNC at -61.28%.
- How have FFBC and SFNC total returns compared?
- Over the past 10 years, FFBC delivered 7.73% and SFNC delivered 2.15% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
First Financial Bancorp. & Simmons First National appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.