First Financial Bancorp. (FFBC) vs Simmons First National Corporation (SFNC)

A side-by-side comparison of First Financial Bancorp. and Simmons First National Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — FFBC vs SFNC

growth of $100 · dividends reinvested · last 10y
FFBC +118.0% (+8.1%/yr)SFNC +26.0% (+2.3%/yr)FFBC compounded faster over this window
50100150200250Start $10020182020202220242026$218$126
FFBC SFNC

FFBC vs SFNC: by the numbers

  • •FFBC is the larger company ($3.30B vs $3.29B market cap).
  • •FFBC is profitable (21.41% net margin) while SFNC runs a net loss (-61.28%).
  • •FFBC grew revenue faster over the past five years (13.90% vs -8.58% CAGR).
  • •SFNC pays the higher dividend yield (3.77% vs 3.21%).

Metrics side by side

Valuation

MetricFFBCSFNC
P/E ratio11.10N/A
Forward P/E10.3011.03
PEG ratio1.02N/A
P/S ratio2.475.76
P/B ratio1.100.94

Profitability

MetricFFBCSFNC
Operating margin26.86%-85.86%
Net margin21.41%-61.28%
ROE9.55%-10.04%

First Financial Bancorp.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Simmons First National Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricFFBCSFNC
Dividend yield3.21%3.77%
Payout ratio35.69%N/A

Growth (annualized)

MetricFFBCSFNC
Revenue CAGR (5Y)13.90%-8.58%
EPS CAGR (5Y)10.95%N/A
Total return CAGR (5Y)9.86%-1.67%

Frequently asked

Which has grown faster, FFBC or SFNC?
Over the past five years, FFBC grew revenue faster — FFBC at a 13.90% CAGR versus SFNC at -8.58%.
Does FFBC or SFNC pay a bigger dividend?
FFBC yields 3.21% and SFNC yields 3.77% based on trailing dividends and the latest price.
Is FFBC or SFNC more profitable?
FFBC runs the higher net margin — FFBC at 21.41% versus SFNC at -61.28%.
How have FFBC and SFNC total returns compared?
Over the past 10 years, FFBC delivered 7.73% and SFNC delivered 2.15% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.