Which has the lower trailing P/E, FFBC or SBCF?

FFBC has the lower trailing P/E: FFBC trades at 11.10 and SBCF at 20.90. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, FFBC or SBCF?

Over the past five years, SBCF grew revenue faster — FFBC at a 13.90% CAGR versus SBCF at 22.63%.

Does FFBC or SBCF pay a bigger dividend?

FFBC yields 3.21% and SBCF yields 2.33% based on trailing dividends and the latest price.

Is FFBC or SBCF more profitable?

FFBC runs the higher net margin — FFBC at 21.41% versus SBCF at 17.06%.

How have FFBC and SBCF total returns compared?

Over the past 10 years, FFBC delivered 7.73% and SBCF delivered 8.48% annualized total return. Past performance doesn't predict future results.

First Financial Bancorp. (FFBC) vs Seacoast Banking Corporation of Florida (SBCF)

A side-by-side comparison of First Financial Bancorp. and Seacoast Banking Corporation of Florida across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

FFBC

First Financial Bancorp.

$3.30B

$31.41Financial ServicesDelayed quote: Oct 6, 2026, 1:55 PM EDT

SBCF

Seacoast Banking Corporation of Florida

$3.15B

$32.39Financial ServicesDelayed quote: Oct 6, 2026, 1:55 PM EDT

Total return — FFBC vs SBCF

growth of $100 · dividends reinvested · last 10y

FFBC +118.0% (+8.1%/yr)SBCF +126.2% (+8.5%/yr)SBCF compounded faster over this window

FFBC SBCF

FFBC vs SBCF: by the numbers

•FFBC is the larger company ($3.30B vs $3.15B market cap).
•FFBC trades at the lower trailing earnings multiple (11.10 vs 20.90 P/E), one valuation lens rather than an overall verdict.
•FFBC converts more revenue to profit (21.41% vs 17.06% net margin).
•SBCF grew revenue faster over the past five years (22.63% vs 13.90% CAGR).
•FFBC pays the higher dividend yield (3.21% vs 2.33%).

Metrics side by side

Valuation

Metric	FFBC	SBCF
P/E ratio	11.10	20.90
Forward P/E	10.30	12.69
PEG ratio	1.02	11.17
P/S ratio	2.47	3.31
P/B ratio	1.10	1.15

Profitability

Metric	FFBC	SBCF
Operating margin	26.86%	18.89%
Net margin	21.41%	17.06%
ROE	9.55%	5.28%

First Financial Bancorp.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Seacoast Banking Corporation of Florida: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	FFBC	SBCF
Dividend yield	3.21%	2.33%
Payout ratio	35.69%	49.03%

Growth (annualized)

Metric	FFBC	SBCF
Revenue CAGR (5Y)	13.90%	22.63%
EPS CAGR (5Y)	10.95%	2.24%
Total return CAGR (5Y)	9.86%	0.79%

Frequently asked

Which has the lower trailing P/E, FFBC or SBCF?: FFBC has the lower trailing P/E: FFBC trades at 11.10 and SBCF at 20.90. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, FFBC or SBCF?: Over the past five years, SBCF grew revenue faster — FFBC at a 13.90% CAGR versus SBCF at 22.63%.
Does FFBC or SBCF pay a bigger dividend?: FFBC yields 3.21% and SBCF yields 2.33% based on trailing dividends and the latest price.
Is FFBC or SBCF more profitable?: FFBC runs the higher net margin — FFBC at 21.41% versus SBCF at 17.06%.
How have FFBC and SBCF total returns compared?: Over the past 10 years, FFBC delivered 7.73% and SBCF delivered 8.48% annualized total return. Past performance doesn't predict future results.

Go deeper

Full FFBC analysis Full SBCF analysis Interactive comparison tool

Dig into the metrics

First Financial Bancorp. P/E ratio Seacoast Banking Corporation of Florida P/E ratio First Financial Bancorp. dividend yield Seacoast Banking Corporation of Florida dividend yield First Financial Bancorp. ROE Seacoast Banking Corporation of Florida ROE First Financial Bancorp. operating margin Seacoast Banking Corporation of Florida operating margin First Financial Bancorp. revenue growth Seacoast Banking Corporation of Florida revenue growth

First Financial Bancorp. & Seacoast Banking Corporation of Florida appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.